The top-rated condo insurance agent in Moline, Illinois is Matt Fitzpatrick - State Farm Insurance Agent, rated 5.0 stars across 283 reviews. Other highly rated options include Glen Gerardy - State Farm Insurance Agent, Chad Cruse - State Farm Insurance Agent, Freeway Insurance. This directory lists 21 condo insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Fitzpatrick - State Farm Insurance Agent | 800 36th Ave | (309) 948-2071 |
| 2 | Glen Gerardy - State Farm Insurance Agent | 3815 16th St | (309) 786-7480 |
| 3 | Chad Cruse - State Farm Insurance Agent | 1922 7th St Suite 201 | (309) 736-9337 |
| 4 | Freeway Insurance | 2022 1st St Ct A | (309) 832-7011 |
| 5 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 6 | Jason Goff - State Farm Insurance Agent | 2450 53rd St | (309) 762-1187 |
| 7 | Trevor Volz - State Farm Insurance Agent | 1485 41st St | (309) 762-5833 |
| 8 | Josh Jackson - COUNTRY Financial Representative | 2326 53rd St A | (309) 736-9637 |
| 9 | Goosehead Insurance - Rose & Carlos Gomez | 2928 Avenue of the Cities | (309) 402-0118 |
| 10 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
Matt Fitzpatrick - State Farm Insurance Agent serves the Moline, Illinois area, specializing in condo insurance policies. The agency helps condominium owners secure coverage tailored to their specific needs, including protection for personal property and interior building structures. It also assists clients in understanding their association master policy and any gaps in individual coverage. Services provided include dwelling protection, personal liability coverage, and loss assessment coverage for common areas.
Glen Gerardy - State Farm Insurance Agent in Moline, IL, serves homeowners and property managers seeking specialized condo insurance coverage. The agency helps clients protect their individual units and personal belongings against common risks like fire, theft, and water damage. Policies can also include loss assessment coverage for shared building areas. Additional services focus on finding appropriate liability protection for unit owners. The agent provides tailored options for condominium associations as well. This Moline-based office also assists clients in the nearby communities throughout the Quad Cities metro area.
Chad Cruse - State Farm Insurance Agent in Moline, IL, provides a comprehensive range of condo insurance services, including coverage for personal property, liability protection, and loss of use. The office offers tailored service plans to help clients review and adjust their policies as their needs change, ensuring appropriate coverage for specific condo structures and personal belongings. Regular maintenance consultations are available to address questions about policy updates, endorsements, and deductible options for policyholders. This agency services condos, single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance serves Moline and the surrounding communities of the Quad Cities area in Illinois, handling condo insurance policies tailored to individual unit owners. It protects personal property, interior structural improvements, and liability exposures specific to condominium living. For a typical job, it begins by reviewing the master policy to identify coverage gaps, then customizes a policy to address the homeowner’s specific deducitble and loss-assessment needs.
Serving Moline, Illinois and the surrounding Quad Cities communities, Farmers Insurance - David Williams provides coverage for condo owners. The agency handles policies that protect a unit’s interior structure and personal belongings against common risks. A typical account involves assessing the specific gaps between the individual’s policy and the master association’s building coverage. To manage this, the agent analyzes the client’s loss assessment exposure and then recommends appropriate liability and property limits for their particular situation.
Jason Goff, serving Moline, Illinois, provides condo insurance tailored to individual needs. A one-time option addresses short-term liability or closing requirements, while scheduled recurring policies deliver annual protection for personal property and structural assessments. Coverage typically includes liability safeguards against injuries or damage. Services are available on either a one-time or scheduled recurring basis, with extra as-needed appointments for policy updates or claims assistance.
Trevor Volz - State Farm Insurance Agent in Moline, IL, specializes in providing tailored condo insurance policies, addressing unique coverage needs for individual unit owners. It also offers general insurance services, including auto, life, and renters policies, to help clients build comprehensive protection plans. Agents assist with assessing building master policy gaps to ensure personal belongings and interior structures are adequately covered. They particularly help with addressing coverage concerns after seasonal storms, ensuring condos are prepared for potential wind or hail damage common in the area.
Josh Jackson with COUNTRY Financial provides condo insurance services for the Moline, Illinois area, assisting clients in protecting their individual units and shared building elements through tailored policy options. The agency helps residents navigate coverage that typically includes personal property, liability, and loss assessment endorsements. Its office serves both residential clientele and commercial sectors, such as small offices, warehouses, and food service operations, ensuring appropriate protection for these distinct business environments.
Goosehead Insurance - Rose & Carlos Gomez provides residential condo insurance services to clients in Moline, Illinois. The agency also extends commercial coverage to nearby communities throughout the region. Their work includes policy reviews to ensure proper protection for individual units and shared building structures. This agent assists with claims guidance and coverage adjustments as needed. Follow-up consultations are offered to address changing policy needs between regular seasonal visits, helping maintain consistent protection for condo owners.
When the Mississippi River thaws each spring and heavy rains arrive in the Rock Island County area, many Moline condo owners review their policies to ensure flood damage is covered correctly. Derek Newton from Allstate Insurance works with local condominium associations and individual unit owners to understand how master policies interact with personal contents and liability needs. This agent helps clarify coverage gaps for interior improvements, loss assessments, and temporary relocation expenses during repairs. An initial consultation typically involves reviewing current declarations and HOA bylaws to identify specific risks.
What Does a a Condo Insurance Agent in Moline Cost?
Condo insurance in Illinois typically costs between 150 and 400 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, and deductible choice affect the premium. A Moline agent can give you a personalized quote. This is general information, not insurance advice.
About condo insurance agents in Moline
A condo insurance agent in Moline Illinois can help you understand the specific coverage needed for your condominium unit. Illinois law requires condo associations to carry a master policy, but that policy may not cover your personal belongings or interior improvements. An agent can explain how an HO-6 policy fills those gaps and meets your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Moline do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior structures. They also explain how the association master policy interacts with your individual coverage.
Is condo insurance required in Illinois?
Illinois law does not require individual condo insurance, but your mortgage lender will likely require it. The condo association may also require a minimum amount of liability coverage in its bylaws.
How does the Illinois master policy affect my coverage?
The association master policy typically covers the building exterior and common areas. Your individual HO-6 policy covers your personal belongings, interior walls, and fixtures, plus liability for incidents inside your unit.
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