The top-rated condo insurance agent in Friendswood, Texas is Judy Wiggins: Allstate Insurance, rated 4.7 stars across 327 reviews. Other highly rated options include Champions Insurance Agency, BIG - Brock Insurance Group, Worthen Insurance Group. This directory lists 20 condo insurance agents serving Friendswood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Judy Wiggins: Allstate Insurance | 105 E Spreading Oaks Ave | (281) 992-1926 |
| 2 | Champions Insurance Agency | 1305 W Parkwood Ave STE A105 | (281) 484-4870 |
| 3 | BIG - Brock Insurance Group | 820 S Friendswood Dr #103 | (281) 482-4244 |
| 4 | Worthen Insurance Group | 104 Melody Ln | (281) 845-2770 |
| 5 | Watson Insurance | 2 Parkside Dr #109 | (832) 703-1289 |
| 6 | Joe Cook & Associates, Inc. | 820 S Friendswood Dr # 202 | (281) 488-4485 |
| 7 | SIG/Lighthouse Insurance | 3502 FM 528 Rd | (281) 482-4455 |
| 8 | Insurance Advisors Of Texas | 4325 FM 2351 # 100 | (281) 993-9292 |
| 9 | Rosewood Insurance Group, LLC | 1560 W Bay Area Blvd #310 | (281) 941-2933 |
| 10 | Premier Insurance Group of Texas | 1212 Winding Way Dr B | (713) 242-1362 |
Judy Wiggins: Allstate Insurance serves Friendswood and the surrounding area in Galveston County as a condo insurance agent. The agency assists condo owners with policies that protect their individual units and personal belongings. Standard condo coverage typically includes interior fixtures, upgrades, and liability protection for incidents within the unit. The agency handles specialized policies designed to fill gaps between a master association policy and individual owner coverage. Clients in Friendswood can obtain quotes for loss assessment coverage and personal property protection.
Champions Insurance Agency provides tailored condo insurance solutions for clients in Friendswood, Texas, focusing on protecting individual units and common areas. Their service includes helping policyholders understand master policy coverage gaps and acquire necessary personal property protection. They offer guidance on deductible options, liability coverage, and loss assessment needs to ensure comprehensive protection. The agency services single-family homes with attached condominium arrangements as well as multi-unit apartment complexes.
Homeowners, property managers, and condo association boards in Friendswood, Texas turn to BIG - Brock Insurance Group for their condo insurance agent services. The agency helps clients secure policies that protect individual units and common building areas from damage and liability. Coverage needs are assessed based on each condominium’s unique structure and local weather risks. BIG - Brock Insurance Group also serves clients in neighboring communities throughout the Houston metro and Galveston County areas.
Serving Friendswood and the surrounding communities of greater Galveston County, Worthen Insurance Group handles condominium insurance policies tailored to individual unit owners. These policies cover interior structures, personal property, and liability exposures not addressed by the master condo association plan. The company focuses on aligning coverage specifics with each client’s unique condo bylaws and occupancy situation. To manage a typical job, agents begin with a detailed review of the association master policy, then identify gaps specific to the unit, ensuring no overlap or dangerous underinsurance remains.
Watson Insurance, located in Friendswood, TX, offers clients the choice between a one-time consultation for a single policy review or an ongoing service relationship for continuous coverage management. Their condo insurance assistance typically covers common area liability, individual unit protection, and personal property for policyholders in the region. Service runs on either a scheduled basis for regular policy check-ins or as needed when a specific event, such as a renovation or claim, requires immediate attention without a prearranged appointment.
Joe Cook & Associates, Inc. specializes in tailoring coverage for individual condo unit owners, addressing the unique gaps between a master policy and personal needs. It serves clients in Friendswood and the surrounding area, handling routine policy reviews and new client consultations for local condominiums. The firm assists with securing protection for interior improvements and personal liability within the community. As hurricane season approaches, it helps residents understand windstorm deductibles and flood insurance options specific to coastal Texas living.
When coastal storm season brings heavy winds and humidity to Friendswood, Texas, condominium owners need coverage that addresses both exterior building exposures and interior unit protection. SIG/Lighthouse Insurance provides dedicated condo insurance agent services tailored to the specific liability and assessment needs of local homeowner associations and individual unit owners. They assist residents in reviewing policy details, understanding shared master policy limits, and selecting appropriate personal property and loss-of-use endorsements. Their initial-assessment step involves a thorough walkthrough of the condominium unit and common-area exposure points.
Insurance Advisors Of Texas helps property owners in Friendswood secure appropriate coverage for their residences, and it also offers specialized endorsements to protect personal belongings and liability exposures. This condo insurance agent works with clients to address the unique risks of shared-wall living, including assessments from homeowners associations. It can also provide policies for commercial sectors such as offices, warehouses, and food service operations requiring tailored protection.
Rosewood Insurance Group, LLC, based in Friendswood, TX, provides residential condo insurance services tailored to individual policyholders' needs. Their expertise also covers commercial condominium properties, serving clients throughout the greater Houston area. This agency assists owners in navigating coverage for common areas, individual units, and liability protections specific to community living. Following a policy setup or renewal, the team typically reaches out to ensure the client's coverage remains aligned with their evolving circumstances, maintaining that personalized service connection between regular annual visits.
What Does a a Condo Insurance Agent in Friendswood Cost?
The cost of condo insurance in Friendswood Texas typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect your premium include the value of your personal property the deductible you choose and your claims history. Flood insurance adds 400 to 1000 dollars per year depending on your flood zone. This is general information and not insurance advice.
About condo insurance agents in Friendswood
Condo insurance agents in Friendswood Texas help you protect your unit and personal belongings. Texas law requires your condo association to carry a master policy but that policy does not cover your interior walls or personal property. A local agent can explain the difference between bare walls and all in coverage and help you choose the right policy for your unit.
Frequently Asked Questions
What does condo insurance cover in Friendswood Texas?
Condo insurance typically covers your personal property interior fixtures and liability. It also provides loss of use coverage if your unit becomes uninhabitable. In Texas the master policy from your association covers common areas and the building structure.
Do I need flood insurance for my condo in Friendswood?
Friendswood is in a flood prone area near Clear Creek. Standard condo policies do not cover flood damage. You may need a separate flood policy from the National Flood Insurance Program or a private insurer. Your agent can help you assess your flood risk.
How much condo insurance do I need in Texas?
You need enough coverage to rebuild your unit and replace your personal belongings. Texas law does not set a minimum amount for condo owners. Your agent can help you calculate the value of your interior finishes and possessions to determine appropriate limits.
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