The top-rated condo insurance agent in Winchester, Massachusetts is Kim Covino & Co., rated 5.0 stars across 47 reviews. Other highly rated options include Scotti Insurance Agency, Saltmarsh Insurance Agency, John A Pierce Insurance Inc. This directory lists 11 condo insurance agents serving Winchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Covino & Co. | 41 Thompson St | (781) 249-3854 |
| 2 | Scotti Insurance Agency | 19 Mt Vernon St | (781) 729-9200 |
| 3 | Saltmarsh Insurance Agency | 751 Main St | (781) 729-4615 |
| 4 | John A Pierce Insurance Inc | 934 Main St | (781) 729-8770 |
| 5 | W Allan Wilde & Son Insurance Agency, Inc. | 887 Main St #1911 | (781) 729-1400 |
| 6 | Horace Mann Insurance Co | 895 Main St | (781) 368-9029 |
| 7 | Furey Insurance | 28 Church St #8 | (781) 721-5758 |
| 8 | Barry & McHugh Insurance Inc | 10 Skillings Rd | (781) 729-6600 |
| 9 | BARRY FREEMAN | 895 Main St | (781) 368-9029 |
| 10 | Jay M Finn Insurance | 10 Skillings Rd | (781) 729-5724 |
Kim Covino & Co. serves the greater Winchester, Massachusetts area as a dedicated condo insurance agent. The company specializes in helping unit owners secure coverage tailored to their condominium association’s master policy. It assists with common questions about interior improvements, personal liability, and loss assessment protection. By offering policies that fill coverage gaps, it helps residents manage risks within their building. For this market, it handles both personal property protection and expanded dwelling coverage for renovations.
Located in Winchester, Scotti Insurance Agency provides a comprehensive range of condo insurance services tailored to protect individual unit owners. It offers standard coverage options along with routine policy reviews to help ensure adequate protection as circumstances change. The agency supplies ongoing support for claims assistance and policy adjustments. Its service plans include periodic consultations to review coverage limits and endorsements. Scotti Insurance Agency services a diverse portfolio of properties, including single-family homes, apartments, retail storefronts, and restaurants within the area.
Homeowners and condominium unit owners in Winchester, Massachusetts turn to Saltmarsh Insurance Agency for tailored condo insurance policies. The agency helps clients assess the unique coverage needs of shared-wall living, including protection for personal property and interior improvements. Each policy is designed to fill gaps left by a building’s master plan, ensuring individual financial security. This condo insurance agent also serves neighboring communities such as Woburn and Medford, providing similarly detailed guidance to local property owners.
Serving the town of Winchester and neighboring communities in Middlesex County, John A Pierce Insurance Inc provides coverage specifically for condominium unit owners. This agency handles policies that protect an individual’s personal property, interior improvements, and liability within a condo association’s master plan. To address the unique risks of attached residences, the firm reviews each client’s specific bylaw requirements and personal asset exposure. It generates a tailored policy solution by carefully evaluating coverage gaps between the master policy and the unit owner’s needs.
Located in Winchester, MA, W Allan Wilde & Son Insurance Agency, Inc. specializes in condo insurance for local residents. Clients choose between a one-time policy purchase or recurring annual coverage, with each option offering protection for interior structures, personal belongings, and liability. Condo insurance typically addresses gaps left by a master policy, ensuring unit owners are covered for improvements and loss assessments. The agency provides service on an as-needed basis for new policies, as well as recurring scheduled renewals as each annual term ends.
Horace Mann Insurance Co in Winchester, Massachusetts assists condominium owners with protecting their individual units and personal property. The agency can specialize in coverage add-ons for interior improvements, loss assessment, and additional living expenses after a covered event. It serves residential condo owners as well as commercial sectors such as offices, warehouses, and food service operations, offering appropriate liability and building materials coverage for each.
Furey Insurance specializes in condo insurance policies tailored for owners in Winchester, Massachusetts. It provides coverage for individual units, personal liability, and shared building structures. The company works to address common gaps in master policies, such as interior fixtures and belongings. It assists clients in reviewing association bylaws to ensure appropriate protection. During the winter heating season, it helps homeowners with the increased risk of frozen pipes and water damage claims.
Barry & McHugh Insurance Inc provides condo insurance agent services to property owners in the Winchester, MA area. The company handles standard policies for individual unit coverage and also offers specialized add-ons for personal liability, loss assessment protection, and additional living expense reimbursement. These supplementary options help address gaps that basic plans may leave uncovered. The firm can serve commercial sectors including offices, warehouses, and food service establishments requiring tailored insurance solutions.
When harsh New England winters send ice dams creeping across Winchester rooftops, condo owners turn to BARRY FREEMAN for tailored coverage that addresses shared structural risks. As an experienced condo insurance agent serving the area, the company works closely with homeowners to clarify master policy boundaries and close protection gaps. Each new client relationship begins with a thorough inspection of the unit to identify specific liability exposures and recommend appropriate personal property limits.
Serving residential clients in Winchester, Jay M Finn Insurance offers condo insurance policies tailored to individual unit owners. The agency also provides commercial coverage for local businesses requiring similar protection. Its service area encompasses Winchester and the surrounding communities across Middlesex County. Each policy addresses common condo exposures like walls-in liability and loss assessments. Clients often follow up to adjust coverage limits after renovations or the purchase of high-value personal items maintained between regular inspection visits.
What Does a a Condo Insurance Agent in Winchester Cost?
Typical condo insurance costs in Massachusetts range from 300 to 600 dollars per year for a standard policy. Factors like location unit size and deductible amount affect the premium. This is general information and not insurance advice.
About condo insurance agents in Winchester
Condo insurance agents in Winchester Massachusetts help unit owners understand the difference between the master policy and your personal needs. Massachusetts law requires condo associations to carry a master policy but does not require individual unit owners to have their own policy. A local agent can explain how the master policy covers the building while your policy covers your belongings and interior improvements.
Frequently Asked Questions
What does a condo insurance agent in Winchester do?
A condo insurance agent helps you find a policy that covers your personal property liability and improvements. They also explain how your coverage works with the association master policy required by Massachusetts law.
Is condo insurance required in Massachusetts?
Massachusetts does not require individual condo owners to carry insurance by state law. However your mortgage lender will likely require a policy and your condo association may have rules about minimum coverage.
How does the master policy affect my condo insurance in Winchester?
The master policy covers the building structure and common areas. Your individual policy covers your personal property interior walls and fixtures. An agent can help you choose coverage that fills gaps in the master policy.