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Compare Condo Insurance Agents in Royal Oak, MI

Browse condo insurance agents serving Royal Oak, Michigan. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 condo insurance agents in Royal Oak, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365 cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504 lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309 kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219 tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500 atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675 highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202 agents.allstate.com
Jordan Tracey - State Farm Insurance Agent
2416 W 14 Mile Rd, Royal Oak, MI 48073
(248) 268-4148 jordantracey.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660 agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575 farmersagent.com
Curt Luke - State Farm Insurance Agent
407 N Main St, Royal Oak, MI 48067
(248) 542-7039 statefarm.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800 mcnish.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255 crownshieldinsurance.com
John M. Ploskonka Agency - Meemic Insurance Agent
718 W Eleven Mile Rd, Royal Oak, MI 48067
(248) 399-7644 locator.meemic.com
AAA Insurance - Ramos Insurance Agency
32022 Woodward Ave, Royal Oak, MI 48073
(248) 629-4180 locator.acg.aaa.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510 insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600 assuredpartners.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053
Goosehead Insurance - Royal Oak
4338 Delemere Blvd Suite B, Royal Oak, MI 48073
(248) 365-6007 goosehead.com

Condo insurance agents in Royal Oak Michigan help you secure an HO-6 policy that covers your personal property and interior structure. Michigan law requires condo associations to carry master insurance but individual owners often need additional coverage for improvements and liability. A local agent can explain how Royal Oak building codes and Michigan insurance regulations affect your policy.

What Does a Condo Insurance Agent in Royal Oak Cost?

The average cost of a condo insurance policy in Michigan ranges from 300 to 600 dollars per year for a standard unit. Factors like location in Royal Oak, the age of the building, coverage limits, and deductible amounts affect the price. High value units or those with older plumbing may cost more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Royal Oak do?
A condo insurance agent in Royal Oak helps you compare HO-6 policies from different insurers. They explain what the master policy covers and what you need for your unit. They also advise on Michigan specific requirements like water backup coverage and loss assessment protection.
Is condo insurance required in Michigan?
Michigan law does not require condo insurance by statute but most mortgage lenders and condo associations require it. Your association bylaws may mandate minimum liability limits and coverage for interior structures. An agent can help you meet those requirements.
How do Michigan insurance laws affect condo policies?
Michigan insurance law sets rules for policy cancellation and nonrenewal. Insurers must give 30 days notice for nonpayment and 60 days for other reasons. Michigan also has specific rules about water damage exclusions and sewer backup coverage that agents in Royal Oak can explain.