The top-rated condo insurance agent in Lee's Summit, Missouri is Jim Hubbard Insurance, rated 4.8 stars across 461 reviews. Other highly rated options include Yahir Insurance Agency LLC, Bruce Holiman - State Farm Insurance Agent, AIM Insurance. This directory lists 23 condo insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 2 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 3 | Bruce Holiman - State Farm Insurance Agent | 319 SE Douglas St #317 | (816) 524-5150 |
| 4 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 5 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 6 | Mark Royalty - State Farm Insurance Agent | 430 SW Longview Blvd Suite 100 | (816) 744-8131 |
| 7 | Farmer's Insurance - Dakota Saur Agency | 71 SE 29th Terrace B | (913) 318-8680 |
| 8 | Michael Oehrke - State Farm Insurance Agent | 900 SW Oldham Pkwy Suite 250 | (816) 537-9004 |
| 9 | Farmers Insurance - Bret Ballentine | 16 SE 3rd St | (816) 868-1787 |
| 10 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
Jim Hubbard Insurance, serving Lee’s Summit, Missouri, provides condo insurance coverage tailored to individual unit owners. The agency helps policyholders understand the specific protections needed for their condominium association’s master policy gaps. They guide clients through selecting appropriate personal property, liability, and loss assessment coverage. Their work involves explaining common area deductibles and special assessments that may apply. The agency handles dwelling coverage adjustments and personal liability protection for condo residents in this area.
Yahir Insurance Agency LLC provides comprehensive condo insurance agent services to clients in Lee's Summit, Missouri. It assists condominium owners in securing coverage that protects their individual units and personal belongings against common risks. The company guides clients through the process of evaluating and selecting appropriate policies tailored to their specific living situations. It also helps explain the relationship between master building policies and individual unit coverage. The agency services single-family condominium homes and multi-unit apartment-style condominiums as well as mixed-use properties that include retail and restaurant spaces.
Bruce Holiman - State Farm Insurance Agent in Lee's Summit, MO serves homeowners and property managers seeking condominium coverage. The agency explains how individual condo policies fill gaps left by master building insurance, covering interior fixtures and personal liability. These policies protect unit owners against risks like fire, theft, and water damage. Customized options also include loss assessment coverage for shared areas. The agency assists clients throughout Lee's Summit and frequently works with residents in the nearby Kansas City metro area, including suburbs like Blue Springs.
AIM Insurance serves Lee's Summit, Missouri, and the surrounding communities of the Kansas City metropolitan area as a dedicated condo insurance agent. It handles both individual condo unit policies and master building coverage needs for local associations. This agent works closely with residents to review condo association bylaws and understand the specific coverage gaps that often exist. A typical job involves comparing various insurance quotes for the client and carefully explaining policy differences to ensure informed decisions are made.
Total Insurance Solutions in Lee’s Summit, MO distinguishes between one-time policy reviews for existing condo owners and ongoing coverage updates for those purchasing a new unit. Coverage options typically protect interior structures, personal belongings, and liability against common condo association claims. Because individual condo insurance needs shift with policy renewals or property changes, service is arranged on a one-time, scheduled, or as-needed basis.
Mark Royalty - State Farm Insurance Agent in Lee's Summit, MO, specializes in crafting condo insurance policies tailored to the unique needs of individual unit owners. The agency also provides general personal insurance services including auto, life, and homeowners coverage. Working with area residents, it focuses on protecting personal property and interior structures not covered by a building’s master policy. As winter approaches, the agency helps clients review policies for potential freeze-related water damage and liability concerns specific to shared building elements.
Farmer's Insurance - Dakota Saur Agency provides residential condo insurance for owners in Lee's Summit, Missouri, covering individual unit policies that protect personal property and interior structures. Commercial coverage is also available for condo associations and small businesses within the greater metro area. The agency serves local clients by tailoring policies to Midwestern weather risks and association requirements. Following a claim or policy review, ongoing service ensures coverage stays current between regular visits for any changes in the property or bylaws.
As Lee’s Summit condo owners prepare for seasonal storms, Michael Oehrke - State Farm Insurance Agent provides knowledgeable local guidance to help match policies with the unique coverage needs of shared-wall living. The firm explains how standard condo association master policies intersect with personal unit insurance. It assists owners in reviewing what their own condo policy covers for interior fixtures, personal property, and liability. The process typically begins with a thorough needs assessment during a no-obligation consultation.
Farmers Insurance - Bret Ballentine, a condo insurance agent in Lee's Summit, MO, provides policies tailored to protect individual unit owners from property damage and liability risks. The agency’s offerings extend to coverage for interior renovations and personal belongings within common-interest communities. It also provides additional add-ons, such as loss assessment coverage for shared building repairs, ensuring complete financial protection for the policyholder.
What Does a a Condo Insurance Agent in Lee's Summit Cost?
Condo insurance in Missouri typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like your unit location in Lee's Summit, the age of the building, and your deductible choice affect the price. Higher coverage limits for personal property or liability will increase the premium. This is general information and not insurance advice.
About condo insurance agents in Lee's Summit
Condo insurance agents in Lee's Summit Missouri help owners secure HO6 policies that cover personal property and interior walls. Missouri law requires condo associations to maintain a master policy, but individual owners need their own coverage for improvements and liability. A local agent can explain how Lee's Summit flood zones or weather risks affect your premium.
Frequently Asked Questions
What does a condo insurance agent in Lee's Summit do?
A condo insurance agent helps you choose an HO6 policy that fills gaps in your association master policy. They assess your personal property value and liability needs. They also guide you on Missouri specific requirements like loss assessment coverage.
Is condo insurance required in Missouri?
Missouri law does not require individual condo insurance, but most lenders and condo associations do require it. The association master policy covers common areas, but you need your own policy for your unit interior and belongings. Check your condo bylaws for minimum coverage rules.
How do I choose a condo insurance agent in Lee's Summit?
Look for an agent licensed in Missouri who has experience with HO6 policies. Ask about their knowledge of Lee's Summit weather risks like hail and tornadoes. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.
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