The top-rated condo insurance agent in Flint, Michigan is L.A. Insurance, rated 4.8 stars across 459 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, Al Bourdeau Insurance Agency. This directory lists 20 condo insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 2927 Saginaw St | (810) 785-9000 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 6 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 7 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 8 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
| 9 | Mark Owen Insurance Agency | 4386 Lennon Rd | (810) 732-5000 |
| 10 | Salib's Insurance Services | 5154 Miller Rd Ste H | (810) 767-5675 |
L.A. Insurance serves Flint, Michigan, and the surrounding Genesee County communities. The company handles condo insurance policies, which protect unit owners against interior damage, personal liability, and loss of personal belongings not covered by a building's master policy. For a typical job, it assesses the specific risks of each condo unit and association requirements, then matches coverage levels accordingly.
Security First Insurance Agency, Inc serves properties in and around Flint, Michigan, as a dedicated condo insurance agent for area residents. The company focuses on arranging coverage solutions that protect individual condominium units from common risks like fire, theft, and liability exposures. Policy options are structured to meet lender requirements and fill gaps left by the building’s master association policy. Services include assisting with interior structure assessments and advising on personal property protection against local weather-related damage.
BGM Insurance Agency, Inc. serves homeowners and property managers in Flint by securing tailored condo insurance policies. The agency structures coverage to protect individual units, shared building elements, and personal liability exposures common in Michigan condominium associations. They also assist clients in understanding master policy gaps that require additional personal protection. Residents of Grand Blanc Township have access to the same knowledgeable service for their homeowners association requirements.
Al Bourdeau Insurance Agency offers coverage options for owners of condominium units in the Flint, Michigan area, including policies tailored to protect interior structures and personal property. The company assists clients in understanding their condominium association’s master policy and helps fill any coverage gaps with customized individual plans. It provides guidance on liability protection and loss assessment coverage. The agency services single-family homes, apartments, retail spaces, and local restaurants.
Serving Flint and the surrounding communities of Genesee County, Eve Insurance handles condo insurance policies for local owners. This company manages protection for common condo exposures, including interior structures, personal liability, and loss assessment coverage that fills gaps in a building’s master policy. Their typical approach involves assessing a client’s specific unit type and homeowners association requirements. They then tailor coverage limits to address potential deductibles and shared-property risks, providing a customized plan that matches the condo owner’s individual needs.
Serving the Flint area as a condo insurance agent, Ron Gillum Jr - State Farm Insurance Agent provides specialized policies protecting individual unit interiors and personal property. It also offers general homeowners and renters coverage for a comprehensive insurance portfolio. Using local market knowledge, it helps owners understand master policy gaps and structure appropriate liability protection. Each winter, it assists clients with claims related to frozen pipes or roof ice dam damage that can affect shared building structures.
Phillips Insurance, an independent agency since 1917, provides general condo insurance solutions for property owners in Flint, MI, while also offering specialized coverages such as loss assessment protection and limited water damage endorsements. The firm assists clients in tailoring policies to address the unique needs of attached dwellings. Its commercial services extend to coverage for offices, warehouses, and food service establishments requiring liability and property protection.
Blackmore Rowe Insurance in Flint, MI distinguishes between one-time policy setups and recurring account management for condo owners. Coverage addresses interior structures, personal property, and liability specific to condominium associations and individual unit holders. Risks unique to Michigan’s climate, such as frozen pipes and storm damage, are commonly included in policy discussions. This local agency tailors protection to each client’s condo bylaws and building requirements. Service for existing clients operates on a scheduled renewal basis, with initial quotes and new policies handled as-needed.
For condominium owners in Flint, Michigan, Mark Owen Insurance Agency presents property owners with both one-time purchase options for specific needs and recurring policies for ongoing coverage. Unlike basic homeowners insurance, a separate condo policy protects interior fixtures, personal belongings, and liability within the unit, filling gaps left by the building’s master policy. Coverage typically includes walls, flooring, cabinets, and personal property against common perils. This local agency provides its services on both a scheduled and an as-needed basis to accommodate different policy renewal timelines.
What Does a a Condo Insurance Agent in Flint Cost?
The cost of condo insurance in Michigan typically ranges from 300 to 800 dollars per year depending on your unit size location and coverage limits. Flint rates may vary based on local crime statistics and weather patterns. Factors like your deductible amount and whether you add flood or sewer backup coverage will affect the premium. This is general information not insurance advice.
About condo insurance agents in Flint
Condo insurance agents in Flint Michigan help owners protect their units and personal property. Michigan law requires condo associations to carry master policies but individual owners need separate coverage for interior fixtures and belongings. A local agent can explain how Michigan insurance regulations apply to your specific unit.
Frequently Asked Questions
What does condo insurance cover in Michigan?
Condo insurance typically covers your personal property interior walls and fixtures not covered by the association master policy. It also provides liability protection if someone is injured in your unit. Michigan law requires you to review your association bylaws to understand what the master policy covers.
How do I choose a condo insurance agent in Flint?
Look for an agent licensed in Michigan who has experience with condo policies. Ask if they work with multiple insurance carriers so they can compare options for you. A local Flint agent will understand the specific risks in the area such as weather related damage.
Is condo insurance required in Michigan?
Michigan law does not require individual condo owners to carry insurance but most mortgage lenders do require it. Even if not required by law or a lender it is strongly recommended to protect your investment. Without coverage you could be personally liable for damage to your unit or injuries to guests.
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