The top-rated condo insurance agent in Portage, Michigan is Andy McClish - State Farm Insurance Agent, rated 4.8 stars across 212 reviews. Other highly rated options include Ken Rose - State Farm Insurance Agent, Andy Poulsen - State Farm Insurance Agent, Farmers Insurance - Mark Roberts. This directory lists 20 condo insurance agents serving Portage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andy McClish - State Farm Insurance Agent | 2012 W Milham Ave | (269) 372-3311 |
| 2 | Ken Rose - State Farm Insurance Agent | 3275 W Centre Ave | (269) 375-4215 |
| 3 | Andy Poulsen - State Farm Insurance Agent | 2375 E Centre Ave | (269) 324-0416 |
| 4 | Farmers Insurance - Mark Roberts | 576 Romence Rd Ste 230 | (269) 443-2355 |
| 5 | Agnew Insurance Agency | 716 W Milham Ave | (269) 488-5907 |
| 6 | Sarah Hoffman at Comparion Insurance Agency | 8075 Creekside Dr #100 | (269) 569-7197 |
| 7 | John Schuring Jr. Company Insurance | 610 Schuring Rd | (269) 327-3031 |
| 8 | Comparion Insurance Agency | 8075 Creekside Dr #100 | (269) 327-2006 |
| 9 | Donn Carlisle Agency | 10030 Shaver Rd | (269) 743-4383 |
| 10 | Lancaster-Decamp Insurance Agency | 1595 W Centre Ave Suite 107 | (269) 459-1094 |
Andy McClish - State Farm Insurance Agent serves the Portage, Michigan area and specializes in condo insurance for local homeowners. The agency helps clients secure coverage that protects their individual units and personal belongings. Policies address interior structures not covered by a building’s master policy, along with liability protection against accidents occurring inside the condo. The office also assists with loss assessment coverage for shared repairs to common areas like roofs and hallways.
Ken Rose - State Farm Insurance Agent in Portage, MI provides a comprehensive range of condo insurance solutions tailored to protect individual units and shared building structures. Its service plans include personalized policy reviews to ensure adequate coverage for personal property, liability, and loss assessments from the condo association. Agents guide clients through plan options that meet standard mortgage and association requirements. The company services both single-family condominium homes and multi-unit apartment-style condos, along with retail condo units and mixed-use restaurant spaces within condo associations.
Serving Portage, Michigan, and the surrounding Kalamazoo area communities, Andy Poulsen - State Farm Insurance Agent provides coverage specifically for condo owners. The agency handles policies that protect personal belongings, interior structures not covered by the association’s master policy, and liability for accidents that may occur within the unit. It also addresses loss assessment coverage when the building’s shared areas require repairs after a claim. The agent typically reviews the condo association’s master policy during an initial consultation, then tailors individual coverage to fill any identified gaps.
Farmers Insurance - Mark Roberts serves homeowners in Portage, Michigan, offering condominium insurance policies tailored to protect individual units and personal liability. The agency helps property owners navigate coverage for interior structures, personal belongings, and loss assessment needs. This office works with local condo associations and individual unit owners to find appropriate protection for their specific situations. Farmers Insurance - Mark Roberts also provides services for residents in neighboring Kalamazoo, ensuring comprehensive coverage support throughout the greater metro area.
Agnew Insurance Agency specializes in crafting customized coverage plans for condominium owners, addressing the unique gaps between master policies and personal liability. The Portage, MI, firm works to align policies with local association requirements while protecting individual belongings and interior structures. It focuses on explaining policy nuances to ensure clients understand their financial exposures. For owners preparing for winter, the agency assists in reviewing coverage needs for potential freeze-related damages and water backup incidents common during Michigan’s cold months.
As winter thaws in Portage, condo owners often review their policies for spring storm coverage, and Sarah Hoffman at Comparion Insurance Agency provides guidance through these seasonal updates. With expertise in condominium insurance, the company helps clients understand common area liability and interior protection specific to local associations. Policy options can adapt to changing home values and personal property needs after renovations. An initial assessment of current coverage and community requirements starts the process of securing tailored protection for your unit.
Serving the Portage, Michigan area, John Schuring Jr. Company Insurance provides comprehensive property coverage for condo owners. The agency specializes in policies that address the unique needs of individual unit holders, including interior structures and personal liability. It also offers tailored endorsements for improvements and loss assessments. Commercial sectors served by the firm include offices, warehouses, and food service operations, ensuring diverse business protection.
For a single unit or an entire building, a one-time consultation can assess current gaps, while recurring annual reviews ensure coverage keeps pace with policy changes. Comparion Insurance Agency in Portage, MI, provides condo insurance tailored to Michigan’s seasonal property needs, balancing standard building master policy protection for common areas with personal unit coverage for fixtures and liability. Each policy is reviewed against local association requirements to prevent duplication or lapses. Ongoing service is offered on a scheduled annual basis, with the option for as-needed policy updates between renewals.
Donn Carlisle Agency provides residential condo insurance for property owners in Portage, MI. Commercial coverage is also available for association properties and shared building elements. Service extends throughout the greater Portage area. As part of their workflow, the agency’s typical process involves confirming necessary updates after policy issuance. This allows for follow-up on coverage adjustments or to schedule additional consultation between regular renewal visits.
Lancaster-Decamp Insurance Agency in Portage, MI is known for advising condo owners on the unique coverage needs of their shared properties and individual units. The agency’s service range includes tailoring policies to protect personal belongings, interior walls, and liability in exclusive-use areas. It also structures coverage for loss assessments from the condo association or master policy gaps. A specialty service it can add on is umbrella liability protection for added personal asset defense.
What Does a a Condo Insurance Agent in Portage Cost?
The cost of a condo insurance policy in Michigan typically ranges from 200 to 600 dollars per year for a standard unit. Factors include your location in Portage, the value of your personal property, your deductible choice, and the coverage limits you select. Costs can be higher for units with high value finishes or additional liability coverage. This is general information and not insurance advice.
About condo insurance agents in Portage
Condo insurance agents in Portage Michigan help you understand the unique coverage needs for condominium ownership. Michigan law requires condo associations to carry a master policy, but that policy often does not cover your personal belongings or interior improvements. A local agent can explain how to fill those gaps with an HO-6 policy tailored to your unit.
Frequently Asked Questions
What does a condo insurance agent in Portage do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior fixtures. They also explain how your policy coordinates with the condo associations master policy required under Michigan law.
Is condo insurance required in Michigan?
Yes, most Michigan condo associations require unit owners to carry an HO-6 policy as part of the bylaws. The Michigan Condominium Act does not mandate individual coverage, but lenders and associations typically require it.
How does Michigan law affect condo insurance coverage?
Michigan law requires condo associations to maintain a master property policy covering common areas and the building structure. Your individual HO-6 policy then covers your personal property, interior walls, and liability. An agent can help you match your coverage to the associations master policy.
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