The top-rated condo insurance agent in Commerce Township, Michigan is Medicare Benefits Group, rated 5.0 stars across 367 reviews. Other highly rated options include Acrisure Commerce Township, MI (Insurance Advisors), Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Benefits Group | 4485 Commerce Woods Dr | (734) 657-4797 |
| 2 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 3 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 4 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 5 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 6 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 7 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 8 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 9 | Benchmark Financial Limited | 8884 Commerce Rd | (248) 642-0700 |
| 10 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
Medicare Benefits Group serves Commerce Township and surrounding areas of Oakland County, Michigan, as a local condo insurance agent. It assists condo owners in securing specialized coverage that protects common areas, interior structures, and personal property within their units. The agency also helps clients navigate master policy gaps and adjust deductibles to meet association requirements. Specific services include loss assessment protection for unit owners and personal liability coverage for incidents occurring inside the condo.
Acrisure Commerce Township, Michigan, provides a range of services as a condo insurance agent, including policy evaluations, custom coverage options, and assistance with claims. The company offers ongoing support to help clients maintain appropriate protection for their specific unit and shared building liabilities. Regular consultations are available to review policy updates and adjust coverage as needs change. All work is focused on securing insurance for single-family homes, apartments, retail spaces, and restaurants.
Homeowners, condominium associations, and property managers seeking specialized insurance for individual units and shared building exposures turn to Tim Peacock, a State Farm Insurance Agent in Commerce Township, Michigan. This licensed agency provides policies protecting personal property, interior structures, and liability risks inherent to condo living. Guidance on understanding master policy gaps and tailoring personal coverage to a unit owner’s specific needs is offered. The agency also serves clients in surrounding parts of Oakland County, including Walled Lake.
Jason Doyle’s agency serves Commerce Township and the surrounding communities in western Oakland County, specializing in condo insurance for local unit owners. It handles policies that cover interior fixtures, personal liability, and loss assessments from the condo association. The agent helps clients understand what their master policy covers and what supplemental protection they need. Each typical job begins with a review of the association’s master policy, followed by a tailored discussion to fill coverage gaps and meet the client’s specific deductible needs.
Sean Shewalter - State Farm Insurance Agent in Commerce Township, MI offers both one-time policy setup and ongoing service for managing condo insurance coverage. Protecting your unit from risks such as fire or theft requires a policy that aligns with your personal liability needs and the building’s master insurance. The agent helps match coverage limits to your individual situation and lender requirements. Service for policy adjustments or claims support runs entirely on an as-needed basis throughout the year.
The Derek Stein Agency - Farm Bureau Insurance specializes in crafting tailored condo insurance policies, protecting individual units and personal belongings from unexpected damage. It also provides comprehensive general house insurance services, including liability coverage and loss of use protection, for property owners in Commerce Township, MI. This local agency addresses unique seasonal concerns, such as helping clients prepare for Michigan winters by ensuring adequate coverage against frozen pipes and ice dam roof damage.
As the harsh Michigan winter gives way to spring, Commerce Township condo owners often review their insurance needs after the thaw reveals potential water damage. Desiree Truman - State Farm Insurance Agent assists these residents by evaluating the unique risks shared by attached dwellings within homeowner associations. Coverage is tailored to address interior damage from burst pipes or hail that others’ policies might neglect. An initial consultation involves a walk-through inspection of your specific unit and a review of your association’s master policy.
Goosehead Insurance - Mary Bucki provides condo insurance services to clients in Commerce Township, MI. Its specialty add-ons include coverage for personal liability, loss assessment, and water backup situations. The agent assesses each unit’s risk factors and designs policies that address building repairs, theft, and temporary living expenses after a covered loss. In addition to residential condo work, the agency can serve commercial sectors such as office complexes, industrial warehouses, and food service establishments.
Benchmark Financial Limited handles residential condo insurance needs for property owners in Commerce Township, Michigan. The agency also provides commercial coverage for condominium associations and individual unit owners within the area. Agents help clients understand master policy splits, personal liability, and loss assessment add-ons. Coverage evaluations include interior finishes, personal belongings, and improvements. Policy reviews and renewals are managed directly with clients to ensure adequate limits are maintained. Follow-up service between regular visits helps adjust protections as property values change.
Tom Attard: Allstate Insurance in Commerce Township, MI, is known for tailoring condo insurance to the unique needs of unit owners in the area. Its typical service range includes protecting personal property, loss assessment coverage, and liability protection. This agent helps clients navigate the nuances of master policy gaps and personal unit coverage. A specialty service that can be added on is water backup protection for damage from sump pump failures or drain overflows.
What Does a a Condo Insurance Agent in Commerce Township Cost?
Typical condo insurance premiums in Michigan range from 300 to 800 dollars per year for standard HO-6 policies. Factors include your unit size location deductible and coverage limits. Commerce Township rates may be slightly higher due to local weather risks. This is general information not insurance advice.
About condo insurance agents in Commerce Township
Condo insurance agents in Commerce Township Michigan help owners protect their units and personal property. Michigan law requires condo associations to maintain a master policy but individual owners still need their own HO-6 policy. Local agents understand the specific risks for Commerce Township properties including weather and lake proximity.
Frequently Asked Questions
What does a condo insurance agent in Commerce Township do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings liability and interior improvements. They explain how your policy works with your associations master policy. Agents in Commerce Township are familiar with local building codes and replacement costs.
Is condo insurance required in Michigan?
Michigan law does not require individual condo owners to carry insurance but most mortgage lenders do require it. Your condo associations bylaws may also require you to have a certain level of coverage. An agent can help you meet these requirements.
How much personal property coverage do I need for my Commerce Township condo?
You should take a home inventory to estimate the value of your belongings. Many agents recommend at least 20000 to 50000 dollars in personal property coverage. High value items like jewelry or art may need additional riders.
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