The top-rated condo insurance agent in Orland Park, Illinois is Scott Neil - State Farm Insurance Agent, rated 5.0 stars across 826 reviews. Other highly rated options include Paul Siano - State Farm Insurance Agent, Steve Neil - State Farm Insurance Agent, Kenneth Horn at Comparion Insurance Agency. This directory lists 19 condo insurance agents serving Orland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Neil - State Farm Insurance Agent | 9552 W 147th St | (708) 687-7701 |
| 2 | Paul Siano - State Farm Insurance Agent | 8130 W 143rd St | (708) 966-4769 |
| 3 | Steve Neil - State Farm Insurance Agent | 11132 W 179th St | (708) 478-3332 |
| 4 | Kenneth Horn at Comparion Insurance Agency | 15176 LaGrange Rd | (708) 675-3438 |
| 5 | Bob Davis - State Farm Insurance Agent | 15100 LaGrange Rd | (708) 460-4470 |
| 6 | Andy Varga American Family Insurance | 11504 183rd Pl Ste Se | (708) 364-0500 |
| 7 | Tim Kacerovskis - State Farm Insurance Agent | 14340 LaGrange Rd | (708) 349-6919 |
| 8 | John Skopick - State Farm Insurance Agent | 10660 W 143rd St Suite A3 | (630) 410-2034 |
| 9 | The Horton Group, a Marsh & McLennan Agency LLC Company | 10320 Orland Pkwy | (708) 845-3000 |
| 10 | Kurland Insurance Agency | 15040 S Ravinia Ave #45 | (708) 403-0355 |
Scott Neil, State Farm Insurance Agent in Orland Park, Illinois serves Orland Park and the surrounding Cook and Will County areas as a condo insurance agent. The agency provides insurance policies specifically designed for condominium unit owners. These policies cover personal property, interior building structures, and personal liability within an individual unit. Scott Neil - State Farm Insurance Agent assists local condo owners in understanding their association master policy requirements and securing appropriate individual coverage to fill gaps. The agency handles personal liability protection and loss assessment coverage for condo association members.
Paul Siano with State Farm Insurance provides comprehensive condo insurance services for residents of Orland Park, IL and the surrounding area. Standard coverage options protect individual units and personal belongings against common perils like fire, theft, and water damage. Policyholders may also obtain liability protection and loss-of-use coverage for added peace of mind. The agency assists clients in selecting appropriate deductibles and coverage limits to meet their specific needs. It services condominium units, single-family homes, apartments, retail spaces, and local restaurants.
Homeowners, businesses, and property managers in Orland Park, Illinois, turn to Steve Neil for condo insurance guidance. The agency assists clients in selecting coverage tailored to common area liabilities and individual unit contents, addressing risks typical to multi-unit buildings. Steve Neil works with condo associations and individual owners to understand policy nuances and ensure appropriate protection. This service also extends to residents in neighboring communities within the greater southwest Chicago suburbs, such as Tinley Park.
Kenneth Horn at Comparion Insurance Agency serves Orland Park and the surrounding communities in Illinois, focusing exclusively on condo insurance policies for local residents. The agency handles the unique coverage needs of condominium owners, including interior structures, personal property, and liability protection. Their typical approach begins with a thorough review of the condo association’s master policy and the client’s individual risks, then tailors a policy to address any coverage gaps.
Bob Davis - State Farm Insurance Agent in Orland Park, IL provides condo insurance tailored to both individual unit owners and associations. One-time policies may cover a single purchase or short-term need, while recurring options offer continuous protection for standard homeowner requirements. Policies typically address interior damage, shared liability within the building, loss assessment coverage, and personal property losses from theft or weather. Service operates on an as-needed basis, meaning new policies can be initiated or existing ones adjusted whenever a client schedules a consultation.
As a condo insurance agent in Orland Park, IL, Andy Varga American Family Insurance offers specialty services tailored to condominium owners, including custom coverage for interior structures and personal property beyond what master policies provide. Its general service work includes advising clients on liability protection and loss assessment coverage to address shared building exposures. During winter months in the Chicago area, the agency assists condo owners with reviewing policies for frozen pipe damage protection.
When fall storms and winter ice threaten roofs and gutters in Orland Park, condo owners often need to review their coverage for potential water and wind damage. Tim Kacerovskis - State Farm Insurance Agent helps local unit owners adjust their policies to ensure protection matches the specific shared-ownership structures of condo associations. The work consistently focuses on aligning personal contents and liability limits with the master policy held by the building. The process begins with a simple in-person or virtual review of the current declaration page and any shared-master coverage gaps.
John Skopick - State Farm Insurance Agent in Orland Park, IL provides general condo insurance coverage tailored to protect individual units and personal belongings. It also offers specialized endorsements for valuable items and liability protection beyond standard policies. This agency serves local commercial sectors, including offices, warehouses, and food service operations, ensuring appropriate coverage for diverse business needs in the area.
The Horton Group, a Marsh & McLennan Agency LLC Company in Orland Park, provides residential condo insurance to protect individual units and personal property. Commercial coverage is also available for association common areas and shared liabilities throughout the surrounding region. Services focus on matching policy options to local building requirements and individual ownership needs. Clients can expect attentive follow-up after each policy issuance or claim, with consistent service between regular annual reviews and renewals.
Kurland Insurance Agency is a local condo insurance agent based in Orland Park, IL, known for helping residents protect their individual units. It guides clients through policies covering interior structures, personal belongings, and liability within association master plans. The agency also assists in evaluating deductibles and loss assessment coverage common to this area. For those seeking broader protection, it can add flood insurance as a separate policy to fill gaps left by standard condo coverage.
What Does a a Condo Insurance Agent in Orland Park Cost?
Typical condo insurance costs in Illinois range from 200 to 600 dollars per year for an HO-6 policy. Factors include your unit location coverage limits and deductible amount. Older buildings or units with higher value finishes may increase the premium. This is general information not insurance advice.
About condo insurance agents in Orland Park
Condo insurance agents in Orland Park Illinois help owners understand the unique coverage needs for condominium units. Illinois law requires condo associations to carry master policies but individual owners need their own HO-6 policy to cover personal property and interior improvements. Agents guide you through the gap between the master policy and your personal liability.
Frequently Asked Questions
What does a condo insurance agent in Orland Park do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior walls and liability. They explain how the association master policy interacts with your individual coverage. Agents also help you meet Illinois mortgage requirements for condo insurance.
Is condo insurance required in Illinois?
Illinois law does not require condo owners to carry individual insurance but most mortgage lenders do require it. Your condo association bylaws may also mandate a minimum level of coverage. An agent can help you meet these requirements.
How does Illinois law affect condo insurance deductibles?
Illinois law allows condo associations to charge individual owners for master policy deductibles after a loss. Your HO-6 policy can include loss assessment coverage to pay these deductibles. An agent can help you choose the right deductible limit.
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