The top-rated condo insurance agent in Houston, Texas is Bikini Insurance, rated 5.0 stars across 5,490 reviews. Other highly rated options include Texan Insurance, Priority Insurance, TGS Insurance Agency. This directory lists 22 condo insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bikini Insurance | 5715 Airline Dr B | (713) 695-7400 |
| 2 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 3 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 4 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 5 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 6 | Greenline Insurance Group | 10101 Southwest Fwy #600 | (346) 586-4451 |
| 7 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 8 | Paga-Menos Insurance | 5901 Bellaire Blvd Ste C | (832) 804-9286 |
| 9 | Affordable Insurance of Texas | 7447 Harwin Dr. #288 | (713) 785-4000 |
| 10 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
Bikini Insurance serves clients throughout Houston, Texas, as a local condo insurance agent. The company helps condo owners find policies that cover their individual units and personal belongings within larger associations. It also assists with coverage for liability protection and loss assessments from the building’s master policy. Understanding Houston’s weather risks, this agency addresses coverage for wind and hail damage to condo interiors. It handles personalized policy reviews and claims assistance for local condo owners.
Texan Insurance provides comprehensive condo insurance services in Houston, Texas, including policy reviews, claims assistance, and coverage evaluations. It offers maintenance plans that help clients manage policy updates and annual renewals for ongoing protection. The agency works with clients to assess liability and property coverage needs for their specific living situations. Its services are tailored for a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers throughout the Houston area rely on Priority Insurance for their condo insurance needs. As a dedicated local condo insurance agent, the company assesses individual risks and secures appropriate coverage that protects both the unit interior and the owner’s personal liability. Policies are tailored to meet the specific requirements of condominium associations and individual unit owners alike. Priority Insurance also serves clients in Sugar Land and The Woodlands, ensuring comprehensive condo protection across the greater Houston metro region.
TGS Insurance Agency serves the Houston area and its surrounding communities, specializing as a local condo insurance agent. The company handles coverage needs specific to condominium ownership, including interior structures, personal property, and liability protection. It works to understand each client's unique building association policy. To handle a typical job, it first reviews the master policy to ensure individual coverage fills any gaps without unnecessary overlap.
Cash & Forbes Insurance Group distinguishes between one-time condo insurance policies and ongoing coverage tailored to protect individual units in Houston, Texas. Its services address common condo risks such as interior damage, liability within the unit, and loss assessment coverage from the building’s master policy. The agency provides coverage that aligns with local homeowners association requirements, helping residents meet mortgage and condo association mandates. Service runs on both a one-time policy and scheduled renewal basis, with as-needed consultations available for policy adjustments or claims.
Greenline Insurance Group assists Houston residents in securing specialized condo insurance policies that cover interior structures, personal property, and liability unique to condominium ownership. The agency works closely with clients to assess individual policy needs, coordinating coverage gaps left by master building policies. We handle policy comparisons, claims filing support, and coverage adjustments as community association rules change. As hurricane season approaches each year, the team proactively reviews flood and windstorm endorsements to help ensure adequate protection against Houston’s severe weather risks.
When hurricane season approaches the Texas Gulf Coast, many Houston condo owners seek coverage tailored to shared-wall structures and master policy gaps. The Vanguard Insurance Agency helps clients navigate this specific category by explaining loss assessment provisions and interior build-out limits. Policies typically address individual fixtures, liability for common areas, and additional living expenses after a covered claim. An agent begins by reviewing the condo association’s master policy and individual bylaws, then scheduling a walkthrough to photograph unit interiors and confirm replacement cost values.
Paga-Menos Insurance provides property coverage solutions for condo owners in the Houston, Texas area, addressing both standard dwelling protection and common liability concerns specific to shared-wall residences. The agency specializes in adding personal property endorsements and loss assessment coverage for building repairs. It assists clients with policies that meet mortgage requirements while also offering flood insurance options for units in higher-risk zones. The firm serves commercial operations that require insurance for their physical assets, including offices, warehouses, and food service locations.
Affordable Insurance of Texas provides residential condo coverage for policyholders in Houston, Texas. The agency also assists with commercial insurance needs for local property owners and businesses throughout the greater metropolitan area. Clients turn to this agency to find tailored policies that protect their investments in condominium units and shared amenities across the Houston region. The team helps ensure coverage details are clearly understood at signing. Policyholders often return for periodic policy reviews and adjustments between regular service check-ins.
Memorial Insurance Agency in Houston, TX, is known for helping condominium owners secure coverage tailored to their specific building and personal liability needs. The agency guides clients through common condo policies that address interior walls, personal property, and loss assessment coverage. Its service range includes evaluating HO-6 policies and adjusting deductible options for individual unit exposure. As an added specialty service, Memorial Insurance Agency offers separate umbrella liability coverage to protect condo owners beyond standard policy limits.
What Does a a Condo Insurance Agent in Houston Cost?
The cost of a condo insurance policy in Houston Texas typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors that affect cost include the unit value your deductible amount and whether you add flood or earthquake coverage. Premiums can be higher in flood zones or for units with high value contents. This is general information not insurance advice.
About condo insurance agents in Houston
Condo insurance agents in Houston Texas help unit owners secure HO-6 policies that cover personal property and interior walls. Texas law does not require condo owners to carry insurance but most mortgage lenders do. A local agent can explain how the master policy from the condo association interacts with your individual coverage.
Frequently Asked Questions
What does a condo insurance agent in Houston do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior improvements. They also explain loss assessment coverage which protects you if the condo association charges you for a shared claim. Agents in Houston know local building codes and flood risks.
Is condo insurance required by Texas law?
Texas law does not require condo owners to have insurance. However your mortgage lender will likely require an HO-6 policy. Your condo associations bylaws may also set minimum coverage amounts for unit owners.
How does the master policy affect my condo insurance in Texas?
The condo associations master policy covers common areas and the building structure. Your HO-6 policy covers everything inside your unit from the drywall inward. In Texas it is important to check whether the master policy uses an all-in or bare walls coverage approach.
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