The top-rated condo insurance agent in Niles, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 467 reviews. Other highly rated options include Dan De La Cruz - State Farm Insurance Agent, Jeff Curry - State Farm Insurance Agent, Kim Stokes - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 7400 N Waukegan Rd Ste 105 | (847) 983-8343 |
| 2 | Dan De La Cruz - State Farm Insurance Agent | 7900 N Milwaukee Ave | (847) 324-9595 |
| 3 | Jeff Curry - State Farm Insurance Agent | 8135 N Milwaukee Ave | (847) 965-3880 |
| 4 | Kim Stokes - State Farm Insurance Agent | 6610 N Milwaukee Ave | (847) 496-5508 |
| 5 | Allan Gerszonovicz - GEICO Insurance Agent | 7111 W Dempster St | (847) 779-8101 |
| 6 | Farmers Insurance - Wioletta Kurzatkowski | 8050 N Milwaukee Ave | (773) 792-9000 |
| 7 | Peter Huynh - State Farm Insurance Agent | 7627 N Milwaukee Ave | (847) 965-1400 |
| 8 | Violetta Wujkowski American Family Insurance | 7636 N Milwaukee Ave | (847) 294-9772 |
| 9 | Tony Barda: Allstate Insurance | 8045 N Milwaukee Ave Ste I | (847) 470-9797 |
| 10 | Bart Balaz: Allstate Insurance | 6954 W Touhy Ave Ste 100 | (847) 588-1200 |
Guillermo Chavez-Angeles - State Farm Insurance Agent serves the Niles, Illinois area as a local condo insurance agent. The agency provides coverage solutions for condominium owners in this metro region, helping to address the unique insurance needs common in local homeowners associations and high-rise complexes. It offers policies that can protect personal property and liability exposures within a condo unit. Specific services it handles include coverage for interior structural improvements and loss assessment protection.
Dan De La Cruz - State Farm Insurance Agent in Niles, IL, provides a full range of condo insurance services, including policy consultations, risk assessments, and claims assistance. It offers ongoing account management and regular policy reviews to help ensure coverage remains aligned with changing needs. The agency works to serve local property owners and tenants effectively. Its service areas include single-family homes, apartments, retail spaces, and restaurants.
Jeff Curry - State Farm Insurance Agent serves condo owners, homeowners, and property managers in Niles, Illinois, providing tailored condo insurance policies that cover individual units and common-area liabilities. The agency helps clients protect personal belongings and dwelling structures from risks like fire, theft, and weather damage. It also offers guidance on condo association master policy gaps to ensure adequate coverage. Services extend to neighboring communities such as Skokie, Morton Grove, and Park Ridge within the greater Chicago metro area.
Serving Niles and the surrounding Chicago-area communities, Kim Stokes - State Farm Insurance Agent offers homeowners and condo owners insurance solutions. The agency handles coverage for individual units, building property, and personal liability within local condominium associations. It also addresses master policy gaps to protect unit owners from unexpected financial exposure. Each client’s needs are assessed through a personal consultation to tailor a policy, and the office reviews options thoroughly to ensure appropriate coverage levels for a typical condo insurance job.
Allan Gerszonovicz - GEICO Insurance Agent in Niles, IL offers both one-time policy reviews and ongoing service for managing condo insurance, with coverage tailored to protect interior structures, personal property, and liability risks common in shared buildings. Policies address assessments and loss assessment coverage particular to association bylaws. Service arrangements operate on either a one-time quote basis or as an ongoing scheduled relationship for renewals and policy adjustments.
In Niles, where winter storms can test roof resilience and spring thaws bring moisture concerns, proactive condo insurance reviews are essential. Farmers Insurance - Wioletta Kurzatkowski guides local homeowners through selecting appropriate coverage for shared structures and personal belongings. Working as a dedicated condo insurance agent, the office explains policy distinctions between interior walls and building master plans. Potential clients can schedule a personalized consultation to assess current risks, inventory valuables, and identify necessary policy adjustments before signing any new agreement.
Peter Huynh - State Farm Insurance Agent in Niles, IL specializes in tailored condo insurance policies addressing individual unit coverage gaps. It offers comprehensive general service work including liability protection, personal property coverage, and loss assessment support for shared building structures. The agency helps local condo owners evaluate specific building bylaws to ensure appropriate policy limits. For Illinois clients, it also assists with supplemental flood or sewer backup endorsements before the spring thaw season.
Violetta Wujkowski American Family Insurance works with property owners to structure appropriate financial protection for their investments. The agency can add specialty coverage endorsements, such as ordinance or law coverage and sewer backup protection, to a basic condo policy. These additional riders help fill important gaps that often appear in a standard master building policy. In Niles, IL, the agency serves commercial sectors including multi-unit offices, small warehouses, and food service establishments.
Tony Barda’s Allstate Insurance agency in Niles provides residential condo insurance for local homeowners associations and unit owners. For commercial clients, policies cover shared building spaces and common area liabilities. To obtain a customized quote or review an existing plan, call the Niles office directly. For follow-up service, the agency proactively contacts policyholders before renewal periods to adjust coverage and schedule regular protection reviews between claim incidents or maintenance changes.
Bart Balaz: Allstate Insurance in Niles, IL, is a local provider known for offering tailored condo insurance solutions. The agency helps condo owners manage risks specific to shared building structures and common areas. Services typically include coverage for interior improvements, personal property, and liability protection. A licensed team guides clients through policy options that address HOA requirements and individual unit needs. For added security, the agency can arrange umbrella liability coverage to extend protection beyond standard policy limits.
What Does a a Condo Insurance Agent in Niles Cost?
The average cost of an HO-6 condo insurance policy in Illinois ranges from 200 to 500 dollars per year. Factors such as your unit location deductible choice and coverage limits affect the premium. High value units or those with frequent claims may cost more. This is general information and not insurance advice.
About condo insurance agents in Niles
Condo insurance agents in Niles Illinois help unit owners protect their personal property and liability. Illinois law requires condo associations to carry a master policy, but individual unit owners still need their own HO-6 policy for interior fixtures and belongings. An agent can explain how the master policy interacts with your personal coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Niles do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior improvements, and liability. They also explain how your policy works with the associations master policy required under Illinois law.
Is condo insurance required in Illinois?
Illinois does not legally require individual unit owners to carry condo insurance. However most mortgage lenders and condo associations require you to have an HO-6 policy as a condition of your loan or occupancy.
How much personal property coverage do I need in Niles?
You should inventory your belongings and choose a coverage limit that matches their total value. An agent can help you estimate replacement costs for furniture electronics and clothing. Many policies start at 10,000 dollars of personal property coverage.
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