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Find Condo Insurance Agents Near You in Lowell, MA

Browse condo insurance agents serving Lowell, Massachusetts. Updated 2026-07-14.

The top-rated condo insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance Agency. This directory lists 21 condo insurance agents serving Lowell.

Showing 21 condo insurance agents in Lowell, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.850 Chelmsford St(978) 970-1500
2Monica Insurance Agency Inc11 Mill St(978) 454-2577
3Mill City Insurance Inc493 Westford St(978) 441-0005
4Paul A. Balakin Insurance Agency81 Plain St #1(978) 441-3003
5Sharlene Wulleman: Allstate Insurance1235 Bridge St(978) 455-4556
6Francis E. Provencher Insurance530 Rogers St(978) 459-8681
7KK Insurance Agency, Inc.508 Westford St(978) 970-2212
8Action Auto Insurance Agency703 Chelmsford St(978) 441-2800
9Alpha Insurance648 Central St(978) 459-4547
10Angela Westen Insurance543 Rogers St(978) 735-4094
AI
850 Chelmsford St
A-Affordable Insurance Agency, Inc.
Condo Insurance Agent · Lowell, MA

A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts serves condo owners and homeowner associations seeking protection for their property and shared building elements. The agency helps these clients understand their personal liability coverage and master policy deductibles. Standard condominium insurance policies offered typically protect interior fixtures, personal belongings, and loss assessment exposures. With a focus on proper valuation, it works to prevent coverage gaps. A-Affordable Insurance Agency, Inc. also assists homeowners in the neighboring Merrimack Valley communities.

MI
11 Mill St
Monica Insurance Agency Inc
Condo Insurance Agent · Lowell, MA

Monica Insurance Agency Inc provides comprehensive condo insurance agent services in Lowell, MA, including coverage for personal property, liability protection, and loss assessment. Its maintenance service plans offer assistance with policy reviews and helps in filing claims to ensure proper management of policies throughout the year. The agency’s property portfolio consists largely of single-family homes, apartments, and some multiple-unit residential buildings within the local market.

MC
493 Westford St
Mill City Insurance Inc
Condo Insurance Agent · Lowell, MA

Mill City Insurance Inc serves the Lowell, Massachusetts metro area as a local condo insurance agent. The agency helps condo owners secure specialized coverage that protects their individual units and personal property. It assists clients in navigating the differences between a master policy and their personal needs. Common services include liability protection and loss assessment coverage for shared building areas. The agency also handles quotes for dwelling property and contents insurance within the region.

PB
81 Plain St #1
Paul A. Balakin Insurance Agency
Condo Insurance Agent · Lowell, MA

Paul A. Balakin Insurance Agency specializes in securing coverage for Lowell condo owners, focusing on the unique needs of those living in multi-unit buildings. It provides general services by helping clients navigate master policy requirements and personal liability protection. The agency also addresses common gaps in coverage for interior upgrades and personal property. Its support becomes especially valuable during Massachusetts winter months, when a condo association’s claim for ice dam damage can leave individuals needing separate loss assessment protection.

SW
1235 Bridge St
Sharlene Wulleman: Allstate Insurance
Condo Insurance Agent · Lowell, MA

Sharlene Wulleman: Allstate Insurance serves homeowners and condo owners in Lowell, Massachusetts, providing coverage tailored to condo association and individual unit owner needs. Their services include protection for interior property, personal belongings, and liability claims. They handle policies that align with master insurance requirements and local regulations. This agent also works with clients in Tewksbury and the greater Greater Lowell metropolitan area.

FE
530 Rogers St
Francis E. Provencher Insurance
Condo Insurance Agent · Lowell, MA

Francis E. Provencher Insurance serves Lowell, Massachusetts, and the surrounding local communities, handling condo insurance needs for area condominium owners. It addresses standard coverage requirements for individual units, including interior structures and personal property. The agency also manages common liability risks and loss assessments that arise from shared building components. For a typical job, it reviews the specific condo association bylaws and an owner’s policy to ensure protections align correctly with the community’s master insurance framework.

KI
508 Westford St
KK Insurance Agency, Inc.
Condo Insurance Agent · Lowell, MA

As winter approaches in Lowell, MA, condo owners often need agent guidance on coverage for common-area repairs and frozen-pipe liabilities. KK Insurance Agency, Inc., located in the city, provides tailored condo insurance policies that address these seasonal concerns. The company helps unit owners understand how master policies interact with personal unit needs. Their consultation process begins with a straightforward assessment of the building’s structure, the HOA’s insurance limits, and the owner’s personal property to recommend appropriate coverage levels.

AA
703 Chelmsford St
Action Auto Insurance Agency
Condo Insurance Agent · Lowell, MA

Action Auto Insurance Agency, located in Lowell, MA, differentiates between one-time policy purchases and recurring coverage plans when serving clients requiring condo insurance. Their agents help owners understand building master policy gaps, personal property protection, and liability coverage included in each option. They guide clients through Loss Assessment and special assessments commonly affecting Massachusetts condominium associations. No personal claims history is collected or marketed. All service operates on a scheduled, as-needed basis determined by the client’s renewal cycle or property changes.

AI
648 Central St
Alpha Insurance
Condo Insurance Agent · Lowell, MA

Alpha Insurance provides coverage for residential condominium unit owners, addressing building property and personal liability. Its specialty add-ons include loss assessment protection and additional living expense coverage for policyholders in Lowell, Massachusetts. The company structures policies to fill gaps between a condo association master policy and the unit owner's personal interests. Commercial sectors served include office spaces, independent warehouses, and food service operations, each with tailored risk assessments for property and general liability exposures.

AW
543 Rogers St
Angela Westen Insurance
Condo Insurance Agent · Lowell, MA

Angela Westen Insurance in Lowell, MA, provides residential condo insurance services tailored to individual unit owners. The agency also offers commercial coverage for condominium associations and property managers within the region. Policies are crafted to protect personal belongings, liability, and interior structures not covered by master policies. We serve clients throughout the greater Lowell area and surrounding communities in Middlesex County. The office assists policyholders with adjustments following claims or policy changes, and encourages follow-up appointments between regular seasonal reviews to update coverage as needed.

II
799 Gorham St A
I-insurance Group Inc
Condo Insurance Agent · Lowell, MA
(978) 645-6996
i-insurancegroup.net
CI
309 Rogers St
Click Insurance Group
Condo Insurance Agent · Lowell, MA
(978) 344-8000
clickinsurancegroup.com
JC
191 Pawtucket Blvd
Jay Colangelo Insurance Agency
Condo Insurance Agent · Lowell, MA
(978) 256-3344
jaycolangeloinsurance.com
JM
316 Parker St
James Martin Insurance Agency LLC
Condo Insurance Agent · Lowell, MA
(978) 454-7885
jamesmartininsurance.com
TS
10 Kearney Square
Today's Insurance Agency, Inc.
Condo Insurance Agent · Lowell, MA
(978) 934-9121
todaysins.com
IA
9 Central St # 605
Insurance Agency Lowell MA
Condo Insurance Agent · Lowell, MA
(351) 207-0314
CI
77 E Merrimack St
Conway Insurance
Condo Insurance Agent · Lowell, MA
(978) 454-5054
conwayinsurance.com
CI
165 Thorndike St Suite 3001
Clark Insurance, a Marsh & McLennan Agency LLC company
Condo Insurance Agent · Lowell, MA
(978) 459-0505
clarkinsurance.com
DI
191 Pawtucket Blvd
Duffy Insurance
Condo Insurance Agent · Lowell, MA
(978) 454-2926
duffyins.com
MG
77 E Merrimack St
Michael G Conway Insurance Inc
Condo Insurance Agent · Lowell, MA
(978) 454-5054
AE
235 White St
Albert EJ Bergeron Insurance Agency
Condo Insurance Agent · Lowell, MA
(978) 453-7391

What Does a a Condo Insurance Agent in Lowell Cost?

Condo insurance in Massachusetts typically costs between 300 and 800 dollars per year for an HO6 policy. Factors like the unit location in Lowell, the age of the building, and your deductible choice affect the premium. Older buildings or those near flood zones may have higher rates. This is general information and not insurance advice.

About condo insurance agents in Lowell

Condo insurance agents in Lowell help owners understand the difference between the master policy and their individual HO6 policy. Massachusetts law requires condo associations to carry a master policy but unit owners need their own coverage for personal property and interior improvements. Agents can explain how the Lowell area flood risks and older building stock affect your insurance needs.

Frequently Asked Questions

What does a condo insurance agent in Lowell do?

A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior walls, and liability. They also review your association master policy to identify gaps in coverage. Agents licensed in Massachusetts can explain state-specific rules about loss assessment coverage.

Do I need condo insurance if the association has a master policy?

Yes, the master policy typically covers the building structure and common areas but not your personal property or interior upgrades. Massachusetts law does not require unit owners to carry HO6 insurance but most lenders do. An agent can help you choose the right amount of coverage for your unit.

How do I choose a condo insurance agent in Lowell?

Look for an agent licensed in Massachusetts who has experience with condo policies. Ask if they work with multiple insurance carriers to compare rates. Check that they understand Lowell specific risks like older plumbing systems or proximity to the Merrimack River.

Condo Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.