The top-rated condo insurance agent in Denton, Texas is La Familia Auto Insurance, rated 4.8 stars across 803 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Freeway Insurance, Matt Portz - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 1731 W University Dr | (940) 654-2741 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 2317 W University Dr Suite 113 | (940) 381-2490 |
| 3 | Freeway Insurance | 602 W University Dr | (214) 301-7016 |
| 4 | Matt Portz - State Farm Insurance Agent | 800 S I-35E | (940) 591-6644 |
| 5 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 6 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 7 | Fiesta Auto Insurance & Tax Service | 1636 W University Dr | (940) 239-9038 |
| 8 | Michael Doranski: Allstate Insurance | 2000 Denison St A | (940) 387-6289 |
| 9 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 10 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
La Familia Auto Insurance serves clients in Denton, Texas, by providing specialized condo insurance coverage that protects both individual units and their shared building structures. It offers optional add-ons for valuable personal property and liability protection, helping residents safeguard their belongings and assets. The company’s policies are designed for a variety of commercial sectors, including professional offices, warehouse facilities, and food service establishments.
Ricardo Sempertegui - State Farm Insurance Agent serves the greater Denton, Texas area by providing tailored condo insurance policies. This independent agency works to help condo owners protect their personal property and liability within their units and shared building structures. They assist clients in understanding the differences between master policies and individual coverage needs. Typical services include customizing deductibles and navigating policy endorsements specific to attached dwellings and community association requirements.
Freeway Insurance provides residential condo insurance services in Denton, Texas, also offering commercial coverage options for property owners in the surrounding area. The agency assists clients in selecting policies for individual units and shared building structures. Between regular visits, policyholders can follow up for adjustments or clarifying questions about their coverage needs. This ensures that coverage remains aligned with changes in occupancy or property conditions.
Matt Portz - State Farm Insurance Agent in Denton, TX provides condo insurance policies that help protect personal property and liability for unit owners. Service plans include assistance with filing claims, reviewing coverage options during policy renewal, and advising on the specific needs of condominium living. Clients can discuss adjustments to their deductible or add endorsements for additional protection against water damage or theft. This agent services properties such as single-family homes and apartments, as well as retail stores and restaurants.
Ryan Everet Insurance - Independent Agency serves condo owners and homeowner associations in the Denton, TX area, offering policies that protect individual units and shared building structures. As a local independent agency, it works with multiple carriers to find appropriate coverage for dwelling, liability, and personal property needs. This approach allows clients to compare options for standard and supplemental condo protections. The agency also provides similar insurance services to property managers in neighboring communities such as Corinth or Highland Village.
Fiesta Auto Insurance & Tax Service in Denton, Texas, is known for providing condo insurance policies tailored to protect individual unit owners. Its service range includes coverage for interior structures, personal property, and liability within local homeowners associations. Agents work to explain common condo policy gaps and the value of loss assessment protection. To complement these core policies, the company also offers assistance with filing related tax documents for insured clients.
Michael Doranski: Allstate Insurance serves Denton and the surrounding communities in north Texas, handling condo insurance needs for local owners. It addresses property coverage including interior structures and personal belongings, along with liability protection against accidents within the unit. The agency also manages loss-of-use coverage if a condo becomes uninhabitable and assists with deductibles that may be the owner’s responsibility under a master policy. It approaches each job by carefully reviewing the specific condo association’s bylaws to identify coverage gaps and tailor a policy accordingly.
Neal & Neal Insurance Agency in Denton, TX, distinguishes between one-time policies for individual buyers and recurring service options for ongoing protection of condominium units. Their coverage addresses common risks such as interior damage, liability for accidents within the unit, and loss assessments from the homeowners’ association. Standard policies supplement the master building insurance held by the association. This local agency provides tailored solutions specific to condo ownership in the Denton area. Service runs on both a one-time and scheduled basis depending on the client’s policy renewal cycle.
Wade Hunt Insurance specializes in matching Denton condo owners with appropriate coverage for individual unit interiors and shared building liabilities. The agency routinely reviews master policies to identify gaps and tailor additional protection. It provides guidance on personal property, loss assessment, and liability limits. Its general service work includes policy updates and claims assistance for local condominium residents. When spring storms peak in North Texas, Wade Hunt Insurance helps customers review their deductibles and confirm sufficient coverage for potential wind or hail damage.
What Does a a Condo Insurance Agent in Denton Cost?
Condo insurance in Texas typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like the unit location deductible amount and coverage limits affect the price. Denton rates may vary based on local weather risks and the age of the building. This is general information not insurance advice.
About condo insurance agents in Denton
Condo insurance agents in Denton Texas help owners understand the unique coverage needs for condominiums. Texas law requires condo associations to carry a master policy but that policy may not cover interior walls or personal belongings. A local agent can explain how an HO-6 policy fills those gaps and protects your investment.
Frequently Asked Questions
What does a condo insurance agent in Denton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior fixtures and liability. They also review your condo associations master policy to identify coverage gaps.
Do I need condo insurance in Texas if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas but not your personal belongings or improvements inside your unit. Texas law does not require you to have HO-6 insurance but your lender usually will.
How does Texas law affect condo insurance requirements?
Texas Property Code Section 82.102 requires condo associations to maintain property insurance on common elements. Individual unit owners are responsible for their own interior and personal property. A local agent can explain how this applies to your Denton condo.
Condo Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton