The top-rated condo insurance agent in Urbana, Illinois is Brian Hanson - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Freeway Insurance, Grant Scofield - State Farm Insurance Agent, The Wesselman Agency : COUNTRY Financial. This directory lists 10 condo insurance agents serving Urbana.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Hanson - State Farm Insurance Agent | 408 N Race St STE A | (217) 344-1900 |
| 2 | Freeway Insurance | 1112 W University Ave | (217) 666-6012 |
| 3 | Grant Scofield - State Farm Insurance Agent | 1405 E Florida Ave | (217) 384-5727 |
| 4 | The Wesselman Agency : COUNTRY Financial | 2740 S Philo Rd Ste B | (217) 352-3466 |
| 5 | Farmers Insurance - Michael Rumsey | 1606 Willow View Rd # 1B | (217) 363-3030 |
| 6 | Dan Punkay - COUNTRY Financial Representative | 2740 S Philo Rd Ste B | (217) 328-0023 |
| 7 | Sticklen Insurance Agency | 3109 Tatman Ct Unit 101 | (217) 328-1612 |
| 8 | Brandy Reyna Agency LLC American Family Insurance | 909 N Cunningham Ave b | (217) 337-4988 |
| 9 | Loman-Ray Insurance Group, LLC | 2702 Boulder Dr | (888) 566-2679 |
| 10 | State Farm Insurance | 1405 E Florida Ave A | (217) 384-5727 |
Brian Hanson’s State Farm Insurance Agency serves Urbana, Illinois, and the surrounding county as a provider of condo insurance coverage. The agency assists condominium owners in protecting their individual units, personal property, and liability exposures within the community. It also advises policyholders on understanding master policy gaps and supplemental loss assessment coverage options. Specific services include tailoring policies for interior structure and personal belongings, along with securing liability protection for injuries occurring inside a condo unit.
Freeway Insurance serves Urbana condo owners and homeowner associations, offering tailored coverage plans that protect individual units and common building areas. The agency provides liability protection and policies covering personal property against damage or theft. It assists property managers in securing appropriate master policies to meet community requirements. Residents seeking financial safeguards for their specific unit exposures receive straightforward guidance on available options. The company also extends its insurance services to neighboring Champaign within the greater Champaign-Urbana metro area.
Grant Scofield - State Farm Insurance Agent in Urbana, IL, provides comprehensive condo insurance services, including customized dwelling coverage, personal liability protection, and loss assessment options. The agency assists clients with selecting optimal deductibles and adjusting policies for renovations or new acquisitions. Regular policy reviews are available to ensure consistent alignment with changing property values and local risk factors. Services focus on safeguarding condominiums, townhomes, and multi-unit residential buildings, as well as covering rental properties, stand-alone apartment complexes, retail storefronts, and local restaurants.
Serving Urbana, Illinois, and the surrounding communities, The Wesselman Agency handles residential condo insurance policies for local owners. It focuses on coverage that addresses the unique needs of condo living, balancing personal property protection with master policy gaps. The agency reviews each client's specific unit condition and association requirements. To handle a typical job, it begins with a consultation to evaluate individual coverage needs and existing policy details before presenting a straightforward comparison of options.
Homeowners, rental property owners, and condo association boards in Urbana, Illinois, work with Farmers Insurance - Michael Rumsey to secure appropriate condo insurance policies. The company helps clients understand the specific coverage needed for individual units and common areas. This service includes advising on policy details that address both personal belongings and structural responsibilities. Michael Rumsey’s agency also serves property managers seeking tailored insurance solutions for their buildings. They extend these services to clients in the neighboring community of Champaign.
Dan Punkay - COUNTRY Financial Representative in Urbana, IL, specializes in providing tailored condo insurance policies that cover individual unit interiors and personal liability. The agency assists local condo owners in securing necessary protection for their investment, including coverage for belongings and loss-of-use expenses. Everyday service includes evaluating association master policies to identify gaps in personal coverage. During the central Illinois winter season, it helps clients address potential claims from frozen pipes or ice dam damage to their units.
Sticklen Insurance Agency in Urbana, IL, distinguishes its condo insurance offerings by providing both one-time policy setups and recurring service options for ongoing management. Coverage includes protection for the interior structure of a unit, personal belongings, and liability within condominium associations. Clients may also safeguard against assessments from the homeowners’ association. Service appointments operate on a scheduled basis to review policy changes or coverage updates, though as-needed consultations are also available for immediate questions or unexpected claims.
As condominium owners in Urbana plan for spring maintenance or the start of a new lease, ensuring adequate coverage for interior structures and personal property becomes essential. Brandy Reyna Agency LLC American Family Insurance offers tailored condo insurance solutions in Urbana, IL, helping owners understand how their master policy and individual needs align. The agency explains common exclusions and liability concerns that arise with shared walls and common areas. A thorough initial assessment of your unit and current bylaws helps determine the appropriate policy recommendations.
Loman-Ray Insurance Group, LLC serves the Urbana, IL area as a condo insurance agent, helping clients secure coverage for their individual units and personal property. The company can also assist with specialty add-ons like liability protection and loss assessment coverage, which help address unique risks within condominium associations. Beyond residential condos, Loman-Ray can offer commercial insurance solutions for local offices, warehouses, and food service businesses needing tailored property and liability policies.
Serving customers in Urbana and the surrounding Champaign County communities, State Farm Insurance handles individual condo unit coverage. The agency addresses the unique insurance needs of condo owners, including interior structural protection and personal property. It also manages liability coverage for incidents occurring inside the unit. For a typical job, the agent begins by reviewing a condominium association's master policy to identify any coverage gaps. The approach then customizes a personal policy that fills those specific unmet needs for the client.
What Does a a Condo Insurance Agent in Urbana Cost?
Typical condo insurance in Illinois costs between 200 and 500 dollars per year for a standard HO-6 policy. Factors like your unit location coverage limits and deductible affect the price. Urbana rates may be slightly lower than Chicago but can vary by building age and claims history. This is general information not insurance advice.
About condo insurance agents in Urbana
Condo insurance agents in Urbana Illinois help you understand coverage for your unit and personal property. Illinois law requires condominium associations to carry a master policy but that policy may not cover your interior walls or belongings. A local agent can explain how to fill those gaps with an HO-6 policy.
Frequently Asked Questions
What does a condo insurance agent in Urbana do?
A condo insurance agent helps you choose a policy that covers your personal property liability and interior improvements. They review your association master policy to identify what is not covered so you can buy the right amount of protection.
Is condo insurance required in Illinois?
Illinois does not state law require condo insurance but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum amount of liability and loss assessment coverage.
How does Illinois law affect condo insurance needs?
Illinois condominium law says the association master policy covers common areas but not your unit interior or personal items. You need an HO-6 policy to cover your walls floors cabinets and personal property. Loss assessment coverage is also important for special assessments.
Condo Insurance Agents in Other Illinois Cities
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