The top-rated condo insurance agent in Methuen, Massachusetts is Dany Karam Insurance Agency, rated 4.9 stars across 272 reviews. Other highly rated options include Michaud Insurance Agency, Davila and DeFusco Insurance Agency, Leslie Insurance Agency. This directory lists 20 condo insurance agents serving Methuen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dany Karam Insurance Agency | 326 Merrimack St | (978) 984-5784 |
| 2 | Michaud Insurance Agency | 95 Ayer St | (978) 685-2549 |
| 3 | Davila and DeFusco Insurance Agency | 225 Broadway Suite 308, 3rd floor | (978) 241-7950 |
| 4 | Leslie Insurance Agency | 188 Broadway | (978) 208-7606 |
| 5 | MTZ Insurance Agency | 302 Broadway STE 2 | (978) 984-6896 |
| 6 | Marquis & Coughlan Insurance Agency | 147 Lowell St | (978) 683-2277 |
| 7 | The Wicks Insurance Group | 13 Branch St Suite 215 | (978) 208-6111 |
| 8 | T.A. Sullivan Agency, Inc. | 135 Merrimack St | (888) 987-0505 |
| 9 | Bearingstar Insurance | 13 Branch St #211 | (978) 688-5500 |
| 10 | Hasbany & Regan Insurance Agency | 254 Pleasant St | (978) 685-3188 |
Dany Karam Insurance Agency serves the Methuen, Massachusetts area as a condo insurance agent. It assists condominium owners in securing coverage that protects their individual units and personal belongings. The agency works to tailor policies that address the specific gaps often left by a building's master insurance plan. Its services include facilitating comprehensive protection for interior structures and liability coverage for accidents occurring within a unit. The company handles policy adjustments for unit additions and loss assessment coverage as well.
Michaud Insurance Agency in Methuen, Massachusetts, serves condominium unit owners and condo associations seeking specialized coverage. The agency helps clients understand master policy gaps and secures individual policies for personal property, liability, and interior building upgrades. It also advises on loss assessment endorsements and deductible options relevant to local condo complexes. Its office is conveniently located for residents in Lawrence, the adjacent city, and the broader Merrimack Valley area.
Davila and DeFusco Insurance Agency in Methuen, MA, provides a full range of condo insurance services, including personalized policy evaluations and coverage options for individual unit owners. The agency offers straightforward service through annual policy reviews and assistance with claims filing, ensuring that clients understand their master policy gaps. It serves a variety of local properties, including single-family condominiums, apartment complexes, and mixed-use buildings with retail and restaurant spaces.
Leslie Insurance Agency serves condo owners in Methuen, Massachusetts, and the surrounding Merrimack Valley communities. The agency handles policies that cover interior structures, personal property, and liability protection specific to condominium unit owners. Each policy is typically reviewed individually to verify proper alignment with the condo association’s master coverage. For a typical job, the agency evaluates the client’s current policy, identifies potential coverage gaps related to unit upgrades or loss assessments, and then recommends adjustments.
MTZ Insurance Agency in Methuen, Massachusetts helps condominium owners understand the key difference between one-time, stand-alone condo policies and recurring master insurance plans that cover building exteriors. Each method of insuring a unit addresses different risks, such as interior fixtures or liability for personal property loss within a condominium complex. The agency evaluates individual coverage needs to align with each client’s specific situation. Service is provided strictly on a one-time consulting or an as-needed basis, depending on the policy life cycle.
Marquis & Coughlan Insurance Agency specializes in securing tailored condo insurance policies that cover interior structures, personal belongings, and liability protection. In the Methuen area, it works with condominium owners to navigate association master policies and fill coverage gaps with individual unit policies. Its service includes assessing risks unique to attached homes, such as water damage from neighboring units. As New England winters approach, the agency helps clients review policies for freeze-related pipe bursts and roof ice dam claims.
As the leaves begin to fall in northern Massachusetts, many Methuen condo owners review their coverage for winter risks. The Wicks Insurance Group works as a dedicated condo insurance agent to help residents find policies that protect shared structures and personal belongings. They focus on explaining the distinct differences between a master policy and individual unit coverage tailored for local buildings. A typical first step involves a brief phone consultation and a review of the condo association’s insurance documents.
T.A. Sullivan Agency, Inc. assists property owners in Methuen, MA, with personalized insurance solutions for residential and commercial needs. The agency specializes as a condo insurance agent, helping individuals protect their units with tailored liability and structural coverage. Clients in the area can secure policies that address the unique requirements of condominium ownership and association bylaws. The commercial sectors it serves include offices for professional operations, warehouses for storage and distribution, and food service establishments needing protection for equipment and premises.
Bearingstar Insurance provides residential condo insurance services in Methuen, Massachusetts, addressing the specific coverage needs of individual unit owners. The agency also offers commercial insurance solutions for local businesses operating within the broader Merrimack Valley area. Condo insurance policies are tailored to protect interior structures, personal property, and liability exposures commonly associated with multi-unit dwellings. The agency works closely with clients to ensure adequate coverage for building improvements and loss assessments. Bearingstar proactively reviews each client’s coverage before policy renewal, positioning itself for seamless follow-up service between regular office visits.
Hasbany & Regan Insurance Agency in Methuen, MA, is known for providing condo insurance policies tailored to individual unit owners. Their service range covers standard protections for interior structures, personal property, and liability arising within a condominium unit. These agents typically guide clients in understanding how a master association policy interacts with unit owner coverage requirements. Common endorsements include loss assessment protection for shared repairs. For an additional layer of security, this agency can add coverage for water backup damage, which is not always included in a base policy.
What Does a a Condo Insurance Agent in Methuen Cost?
Typical condo insurance costs in Massachusetts range from 200 to 600 dollars per year for a standard HO-6 policy. Factors affecting the premium include the unit value, location in Methuen, deductible amount, and coverage limits. Your personal credit score and claims history also influence the rate. This is general information and not insurance advice.
About condo insurance agents in Methuen
Condo insurance agents in Methuen Massachusetts help unit owners understand the specific coverage needed under Massachusetts law. Unlike a standard homeowners policy, a condo policy must fill gaps left by the associations master policy. Agents in Methuen can explain how the state's master deed and bylaws affect your personal property and liability protection.
Frequently Asked Questions
What does a condo insurance agent in Methuen do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior walls, and liability. They also review your associations master policy to identify coverage gaps. Massachusetts requires agents to be licensed by the state Division of Insurance.
Is condo insurance required by law in Massachusetts?
Massachusetts does not have a state law requiring condo insurance. However, most lenders and condo associations require you to carry an HO-6 policy. The association may also require a minimum amount of liability coverage.
How does the master policy affect my condo insurance in Methuen?
The master policy covers the building structure and common areas. Your individual HO-6 policy covers your unit interior, personal property, and liability. Massachusetts law does not set a standard master policy type, so your agent can help you understand your specific associations coverage.