The top-rated condo insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 18 condo insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Larry Lukovich - State Farm Insurance Agent | 5660 Dixie Hwy Ste 1 | (248) 623-0878 |
| 6 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 7 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 8 | Sean Flynn - State Farm Insurance Agent | 4182 Pontiac Lake Rd | (248) 618-9812 |
| 9 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 10 | Mike Tolbert - State Farm Insurance Agent | 34 S Telegraph Rd | (248) 683-3484 |
Joe Fagan - State Farm Insurance Agent serves Waterford Township, MI and the surrounding county as a local condo insurance agent. The company helps condominium owners find coverage that addresses the unique loss assessments and shared building exposures common in multi-unit buildings. Their agency works to match policies with each client’s specific living arrangement, including interior structures and personal liability. Common services include adjusting dwelling coverage for association master policies and protecting personal belongings in the unit.
J. Bejin & Associates provides a full range of condo insurance services for clients in Waterford Township, MI, including policy reviews and risk assessments. The agency offers ongoing support for claims filing and policy adjustments to help maintain proper coverage over time. It works with clients to address the unique insurance needs of condominium ownership in the local area. The company services single-family homes, apartments, retail spaces, and restaurants.
Acrisure Waterford Township, MI (Select Underwriters) serves homeowners and condo unit owners seeking specialized insurance coverage for their properties. The agency assists clients in navigating the unique requirements of condominium insurance, including master policy gaps and personal liability protection, while explaining coverage options tailored to attached dwelling structures. Its services extend to local residents and property owners throughout Oakland County, commonly covering neighboring communities such as Pontiac and the greater metro Detroit area.
AAA Insurance - Jon Gilroy Insurance Agency serves Waterford Township, Michigan, and the surrounding communities of Oakland County. It handles condo insurance policies specifically designed for individual unit owners in local condominium associations. The agency works with clients to understand their unique coverage needs within association master policies. For a typical condo insurance job, it takes time to clearly explain the distinction between personal and building coverage so homeowners can make informed decisions.
Specializing in condo insurance policies that protect personal property and interior structures, Larry Lukovich - State Farm Insurance Agent in Waterford Township, MI assists clients with tailored liability coverage and loss assessment endorsements. The agency also provides broader services, including auto and life insurance consultations. It helps policyholders review their protection against unexpected damage from burst pipes, which is a common seasonal concern during freezing Midwest winters.
As winter storm season hits Waterford Township, protecting your property becomes critical for condo owners. Acrisure Waterford Township, MI (Huttenlocher Group) provides specialized condo insurance agent services tailored to local bylaws and association requirements. This agency helps clients assess risks specific to shared wall structures and common areas. After a policy discussion, an initial property inspection is scheduled to document existing conditions and identify exposure points.
Hutchison's Insurance Agency, LLC in Waterford Township, MI provides both one-time condo insurance quotes and recurring policy management for ongoing coverage needs. Their services help protect condominium owners with tailored policies covering personal property, liability, and interior structural damage. For policyholders, maintaining continuous coverage is essential to meet association requirements and safeguard assets against common risks. These options ensure clients receive appropriate protection whether purchasing a new unit or reviewing an existing plan. Service appointments are available on a one-time, scheduled, or as-needed basis.
Sean Flynn - State Farm Insurance Agent in Waterford Township, MI provides general property coverage for condominium owners, protecting units against common risks such as fire and theft. The agency also specializes in tailoring policies to address gaps in master association plans, including interior damage and personal liability. Standard endorsements can be added for additional living expenses and loss assessments. This agent serves clients in commercial sectors such as offices, warehouses, and food service operations.
Vikings Insurance Agency provides residential condo insurance services to clients in Waterford Township, Michigan, and additionally offers commercial coverage options for local business properties in the surrounding area. The agency focuses on helping condo owners secure appropriate policies that protect their individual units and personal belongings. This team works to address coverage questions and policy adjustments promptly. They also encourage policyholders to schedule follow-up consultations or repeat service reviews between their regular periodic visits to ensure coverage remains suitable.
Mike Tolbert - State Farm Insurance Agent in Waterford Township, MI, is known for providing condo insurance coverage tailored to the unique needs of local condominium owners. The company serves the greater Waterford area, helping clients protect their units against common risks such as fire, theft, and liability claims. Policies can be customized to fill gaps left by master building coverage. The agency can additionally assist clients with adding specialized endorsements for valuable personal property like jewelry or electronics.
What Does a a Condo Insurance Agent in Waterford Township Cost?
Typical condo insurance costs in Michigan range from 200 to 600 dollars per year for an HO-6 policy. Factors include your unit value, location in Waterford Township, and chosen deductibles. This is general information and not insurance advice.
About condo insurance agents in Waterford Township
A condo insurance agent in Waterford Township Michigan helps you secure an HO-6 policy tailored to your unit. Michigan law requires condo associations to carry master policies, but individual owners need coverage for interior improvements and personal liability. A local agent can explain how your master policy and individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Waterford Township do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior fixtures, and liability. They also explain how Michigan condo laws affect your coverage needs.
Is condo insurance required in Michigan?
Michigan law does not require individual condo insurance, but most lenders and condo associations do require it. Your agent can help you meet these requirements.
How does Michigan law affect condo insurance?
Michigan law requires condo associations to maintain a master policy for common areas. Your individual HO-6 policy covers what the master policy does not, such as interior walls and personal belongings.
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