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Find Condo Insurance Agents Near You in Rock Island, IL

Compare condo insurance agents in Rock Island. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 11 condo insurance agents in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenn Merema - State Farm Insurance Agent
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 jennmeremasf.com
Chris Elsberg - State Farm Insurance Agent
855 46th Ave, Rock Island, IL 61201
(309) 788-3060 chriselsberg.com
Modern Woodmen of America
1701 1st Ave, Rock Island, IL 61201
(800) 447-9811 modernwoodmen.org
Royal Neighbors of America
230 16th St, Rock Island, IL 61201
(309) 788-4561 royalneighbors.org
Don Ayers & Son's Insurance
3129 11th St, Rock Island, IL 61201
(309) 788-4546
State Farm Insurance
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 statefarm.com
Farrar Insurance
1712 18th Ave, Rock Island, IL 61201
(309) 786-4463 farrar.group
Illinois Casualty Company
225 20th St, Rock Island, IL 61201
(309) 793-1700 ilcasco.com
Michael Orth American Family Insurance
2427 17th St, Rock Island, IL 61201
(309) 788-7670 amfam.com
Insurance King
3101 11th St suite A, Rock Island, IL 61201
(309) 981-0391 insuranceking.com
Riverscape Insurance
4405 11th St, Rock Island, IL 61201
(309) 430-2222

A condo insurance agent in Rock Island Illinois can help you secure an HO-6 policy that covers your personal property and interior improvements. Illinois law requires condo associations to carry master insurance, but individual unit owners still need their own policy for walls in and personal liability. Local agents understand the specific risks in the Quad Cities area.

What Does a Condo Insurance Agent in Rock Island Cost?

Condo insurance in Illinois typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit value, deductible amount, and location near the Mississippi River can affect the price. Flood insurance is separate and may add 400 to 800 dollars per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does condo insurance cover in Illinois?
A standard HO-6 policy covers personal property, interior building improvements, and personal liability. Illinois law requires the condo association master policy to cover the original structure, so your policy fills gaps for your unit.
Do I need condo insurance in Rock Island?
Yes, most mortgage lenders require you to have an HO-6 policy. Even if you own your unit outright, insurance protects you from liability and damage to your belongings. Flood insurance may also be needed because Rock Island is near the Mississippi River.
How do I choose a condo insurance agent in Rock Island?
Look for an agent who is licensed in Illinois and experienced with condo associations. Ask about loss assessment coverage, which pays for shared expenses after a claim. Compare quotes from multiple agents to find the right fit.