The top-rated condo insurance agent in Gladstone, Missouri is Roy Copeland III - State Farm Insurance Agent, rated 4.9 stars across 354 reviews. Other highly rated options include Briarcliff Insurance Group, Jenkins & James Insurance Agency, Jeff David Insurance Agency. This directory lists 16 condo insurance agents serving Gladstone.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roy Copeland III - State Farm Insurance Agent | 400 NW Englewood Rd | (913) 299-0251 |
| 2 | Briarcliff Insurance Group | 2601 NE Kendallwood Pkwy Suite 212 | (816) 759-2133 |
| 3 | Jenkins & James Insurance Agency | 6651 N Oak Trafficway Suite 20 | (816) 453-8555 |
| 4 | Jeff David Insurance Agency | 6520 N Oak Trafficway | (816) 436-2622 |
| 5 | Hilt Agency: Allstate Insurance | 6812 N Oak Trafficway Ste 3 | (816) 420-0500 |
| 6 | Bryan Lopez - State Farm Insurance Agent | 7233 N Oak Trafficway | (816) 678-0749 |
| 7 | Jeff Williams Agency Inc American Family Insurance | 6505 N Prospect Ave STE 100 | (816) 459-7779 |
| 8 | Mary Ann Surber - State Farm Insurance Agent | 6407 N Prospect Ave | (816) 452-1700 |
| 9 | Amanda Stagg: Allstate Insurance | 5608 NE Antioch Rd | (816) 559-7081 |
| 10 | Robert Raney - Missouri Farm Bureau Insurance | 7 NW 72nd St Ste 201C | (816) 436-9571 |
Roy Copeland III - State Farm Insurance Agent serves the Gladstone, MO, area and nearby communities as a local condo insurance agent. This office helps property owners secure coverage that protects their individual units and personal belongings. It also assists with liability protection for accidents occurring within a condominium. Clients can expect policies tailored to meet homeowners association requirements while covering upgrades and interior fixtures. The agency also handles renters insurance and aids clients in adjusting existing deductibles.
Briarcliff Insurance Group provides a range of services for the Gladstone area, including condo insurance policy options tailored for individual unit owners. It assists clients in understanding coverage for personal property, interior improvements, and liability within a condominium association’s master policy context. The agency focuses on evaluating specific plan needs, from loss assessment protection to personal umbrella coverage, ensuring policies align with each homeowner’s unique situation. This firm services single-family homes, apartments, retail spaces, and restaurants throughout the local community.
Jenkins & James Insurance Agency serves condominium owners and associations in Gladstone, Missouri, helping them secure coverage for individual units and shared structures. The firm assists clients in understanding master policy gaps and obtaining protection for personal property, liability, and interior improvements. They also work with property managers to coordinate insurance needs for entire condo complexes. In addition to Gladstone, the agency provides its services to the greater North Kansas City metropolitan area.
Jeff David Insurance Agency serves Gladstone, Missouri, and the surrounding communities in Clay and Platte counties. It handles condo insurance policies for individual unit owners, single-family condo buildings, and townhome associations. The agency provides coverage for common needs such as property damage, personal liability, and loss of use. To handle a typical job, it first reviews the condo association’s master policy to identify gaps in coverage and then recommends a tailored policy to fill those specific exposures.
Condo insurance can be approached as either a one-time policy purchase for new homeowners or as a recurring annual service that adjusts coverage limits as needed. Hilt Agency: Allstate Insurance in Gladstone, MO, helps clients protect personal property and liability within their condominium unit. The agency typically structures service on an as-needed basis, with annual policy reviews scheduled to align with changing bylaws or asset values.
Bryan Lopez - State Farm Insurance Agent offers specialized condo insurance, tailoring coverage for individual unit owners in Gladstone, MO. This agency assists with personal property protection and liability needs specific to condominium living. General service work includes policy reviews and claims guidance. The company helps clients address deductibles and loss assessments when navigating winter storm damage to shared building elements.
As winter storms approach Gladstone, condo owners often worry about ice dam damage to shared roofs and exterior walls. Jeff Williams Agency Inc American Family Insurance addresses these common concerns by offering tailored policies that cover unit interiors, personal property, and loss assessments from the homeowners association. Their agents explain how individual coverage complements the master policy, ensuring no gaps remain for the policyholder. Risk evaluation begins with a detailed walk-through that identifies specific vulnerabilities in the unit's structure and contents, forming the basis for an initial coverage assessment.
Mary Ann Surber - State Farm Insurance Agent in Gladstone, MO, helps clients protect their residential units with a core condo insurance policy. This agent can add on coverages for personal property, loss assessment, and liability protection beyond the master policy. Their work includes evaluating individual unit exposures and standard deductibles for local buildings. The agency also serves commercial sectors requiring tailored coverage for offices, warehouses, and food service operations.
Amanda Stagg: Allstate Insurance offers residential condo insurance services for property owners in Gladstone, Missouri. Commercial coverage is also available for local condo associations and rental properties within the broader metropolitan area. Policies can address common building concerns such as shared walls and liability issues. The agency provides routine policy reviews and quick claim assistance. Clients frequently return for seasonal policy adjustments between regular visits, ensuring continuous protection without gaps in coverage.
Robert Raney - Missouri Farm Bureau Insurance in Gladstone, MO is known for providing condo insurance coverage tailored to individual unit owners. The agency helps clients protect their personal property and interior structures that standard condo association policies may not cover. Agents offer guidance on loss assessment coverage and liability protection for the policyholder's unit. A specialty service it can add on is equipment breakdown coverage for major home appliances and systems.
What Does a a Condo Insurance Agent in Gladstone Cost?
Typical condo insurance costs in Missouri range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include the unit value, location in Gladstone, coverage limits, and deductible amount. Flood insurance is separate and may cost 400 to 800 dollars per year through the NFIP. This is general information and not insurance advice.
About condo insurance agents in Gladstone
Condo insurance agents in Gladstone, Missouri help owners secure HO-6 policies that cover personal property and interior walls. Missouri law requires condo associations to carry master insurance, but individual owners need their own policy for gaps. Agents can explain how Gladstone flood zones or local weather risks affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Gladstone do?
A condo insurance agent helps you find an HO-6 policy that covers personal belongings, liability, and interior improvements. They also explain how your policy works with the condo associations master insurance in Missouri.
Is condo insurance required in Missouri?
Missouri does not state law require condo insurance for individual owners. However most lenders and condo associations require you to carry a minimum amount of coverage. An agent can help you meet those requirements.
How does Missouri law affect condo insurance?
Missouri Revised Statutes Chapter 448 governs condominium property regimes. The master policy covers common areas and original structure. Your individual HO-6 policy covers everything inside your unit including upgrades and personal property.
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