The top-rated condo insurance agent in Holt, Michigan is David Bevins - State Farm Insurance Agent, rated 4.8 stars across 178 reviews. Other highly rated options include The Kyle Frizzell Agency, Harkins Insurance Agency -Farm Bureau, Tom Trubac - State Farm Insurance Agent. This directory lists 12 condo insurance agents serving Holt.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Bevins - State Farm Insurance Agent | 2375 Cedar St Ste D | (517) 694-2311 |
| 2 | The Kyle Frizzell Agency | 2129 N Aurelius Rd | (517) 694-8126 |
| 3 | Harkins Insurance Agency -Farm Bureau | 2385 Delhi Commerce Dr Suite 5 | (517) 694-8125 |
| 4 | Tom Trubac - State Farm Insurance Agent | 2192 N Cedar St | (517) 694-3770 |
| 5 | Ben Stiffler Agency – Farm Bureau Insurance | 2129 N Aurelius Rd Suite 1 | (517) 694-8127 |
| 6 | PD Insurance Agency LLC. | 2385 Delhi Commerce Dr suite 1-B | (517) 455-7081 |
| 7 | Dana Youtz Agency-Farm Bureau Insurance | 2385 Delhi Commerce Dr Suite 5 | (517) 694-8125 |
| 8 | Holt & Dimondale Agency | 2491 Cedar Park Dr | (517) 694-0149 |
| 9 | Great Lakes State Agency Holt | 1969 Cedar St | (517) 669-0467 |
| 10 | Aflac: David Dowdy | 3929 Sierra Heights | (517) 282-7399 |
David Bevins - State Farm Insurance Agent serves the Holt, Michigan area, primarily offering condo insurance policies tailored to individual unit owners. The agency assists clients with protecting their personal property and interior structures against common risks like fire, theft, and water damage. It is located in the Greater Lansing region. This office regularly handles specialized coverage for loss assessments and personal liability protection, helping local condo residents secure appropriate financial safeguards.
The Kyle Frizzell Agency in Holt, MI, provides a full range of condo insurance agent services, including helping owners obtain coverage for the interior of their units. It offers maintenance plan reviews to ensure policy limits remain adequate over time and coordinates with condo associations on master policy requirements. This agency assists clients with claims preparation and advises on personal liability protection. It services single-family homes, apartments, retail properties, and restaurants.
Harkins Insurance Agency -Farm Bureau serves Holt, Michigan, and the surrounding communities in Ingham County with tailored condo insurance policies. It handles coverage needs for individual unit owners, including protection for personal property, interior structures, and liability. The agency also addresses specific local risks like Michigan winters and potential water damage from shared building systems. To manage a typical client request, it begins by reviewing the condo association’s master policy to identify gaps and then customizes a personal policy to fill those exact coverage holes.
Tom Trubac - State Farm Insurance Agent in Holt, MI, serves homeowners, condo owners, and local property managers seeking tailored insurance coverage for their residential units. The agency helps clients understand condo association master policies and fills gaps with personal liability, interior structural, and loss assessment protection. Policies are designed to safeguard personal belongings and provide living expense coverage during unexpected repairs. As a Holt-based provider, the agency also assists residents in the greater Lansing metropolitan area with their condo insurance needs.
Ben Stiffler Agency – Farm Bureau Insurance in Holt, MI helps clients understand the difference between one-time service options, which address a single immediate policy need, and recurring service options that provide ongoing policy management and annual reviews. This agency specializes in condominium insurance, tailoring coverage for individual unit owners in the area. Their service runs on an as-needed basis, allowing clients to schedule consultations whenever specific questions about their condo policy arise or when circumstances change.
PD Insurance Agency LLC specializes in condo insurance services for property owners in Holt, MI. The agency helps clients secure policies that cover interior structural damage, personal liability, and loss assessment protection. It works with individuals to ensure adequate coverage for both shared building elements and personal belongings. In this region, its services frequently assist those needing protection against winter freeze damage, burst pipes, or ice dam issues affecting condominium units during the colder months.
Autumn storms can bring sudden damage to condominium roofs and shared walls in Holt, and the Dana Youtz Agency-Farm Bureau Insurance helps residents understand their coverage for these unique exposures. As a local condo insurance agent, the company clarifies the differences between a unit owner’s policy and the master association’s policy, ensuring no gaps exist. Each consultation begins with a thorough review of your building’s layout, followed by a personal walk-through of your unit to assess current risks and needed endorsements.
Holt & Dimondale Agency provides condo insurance agent services in the Holt, Michigan area, helping property owners structure coverage for individual units and shared building elements. The agency can address specialist add-ons such as loss assessment protection and personal liability extensions beyond standard master policies. Clients include condominium associations, individual unit owners, and property investors. The agency serves commercial sectors including offices, warehouses, and food service operations.
Great Lakes State Agency Holt specializes in residential condo insurance for owners in the Holt, Michigan area, offering coverage for individual units and shared structures. Commercial policies for condo associations or rental properties are also available to local clients. The agency serves homeowners throughout Holt and the surrounding community. Every policy is designed to address typical regional risks, including seasonal weather concerns. Clients are encouraged to stay in contact for policy updates or claim assistance between their regular service visits.
Aflac: David Dowdy in Holt, MI, is a condo insurance agent providing tailored coverage solutions for local homeowners. The agency helps clients secure policies that protect their units, personal property, and common area liabilities. As with all agents in this field, they assist in assessing specific risks like water damage or condo association requirements. A standard portfolio includes dwelling protection and loss of use coverage. They offer supplemental personal umbrella liability insurance to extend financial safeguards beyond standard limits.
What Does a a Condo Insurance Agent in Holt Cost?
Condo insurance in Michigan typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect the price include the location of the condo in Holt the age of the building the amount of personal property coverage and the deductible you choose. Adding loss assessment coverage or increased liability limits will raise the premium. This is general information and not insurance advice.
About condo insurance agents in Holt
Condo insurance agents in Holt Michigan help owners protect their unit and personal belongings. Michigan law requires condo associations to carry a master policy but that policy may not cover interior finishes or your personal property. A local agent can explain the difference between bare walls and all-in coverage and help you choose the right HO-6 policy for your situation.
Frequently Asked Questions
What does a condo insurance agent in Holt do?
A condo insurance agent in Holt helps you find an HO-6 policy that covers your personal property liability and improvements to your unit. They review your condo associations master policy to identify gaps in coverage. They also advise on loss assessment coverage which can protect you if the association charges owners for a shared claim.
Is condo insurance required in Michigan?
Michigan law does not require individual condo owners to carry insurance but most lenders and condo associations do require it. Your association bylaws often set minimum coverage amounts for liability and property. An agent can help you meet those requirements while avoiding overpaying for coverage you do not need.
How does Michigan law affect condo insurance costs?
Michigan is a no fault state for auto insurance but that does not apply to condo insurance. However Michigan law does allow condo associations to impose loss assessments for common area damage. Your HO-6 policy can include loss assessment coverage which typically adds a small amount to your premium. An agent can explain how this affects your total cost.
Condo Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills