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Find Condo Insurance Agents Near You in O'Fallon, MO

Directory of condo insurance agents in O'Fallon, Missouri. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 condo insurance agents in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060 steinlageagency.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010 insurancebrokersgroup.com
Jim Schilkoski - State Farm Insurance Agent
100 W Pitman St, O'Fallon, MO 63366
(636) 978-4800 jimschilkoski.net
Farmers Insurance - Jason Duree
300 Fort Zumwalt Square Ste 100, O'Fallon, MO 63366
(636) 294-7258 agents.farmers.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696 midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820 agents.allstate.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001 dillehayinsurance.com
UltraCar Insurance LLC.
801 S Woodlawn Ave #26, O'Fallon, MO 63366
(888) 551-1991 ultracarinsurance.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260 insuranceofallon-troy.com
Farmers Insurance - Dawn Johnson
2311 State Hwy K, O'Fallon, MO 63368
(636) 294-3500 agents.farmers.com
AAA O'Fallon Insurance and Member Services
2277 State Hwy K, O'Fallon, MO 63368
(636) 272-2362 ace.aaa.com
Farmers Insurance - Hannah Brown Agency
1171 Bryan Rd, O'Fallon, MO 63366
(636) 487-0111 brownagencyins.com
Senn Insurance Agency
225 S Main St Suite 200, O'Fallon, MO 63366
(636) 978-7798 sennagency.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595 jeffhuginsurance.com
Corey Tucker - Missouri Farm Bureau Insurance
3050 Winghaven Blvd, O'Fallon, MO 63368
(636) 614-2018 agents.mofbinsurance.com
Lance Rogers
109 Triad Center W, O'Fallon, MO 63366
(314) 470-1250 covenantinsurancegroup.net
Farmers Insurance - Terry Schmidt
2764 State Hwy K, O'Fallon, MO 63368
(636) 561-0465 agents.farmers.com
Insurance Group of St Charles County LLC Ben Fischer Broker
1049A E Terra Ln, O'Fallon, MO 63366
(636) 294-6633 insurancegroupmo.com
Brian Fricker Insurance
427 W Terra Ln, O'Fallon, MO 63366
(877) 812-3505 frickerinsurance.com
Mid America Insurance Services, LLC
2017 State Hwy K, O'Fallon, MO 63366
(636) 278-0291 midamins.net

A condo insurance agent in O'Fallon Missouri helps you find the right HO-6 policy for your unit. Missouri law requires condo associations to carry master insurance, but individual owners still need coverage for personal property and interior improvements. Local agents understand the specific needs of O'Fallon condo owners and can explain how Missouri statutes affect your policy.

What Does a Condo Insurance Agent in O'Fallon Cost?

Condo insurance in Missouri typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect price include the unit location in O Fallon, the amount of personal property coverage, and the deductible selected. Actual costs vary based on your specific unit and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in O'Fallon do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the master policy covers and what you need to add for your personal property and liability. Agents also advise on Missouri specific requirements like loss assessment coverage.
Is condo insurance required by law in Missouri?
Missouri does not require individual condo owners to carry insurance by state law. However most mortgage lenders require an HO-6 policy. Your condo association may also require proof of coverage in the bylaws or declaration.
How does Missouri law affect condo insurance claims?
Missouri has a five year statute of limitations for written insurance contract claims. This means you have five years from the date of loss to file a lawsuit if needed. Your agent can explain how this time limit applies to your specific claim situation.