The top-rated condo insurance agent in Village of Clarkston, Michigan is Tony Volante - State Farm Insurance Agent, rated 4.9 stars across 431 reviews. Other highly rated options include The Ryan Insurance Agency, Farmers Insurance - Kurt Urch, Oakland Insurance. This directory lists 18 condo insurance agents serving Village of Clarkston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Volante - State Farm Insurance Agent | 4990 Sashabaw Rd | (248) 625-6777 |
| 2 | The Ryan Insurance Agency | 7151 N Main St Ste. 103 | (248) 403-8591 |
| 3 | Farmers Insurance - Kurt Urch | 6160 Dixie Hwy Ste 210 | (248) 297-6020 |
| 4 | Oakland Insurance | 8055 Ortonville Rd | (248) 647-2500 |
| 5 | Rossell Agency | 5850 Dixie Hwy Ste C | (248) 605-0060 |
| 6 | Dave Smith - State Farm Insurance Agent | 7217 Sashabaw Rd | (248) 625-2414 |
| 7 | McNeil Agency Inc | 5730 Bella Rosa Blvd Ste #300 | (586) 731-1180 |
| 8 | Farmers Insurance - Michelle Houck | 3983 S Ortonville Rd Ste B | (248) 625-8122 |
| 9 | Steve Craft: Allstate Insurance | 6300 Sashabaw Rd # C | (248) 620-2211 |
| 10 | Auto-Owners Insurance Clarkston Claims | 5900 Lorac Dr #102 | (248) 620-2936 |
Tony Volante - State Farm Insurance Agent serves the Village of Clarkston, Michigan, and the surrounding greater Oakland County area. The agency specializes in providing personalized condo insurance policies for local homeowners and renters. Individual condo unit policies typically cover interior structures, personal belongings, and liability protection. Common risks addressed include water damage from burst pipes, theft, and guest injuries within the unit. The agency handles both standard HO-6 coverage and additional endorsements for special assessments or loss assessment needs.
The Ryan Insurance Agency in Village of Clarkston, MI provides comprehensive condo insurance services, including tailored policy reviews and coverage adjustments to meet local regulatory requirements and individual condo association rules. It offers personalized maintenance plan consultations to help property owners safeguard their investments through routine risk assessments and updates. The agency services a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants in the Clarkston area.
Farmers Insurance - Kurt Urch serves homeowners, property managers, and individual unit owners in the Village of Clarkston, Michigan, with condo insurance policies tailored to association and personal coverage needs. The agency helps clients navigate common area liability, interior structure protection, and loss assessment endorsements. Policy explanations are provided to ensure customers understand their specific condo master policy gaps. Services also include coverage reviews for seasonal properties and rental units. The agency serves clients throughout the Clarkston area and also provides insurance solutions for neighboring communities in northern Oakland County, including Waterford Township.
Oakland Insurance serves the Village of Clarkston, Michigan, and the surrounding communities throughout Oakland County. The agency handles condo insurance policies tailored for individual unit owners in local multifamily buildings. Coverage typically addresses interior structures, personal property, liability protections, and loss assessments common to condominium associations. For a typical job, the agency reviews the condo association’s master policy to identify coverage gaps, then customizes a personal policy to address those specific exposures without unnecessary duplication.
Serving the Village of Clarkston, MI, Rossell Agency provides condo insurance coverage for individual unit owners and their personal property. While a one-time policy purchase secures immediate financial protection, ongoing periodic service reassessments ensure coverage adapts to any changes in building regulations or personal assets. The agency helps clients understand how their master policy interacts with interior needs. Service runs on an as-needed basis to address newly acquired valuables, updated renovations, or liability concerns, rather than on a fixed schedule.
As a condo insurance agent, Dave Smith - State Farm Insurance Agent specializes in tailoring coverage for the unique risks of Village of Clarkston, MI condominium owners. It focuses on protecting personal belongings, interior structures, and liability exposures while coordinating with individual condo association master policies. General services include policy reviews and claims assistance for local residents. It commonly helps clients in Clarkston address coverage gaps after a severe winter storm damages condo interiors.
As the leaves begin to fall in the Village of Clarkston, many condo owners start protecting against winter liabilities. McNeil Agency Inc helps residents navigate typical homeowners association requirements that protect both individual units and common areas. They arrange coverage for interior structural damage while addressing local rental and liability concerns from village by-laws. To provide accurate terms, a new client begins with an initial walk-through inspection of their specific unit and building entry points.
Farmers Insurance - Michelle Houck provides residential condo insurance solutions for property owners in the Village of Clarkston, MI, along with commercial coverage options tailored to local small businesses. Their service area encompasses the surrounding communities, ensuring accessibility for both personal policies and business liability needs. Each policy is designed to protect individual assets while meeting specific homeowner requirements. Clients can return for adjustments or renewals between regular seasonal visits, maintaining continuous protection without interruption.
Serving homeowners and investors in central Michigan, Steve Craft: Allstate Insurance offers personalized property protection tailored to individual risk profiles. The agency specializes in condo insurance add-ons, addressing unique exposures like shared-wall liability and master policy gaps. Each policy is structured to cover personal belongings, interior structural improvements, and loss assessment fees from the homeowners’ association. This local agent serves a range of commercial sectors, including office spaces, warehouses, and food service establishments in the Village of Clarkston, MI.
What Does a a Condo Insurance Agent in Village of Clarkston Cost?
Typical condo insurance costs in Michigan range from 300 to 600 dollars per year for a standard HO-6 policy. Factors include your unit location coverage limits deductible and claims history. Village of Clarkston rates may vary based on the age of the building and proximity to water. This is general information and not insurance advice.
About condo insurance agents in Village of Clarkston
Condo insurance agents in Village of Clarkston Michigan help owners protect their unit and personal property. Michigan law requires condo associations to carry a master policy, but owners still need their own HO-6 policy for interior walls fixtures and belongings. A local agent can explain how the master policy and your individual coverage work together.
Frequently Asked Questions
What does a condo insurance agent in Village of Clarkston do?
A condo insurance agent helps you find a policy that covers your unit interior personal property and liability. They explain the difference between the association master policy and your individual HO-6 policy. They also guide you on Michigan specific coverage for water backup and loss assessment.
Do I need condo insurance if the association has a master policy in Michigan?
Yes. Michigan law requires condo associations to insure common areas but not your personal unit interior or belongings. An HO-6 policy covers your walls floors fixtures appliances and personal property. It also provides liability protection if someone is injured in your unit.
How do I choose a condo insurance agent in Clarkston Michigan?
Look for an agent licensed in Michigan who has experience with condo policies. Ask if they understand the local Village of Clarkston building codes and association bylaws. A good agent will review your association master policy to find gaps in your personal coverage.
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