The top-rated condo insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 18 condo insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 4 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 5 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 6 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 7 | Brightway Insurance, The Brad Valls Agency | 2330 Auburn Rd Ste 4 | (586) 840-2070 |
| 8 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 9 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 10 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
SWITCH Insurance Group serves the Shelby Township, Michigan area as a condo insurance agency, helping condo owners secure coverage for their individual units and shared building structures. They guide clients through condo association master policy requirements to prevent gaps in personal protection. The agency also explains loss assessment coverage, which shields unit owners from unexpected special assessments by the association. Their work includes handling claims for interior damage and personal liability.
Filliccia Insurance Agency provides a range of services for owners seeking condo insurance in Shelby Township, MI, including policy evaluation and coverage customization to protect individual units. It helps clients understand master policy gaps and offers guidance on selecting appropriate liability and contents protection. Service plans involve regular policy reviews to adjust for changing property values or renovations. The agency services single-family homes, apartments, retail, and restaurants.
Dallo Insurance Group serves Shelby Township, Michigan, and the surrounding communities throughout Macomb County. The agency specializes in providing condo insurance policies that protect individual units, common areas, and personal property against common risks. Each policy is tailored to address unique condominium association requirements and coverage gaps. To handle a typical job, Dallo Insurance Group reviews the client’s current master policy and personal needs, then compares multiple carrier options to arrange a solution that balances adequate protection with reasonable cost.
Lifetime Insurance Services serves condo owners, homeowner associations, and property managers in Shelby Township, Michigan. The agency offers personalized coverage plans tailored to the unique needs of condominium living. They work to fill gaps that master policies may leave for individual unit owners. Common insurance protections include personal belongings, liability, and loss assessment coverage. Clients receive guidance on policy options to ensure appropriate protection. The company also provides services to clients in nearby Sterling Heights.
Green Valley Insurance Agency, located in Shelby Township, Michigan, distinguishes a one-time policy purchase from a recurring annual plan by providing tailored condo coverage for single-unit ownership versus long-term protection for ongoing property changes. Their local expertise addresses specific community association standards, including interior fixtures and liability exposures. Service operates on either a one-time policy setup or an as-needed basis for policy updates and endorsement adjustments.
Comparion Insurance Agency provides specialized condo insurance policies tailored to the unique needs of Shelby Township unit owners. Its work typically involves securing coverage for interior structures, personal property, and liability exposures that master policies do not address. Agents guide clients through the complexities of loss assessments and personal property valuations. A frequent seasonal concern it helps with is ensuring adequate flood endorsement coverage, as Michigan spring thaws and heavy rainstorms can quickly threaten ground-floor units and building foundations.
Brightway Insurance, The Brad Valls Agency specializes in helping Shelby Township condo owners secure tailored coverage for shared walls, common areas, and association requirements. It also assists clients with general homeowners policies and renters insurance. The agency helps residents navigate coverage gaps that can arise during seasonal transitions, such as autumn windstorms or winter pipe freezes, ensuring their unit remains properly protected throughout the year.
Todd Terry: Allstate Insurance provides personalized condo insurance guidance to residents of Shelby Township, MI, helping owners protect their individual units and personal belongings. Their work typically addresses common coverage gaps in master policies, including liability protection and loss assessment endorsements. For added security, they offer tailored options such as identity theft coverage and equipment breakdown protection. Beyond personal residences, the agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring appropriate insurance solutions for these distinct business environments.
What Does a a Condo Insurance Agent in Shelby Township Cost?
Typical condo insurance in Michigan costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like location unit size and coverage limits affect the price. Agents in Shelby Township can provide quotes based on your specific needs. This is general information not insurance advice.
About condo insurance agents in Shelby Township
Condo insurance agents in Shelby Township Michigan help you understand the unique coverage needs for your unit. Michigan law requires condo associations to carry a master policy but that policy does not cover your personal belongings or interior improvements. A local agent can explain how to fill those gaps with an HO-6 policy tailored to your situation.
Frequently Asked Questions
What does a condo insurance agent in Shelby Township do?
A condo insurance agent helps you compare policies that cover your personal property liability and interior upgrades. They also explain how your policy coordinates with the condo associations master insurance in Michigan.
Is condo insurance required in Michigan?
Yes most Michigan condo associations require unit owners to carry an HO-6 policy. This covers your personal liability and interior damages that the master policy does not cover.
How does Michigan law affect condo insurance coverage?
Michigan law does not set specific minimum coverage for condo owners but the master policy typically covers the building structure. Your HO-6 policy must cover your personal property and any improvements you make to the unit.
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