The top-rated condo insurance agent in Malden, Massachusetts is Paul T. Murphy Insurance, rated 4.8 stars across 220 reviews. Other highly rated options include Sharlene Wulleman: Allstate Insurance, Derek Witham Insurance Agency, Inc., Ken Hodas Insurance. This directory lists 17 condo insurance agents serving Malden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul T. Murphy Insurance | 628 Broadway | (781) 321-9700 |
| 2 | Sharlene Wulleman: Allstate Insurance | 146 Commercial St | (781) 605-2629 |
| 3 | Derek Witham Insurance Agency, Inc. | 269 Broadway | (781) 322-2886 |
| 4 | Ken Hodas Insurance | 269 Broadway | (781) 868-4243 |
| 5 | Avanti Insurance Agency, Inc. | 17 Charles St | (781) 324-6301 |
| 6 | MANSOUR INSURANCE | 380 Pleasant St | (978) 278-5339 |
| 7 | Prescott & Son Insurance | 963 Eastern Ave | (781) 322-2350 |
| 8 | J. Mallon Insurance, LLC | 1 Centre St Ste 3B | (781) 321-2233 |
| 9 | Supino Insurance Agency, Inc. | 1012 Eastern Ave | (781) 322-2800 |
| 10 | Lister Insurance Agency Inc. | 963 Eastern Ave | (781) 393-9330 |
Paul T. Murphy Insurance serves the Malden, Massachusetts area, focusing on providing condo insurance agent services to local residents. The agency helps condominium owners obtain coverage that protects their individual units against risks such as fire, theft, and water damage. Additionally, it assists clients in understanding the gap between a condo association’s master policy and personal belongings liability needs. The firm handles policy comparisons and claims assistance for condominium unit owners.
Sharlene Wulleman: Allstate Insurance is known for providing Condo Insurance coverage to residents of Malden, Massachusetts. Serving the local condo community, this agency helps property owners protect their units and personal belongings against common risks in the area. Policies generally target financial safeguards for interior structures, liability, and loss of use. Clients can discuss how to coordinate coverage with their condo association’s master policy for a complete protection plan. As a specialty add-on, the agency offers coverage for individual water backup damage separate from the association’s policy.
Derek Witham Insurance Agency, Inc. provides a full range of condo insurance services for property owners in Malden, MA. It offers comprehensive coverage options and standard policy management to help protect individual units and shared building structures. The agency assists clients with evaluating their specific needs and explaining common policy components like loss assessment and personal liability coverage. Derek Witham Insurance Agency, Inc. services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Serving homeowners, condo board members, and property managers in Malden, Massachusetts, Ken Hodas Insurance offers tailored condo insurance agent services that help protect individual units and common areas. The agency works to align coverage options with the specific bylaws of each condominium association, ensuring residents have appropriate protection for their personal property and liability. Additionally, Ken Hodas Insurance extends its expertise to cover neighboring communities throughout the greater Boston metro area.
Avanti Insurance Agency, Inc. serves Malden, Massachusetts, and the surrounding communities with professional guidance for condo insurance needs. The agency handles policies that cover individual unit interiors, personal belongings, and liability protection for condominium owners. It also addresses the gap between a master condo policy and what the unit owner must personally insure. To handle a typical job, Avanti Insurance Agency, Inc. starts by reviewing the client’s condo association master policy and then customizes a personal coverage plan around specific building requirements and the client’s assets.
For those new to condominium ownership, Mansour Insurance provides both one-time consultation and ongoing service options to match individual needs. Coverage guidance typically helps clients understand what a master policy covers versus what a personal unit policy must protect, including interior structures and personal liability. Residents throughout Malden, Massachusetts, rely on such expertise to ensure adequate protection for their investment. Service for local condo insurance agents here generally is available on an as-needed basis, allowing policyholders to request reviews or updates whenever their situation changes.
As a condo insurance agent in Malden, MA, Prescott & Son Insurance specializes in crafting policies that address the unique needs of condominium unit owners. It helps explain the master policy and the personal liability and contents coverage that fills specific gaps. Guiding clients through annual policy reviews to keep coverage aligned with changing market values is a core part of its standard service. After a harsh New England storm, it assists with understanding structural claims and water damage provisions.
As winter approaches, property owners in Malden often worry about ice dams damaging shared roofs and walkways, a common concern for those living in multi-unit buildings. J. Mallon Insurance, LLC focuses exclusively on condominium insurance, helping unit owners understand how master policies interact with individual coverage needs for personal belongings and interior upgrades. They review each policyholder's specific unit layout to identify gaps and recommend appropriate protective limits. The process begins with a no-obligation review of current coverage and a discussion of the building’s governing documents.
Supino Insurance Agency, Inc. in Malden, Massachusetts assists clients with general risk management for their residential properties. For condo owners, the agency specializes in securing coverage that protects interior structures and personal belongings from common hazards. It also offers additional liability protection tailored for shared building spaces and association requirements. These services extend beyond residences to include various commercial sectors. The agency can serve the insurance needs of offices, warehouses, and food service operations.
Lister Insurance Agency Inc. in Malden, MA, provides residential condo insurance services to help unit owners protect their individual properties. They also offer commercial coverage options tailored for condominium associations and business properties within the local area. The agency serves clients throughout Malden and the surrounding communities in Massachusetts. After an initial policy is set, representatives follow up to review coverage needs and assist with adjustments or renewals between regular filing periods.
What Does a a Condo Insurance Agent in Malden Cost?
Condo insurance in Massachusetts typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like the unit location, coverage limits, deductible amount, and claims history affect the premium. High-value personal property or additional endorsements like water backup can increase the cost. This is general information and not insurance advice.
About condo insurance agents in Malden
Condo insurance agents in Malden help unit owners secure HO6 policies that cover personal property and interior improvements. Massachusetts law requires condo associations to carry a master policy, but individual owners need their own coverage for deductibles and personal liability. A local agent can explain how the master policy and your unit policy work together.
Frequently Asked Questions
What does a condo insurance agent in Malden do?
A condo insurance agent helps you find an HO6 policy that meets the requirements of your condo association and Massachusetts law. They assess your personal property value, liability needs, and loss assessment coverage. They also explain how the master policy deductible affects your own coverage.
Is condo insurance required in Massachusetts?
Massachusetts does not legally require condo insurance for unit owners, but most lenders and condo associations do require it. The association usually has a master policy, but you need an HO6 policy to cover your personal belongings and interior fixtures. Without it you could be personally responsible for damage inside your unit.
How does the master policy affect my condo insurance in Malden?
The master policy covers common areas and the building structure, but it may have a high deductible that passes to unit owners. Your HO6 policy should include loss assessment coverage to pay for that deductible. A local agent can review your association documents to ensure your policy aligns with the master policy terms.