The top-rated condo insurance agent in Aurora, Illinois is Acceptance Insurance, rated 5.0 stars across 725 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Luis F. Garcia - State Farm Insurance Agent, Insurance Navy Brokers. This directory lists 20 condo insurance agents serving Aurora.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1230 N Lake St | (630) 425-7091 |
| 2 | Illinois Vehicle Auto Insurance | 25 N Broadway | (630) 844-3434 |
| 3 | Luis F. Garcia - State Farm Insurance Agent | 2003 Montgomery Rd # 101 | (630) 978-4511 |
| 4 | Insurance Navy Brokers | 314 W Indian Trail | (630) 463-6000 |
| 5 | Mike Lucas - State Farm Insurance Agent | 821 W Illinois Ave | (630) 907-6600 |
| 6 | Konen Insurance Inc. | 2570 Beverly Dr #100 | (630) 897-4239 |
| 7 | Farmers Insurance- Jason Banks Agency | 3535 E New York St #214 | (630) 486-1982 |
| 8 | Farmers Insurance - Sergio Reyna Suarez | 735 N Lake St | (630) 892-1050 |
| 9 | Magnum Insurance Agency | 700 E New York St | (630) 851-4255 |
| 10 | Freeway Insurance | 302 W Indian Trail | (331) 207-7043 |
Acceptance Insurance serves the Aurora, Illinois area as a condo insurance agent. It provides coverage options tailored for individual condominium unit owners, including protection for interior fixtures and personal belongings. Policies are designed to fill the gaps left by a building’s master insurance policy. This agency handles liability coverage for incidents within the unit and loss assessment coverage for shared property repairs.
Illinois Vehicle Auto Insurance serves Aurora and the surrounding Kane County area as a condo insurance agent. It offers policies designed specifically for condominium owners, covering the interior structure and personal belongings. These plans address shared liability issues that arise within homeowners associations. The agency explains how master policies interact with individual coverage to prevent gaps. It handles specialized loss assessment protection and extended dwelling coverage for unit owners.
Luis F. Garcia - State Farm Insurance Agent in Aurora, IL, provides tailored condo insurance policies that protect individual units and shared building structures. It offers ongoing service plans to review coverage needs annually and assist with policy adjustments. The agency helps clients understand master policy requirements and personal liability exposures. Its services extend to single-family homes, apartments, retail spaces, and restaurants.
Insurance Navy Brokers serves homeowners, property managers, and condominium associations in Aurora, Illinois, offering condo insurance policies tailored to Illinois regulations. Their agents explain coverage options for common areas, interior unit protection, and liability. Policyholders receive guidance on navigating local building codes and deductible structures. The company also provides condo insurance services for clients in nearby Naperville, ensuring access to specialized policies throughout DuPage County.
Serving Aurora, Illinois, and the surrounding communities, Mike Lucas - State Farm Insurance Agent provides specialized condo insurance coverage. The agency handles policies tailored to protect condo owners from common risks in the area, including damage to interior structures and liability concerns. By carefully assessing individual building and unit layouts, the agency develops coverage that aligns with each client’s specific condo association requirements and personal assets. For a typical condo insurance job, it reviews the master policy details to avoid gaps in protection.
For condo owners in Aurora, Illinois, Konen Insurance Inc. offers both a one-time policy purchase for a fixed term and recurring options that renew annually. Specializing in condo insurance, the company helps clients secure policies that cover personal property, interior structural damage, and liability against accidents inside the unit. These policies are obtained on a one-time basis with the opportunity to schedule annual reviews for policy updates.
After harsh Midwestern winters, Aurora condo owners often discover leaky roofs or cracked foundations that threaten their units. Farmers Insurance- Jason Banks Agency provides specialized condo insurance policies to cover these structural gaps not addressed by basic HOA master plans. The agency also addresses interior improvements, personal liability, and loss-of-use coverage for local residents. To begin protecting a unit, the agency schedules an on-site inspection assessing shared walls, building age, and common-area exposures.
As a Farmers Insurance agency in Aurora, IL, Sergio Reyna Suarez specializes in securing coverage for condominium units and their interior structures. It also provides general insurance services for individual homeowners and renters in the area. This involves evaluating personal property, liability protection, and loss assessment coverage specific to condo association bylaws. For local condo owners, it is especially helpful during the spring season when policyholders need to confirm their coverage is current before the arrival of heavy storms and potential hail damage to unit roofs and windows.
Magnum Insurance Agency in Aurora, Illinois provides a full range of condo insurance services, including tailored coverage options and periodic policy reviews to ensure adequate protection for individual unit owners. The agency offers routine policy maintenance and consultative support to update coverage as property values or association requirements change. It serves single-family homes, apartments, retail spaces, and restaurants, delivering specialized insurance solutions for each property type.
Freeway Insurance serves Aurora condo owners and property managers seeking coverage for individual units and shared building elements. The company offers policies tailored to protect personal belongings, interior structures, and liability risks within homeowners associations. Residents of this Illinois community can obtain quotes and policy guidance for their specific housing needs. The agency also provides its condo insurance services to the nearby suburb of Naperville.
What Does a a Condo Insurance Agent in Aurora Cost?
Condo insurance in Illinois typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like location in Aurora, unit size, and coverage limits affect the price. Higher deductibles can lower your premium. This is general information, not insurance advice.
About condo insurance agents in Aurora
Condo insurance agents in Aurora Illinois help owners secure HO6 policies that cover personal property and interior walls. Illinois law requires condo associations to maintain master policies, but owners need separate coverage for improvements and liability. A local agent can explain how Aurora building codes affect your policy limits.
Frequently Asked Questions
What does a condo insurance agent in Aurora do?
A condo insurance agent helps you choose an HO6 policy that meets your needs. They explain coverage for personal property, loss assessment, and liability. They also ensure your policy aligns with your condo associations master insurance requirements.
Is condo insurance required in Illinois?
Illinois does not require condo insurance by state law, but most mortgage lenders and condo associations require it. Your association may have minimum coverage amounts for liability and loss assessment. An agent can help you meet these requirements.
How does Illinois law affect condo insurance?
Illinois condo laws require associations to insure common areas, but owners must cover their unit interior and personal items. The Illinois Condominium Property Act sets rules for master policies and loss assessment. An agent can explain how these rules affect your policy.
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