The top-rated condo insurance agent in Everett, Massachusetts is Point Insurance - Everett, rated 4.7 stars across 622 reviews. Other highly rated options include Thrust Insurance Agency - Everett, Northeastern Insurance Agency, Sabatino/Mastrocola Insurance Agency. This directory lists 13 condo insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Point Insurance - Everett | 1885 Revere Beach Pkwy | (617) 381-6240 |
| 2 | Thrust Insurance Agency - Everett | 2034 Revere Beach Pkwy | (617) 568-3000 |
| 3 | Northeastern Insurance Agency | 743 Broadway | (617) 207-2140 |
| 4 | Sabatino/Mastrocola Insurance Agency | 519 Broadway | (617) 387-7466 |
| 5 | Lucas Borbas - Fox & Bsb Insurance Agency | 369 Broadway | (857) 200-0256 |
| 6 | Angels Insurance Corporation | 425A Broadway | (617) 389-7300 |
| 7 | Francis J La Rovere Insurance | 492 Broadway | (617) 387-9700 |
| 8 | Sanviti Insurance Agency, Inc. | 699 Broadway | (617) 389-2020 |
| 9 | Michael Longo Insurance | 451 Broadway | (617) 387-0619 |
| 10 | Messinger Insurance Inc | 475 Broadway | (617) 387-2700 |
Point Insurance in Everett offers specialized condo insurance services throughout the Middlesex County area. As a local agency, it helps condominium unit owners secure appropriate coverage for individual interior spaces and personal property. The agency assists clients in understanding the distinctions between master policies and personal unit policies common in Massachusetts. Condo insurance work here frequently involves addressing gaps in coverage for interior improvements, liability protection, and loss assessment endorsements. Point Insurance handles policy comparisons tailored to condo associations and individual unit owner needs in Everett.
Thrust Insurance Agency - Everett provides condo insurance, securing unit owners against common risks like damage, liability, and loss of personal property. It outlines policy options and helps clients understand master policy gaps needing individual coverage. Services include assessing valuation needs for personal belongings and upgrades. This agency assists policyholders with claims filing support and annual policy reviews to adjust coverage limits. It serves single-family homes, apartments, retail, and restaurants in the Everett, MA area.
Northeastern Insurance Agency serves condo owners, homeowner associations, and property managers in Everett, Massachusetts. It provides personalized consultations to help clients assess their specific coverage needs for individual units and shared building elements. The agency works to clarify master policy boundaries and identify gaps where supplemental protection may be necessary. Common offerings include protection for interior improvements, liability coverage, and loss assessment endorsements. The agency also extends its services to nearby communities such as Chelsea and the greater Boston metropolitan area.
Sabatino/Mastrocola Insurance Agency serves Everett, Massachusetts, and the surrounding communities north of Boston, handling condo insurance needs for local unit owners and associations. The agency focuses on policies that cover interior structural elements, personal property, and liability exposures common to multi-unit buildings. It understands the unique requirements of condominium bylaws and master policies. In a typical job, the agency reviews the specific HOA master coverage in detail, then works to close any gaps with an individualized dwelling and personal liability policy.
For Everett condo owners, a local agent clarifies the choice between a one-time policy for individual units and recurring coverage for association master plans, each addressing distinct liability and property damage needs. This agency advises on aligning policy limits with building age and common-area exposures. Service operates on an as-needed basis, accommodating annual renewals or sudden policy adjustments due to local ordinance changes.
Angels Insurance Corporation specializes in providing tailored condo insurance policies for residents of Everett, Massachusetts. The agency assists clients in securing coverage that protects personal belongings, interior structures, and liability risks within their units. It guides policyholders through understanding master policy gaps and selecting appropriate deductibles. For area condo owners, the agency regularly helps adjust coverage limits to address seasonal concerns, such as potential water damage from winter ice dams affecting shared roofs and plumbing.
As winter snow and ice recede in Everett, MA, condo owners often review their property coverage for emerging risks like roof leaks or burst pipes. Francis J La Rovere Insurance provides specialized condo insurance agent services tailored to these local needs. They help navigate master policy gaps and personal liability requirements common in multi-unit buildings. Their process begins with a careful review of your unit’s specific exposures, followed by a thorough on-site assessment of current coverage and any potential vulnerabilities.
Sanviti Insurance Agency, Inc. provides condo insurance to property owners in the Everett, Massachusetts area. The agency specializes in tailoring policies to cover common condo exposures such as interior structural damage and personal liability. Clients receive guidance on navigating the gap between individual unit coverage and the master association policy. The agent also assists with additional endorsements for valuable items or water backup. Commercial sectors the firm can serve include local offices, warehouses, and food service operations.
Michael Longo Insurance in Everett, MA, provides residential condo insurance to local homeowners and condominium associations. They also offer commercial coverage for multi-unit buildings and business properties throughout the greater Everett area. Their agents work with carriers to secure appropriate policies for individual unit owners and shared building risks. Clients regularly return for policy updates after annual reviews or following renovations, ensuring ongoing protection between routine service visits.
What Does a a Condo Insurance Agent in Everett Cost?
The cost of a condo insurance agent in Massachusetts typically ranges from 300 to 700 dollars per year for an HO6 policy. Factors include the unit value, deductible chosen, and location in Everett. Agents may charge a flat fee or earn commission from the insurance company. This is general information and not insurance advice.
About condo insurance agents in Everett
A condo insurance agent in Everett Massachusetts helps you understand the specific coverage needed for your unit. Massachusetts law requires condo associations to carry a master policy but individual owners must insure their own improvements and personal property. An agent can explain how the master policy and your HO6 policy work together to protect you.
Frequently Asked Questions
What does a condo insurance agent in Everett do?
A condo insurance agent reviews your condo associations master policy and helps you buy an HO6 policy. The HO6 policy covers your interior walls, floors, cabinets, personal property, and liability. The agent also explains how Massachusetts law affects your coverage limits.
Do I need condo insurance if the association has a master policy?
Yes, you still need an individual HO6 policy. The master policy usually covers only the building structure and common areas. Your unit fixtures, upgrades, and personal belongings are your responsibility. Massachusetts law does not require individual condo insurance but most lenders do require it.
How do I choose a condo insurance agent in Everett Massachusetts?
Look for an agent who is licensed in Massachusetts and familiar with condominium insurance. Ask if they have experience with HO6 policies and can explain the difference between bare walls and all in coverage. A good agent will review your associations bylaws to find coverage gaps.
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