The top-rated condo insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 167 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 11 condo insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | MassAutoQuote | 50 Salem St | (781) 246-8699 |
Soderberg Ins. Services serves the greater Lynnfield area and Essex County as a local provider of condo insurance. This agency helps unit owners understand the policy requirements set by their condominium associations. It offers guidance on protecting personal property, liability coverage, and improvements made within the unit. Condo owners rely on its agents for clear explanations of master policy gaps and individual coverage needs. The agency specifically specializes in assisting with loss assessment coverage and deductibles for interior plumbing or appliance damage in Lynnfield condos.
Johnson & Rohan Insurance provides a full range of condo insurance services for clients in Lynnfield, MA, including tailored policy guidance and routine policy reviews. Their service plans typically involve assessing individual coverage needs and adjusting policies as circumstances change. They assist with claims support and policy maintenance to ensure continuous protection. The agency handles coverage for various property types, including single-family homes, apartments, retail spaces, and restaurants.
DiVirgilio Insurance Agency & On-Time Payroll in Lynnfield, MA serves homeowners, condominium associations, and property managers in need of condo insurance coverage. It offers policies tailored to protect individual units and common areas from liability and property damage. The agency assists clients in understanding their master policy requirements to fill coverage gaps. Its service area also includes neighboring communities such as Wakefield and the greater North Shore metro region.
Success Insurance Inc serves condo owners in Lynnfield, Massachusetts and the surrounding North Shore communities. The agency handles individualized coverage for condo associations and individual unit owners, addressing building property, personal liability, and loss assessment needs. Each policy is tailored to bridge gaps between the master association plan and the owner’s personal exposures. To manage a typical job, the agent conducts a detailed review of the condo’s master policy declarations, then structures a personal policy that precisely covers the owner’s specific gaps.
Mutual Insurance MA in Lynnfield, Massachusetts, provides condo insurance agents who differentiate between single-purchase policies and recurring coverage updates to match policyholders’ evolving needs. Their work commonly includes evaluating building master policies and personal property endorsements required for HOA compliance. Assistance with loss assessment liability and individual unit deductible structures forms the core of their consultation. Their service runs on an as-needed basis, allowing clients to request appointments when buying a new condo or after a property assessment changes coverage requirements.
When the first snows arrive in Lynnfield and ice dams threaten older roof lines, Senior Insurance Lynnfield helps local condominium owners examine how their master policy aligns with interior coverage needs. This agency focuses on finding policies that close gaps between common-area protection and an individual owner’s liability and personal belongings. An initial consultation involves reviewing the condo association’s insurance documents and the client’s current homeowners limits to identify potential exposure before any formal quote is provided.
Specializing in personalized condo insurance solutions, Sylvia F. Costa Insurance provides tailored coverage for unit owners in Lynnfield, MA, including protection for interior structures and personal liability. The agency assists clients in navigating master policy gaps and securing appropriate dwelling and contents coverage. It works with local homeowners to manage risks specific to shared living communities. As winter approaches, the agent helps condo owners prepare for potential freeze-related water damage and ice dam issues that affect common building elements and individual units.
As winter storms and spring thaws affect Lynnfield properties, Philbin Insurance Group in Lynnfield, Massachusetts helps local condo owners assess their coverage for shared building structures and personal belongings. This Condo Insurance Agent company works with clients to understand how master policies interact with individual unit needs, addressing gaps in liability or interior damage protection. A typical first step involves reviewing the current condo association policy and the client’s existing contents coverage to determine any necessary adjustments during an initial consultation.
Pantano Insurance provides coverage for condo owners in Lynnfield, Massachusetts, helping them protect their personal property and liability within their units. They focus on the specialized needs of condominium living, including policies that address building improvements or loss assessments. Their services extend to clients who operate commercial enterprises in the area. They serve office spaces, warehouses, and food service businesses.
MassAutoQuote provides residential condo insurance services to property owners in Lynnfield, Massachusetts, and also offers commercial coverage for local condominium associations and businesses in the surrounding area. Their agents work with clients to understand specific policy needs related to shared walls, common areas, and individual unit protections. Regular policy reviews and follow-up between annual renewal periods ensure continued coverage adjustments as property values or association requirements change.
What Does a a Condo Insurance Agent in Lynnfield Cost?
Typical condo insurance premiums in Massachusetts range from 300 to 800 dollars per year for standard HO6 policies. Factors affecting cost include your unit location in Lynnfield, the coverage limits you choose, your deductible amount, and your claims history. Loss assessment coverage and higher liability limits will increase the premium. This is general information, not insurance advice.
About condo insurance agents in Lynnfield
Condo insurance agents in Lynnfield Massachusetts help owners understand the unique coverage needs for their unit. Massachusetts law requires condominium associations to maintain a master policy, but unit owners need their own HO6 policy for interior fixtures and personal liability. An agent can explain how the master policy deductible and loss assessment coverage work under MA regulations.
Frequently Asked Questions
What does a condo insurance agent in Lynnfield do?
A condo insurance agent reviews your associations master policy and recommends an HO6 policy to fill gaps. They help you choose coverage for interior walls, floors, cabinets, and personal property. They also explain loss assessment coverage required by many MA condo bylaws.
Is condo insurance required in Massachusetts?
Massachusetts does not state law require condo insurance for unit owners, but most lenders and condo associations require it. Your mortgage lender will demand an HO6 policy to protect their investment. The association master policy only covers common areas, not your unit interior.
How do I know what coverage limits I need in Lynnfield?
Your agent will review the condo associations master policy and bylaws to determine your responsibility. In Massachusetts, you typically need coverage for interior improvements, personal property, liability, and loss assessment. The agent can also advise on replacement cost value for your specific unit.