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Find Condo Insurance Agents Near You in McHenry, IL

Browse condo insurance agents serving McHenry, Illinois. Updated 2026-07-14.

The top-rated condo insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, Reese Insurance Group, Roger Beeler - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving McHenry.

Showing 18 condo insurance agents in McHenry, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Homan - State Farm Insurance Agent4929 W Elm St(815) 669-5359
2Ryan P. Conway Agency, LLC3322 W Elm St(815) 344-1600
3Reese Insurance Group805 Front St(815) 385-6541
4Roger Beeler - State Farm Insurance Agent2636 Schaid Ct(815) 669-5319
5John Sutton - State Farm Insurance Agent3424 W Elm St(815) 344-6444
6Mary Trejo - State Farm Insurance Agent1783 N Richmond Rd(779) 704-3020
7Petra Kinnerk American Family Insurance402 Front St Ste A(815) 385-2304
8Bill Colbert - State Farm Insurance Agent339 Front St(815) 385-4080
9State Farm Insurance3425 W Elm St(815) 344-6444
10Illinois Auto Quote1330 Riverside Dr(815) 363-8100
DH
4929 W Elm St
Dave Homan - State Farm Insurance Agent
Condo Insurance Agent · McHenry, IL

Dave Homan of State Farm Insurance Agent serves the McHenry, Illinois area and provides condo insurance policies for local residents. This agency helps condominium owners understand their personal coverage needs beyond what a building’s master policy covers. They assist clients in selecting appropriate dwelling protection for interior structures and liability coverage. The agency also handles personal property insurance for contents within each unit and loss assessment coverage for common-area expenses.

RP
3322 W Elm St
Ryan P. Conway Agency, LLC
Condo Insurance Agent · McHenry, IL

Ryan P. Conway Agency, LLC provides a complete range of condo insurance services to clients in the McHenry area. It offers property coverage consultations and helps policyholders select plans that fit their individual needs. Maintenance plans are structured around standard condo association requirements and personal liability protection. The agency assists with document gathering and annual policy reviews to keep coverage aligned with changing circumstances. It serves both single-family homes and apartment residents seeking unit owner protection.

RI
805 Front St
Reese Insurance Group
Condo Insurance Agent · McHenry, IL

Reese Insurance Group serves the McHenry, Illinois area and surrounding communities, working specifically as a condo insurance agent. It handles policies that cover interior structures, personal belongings, and liability protection for unit owners. The company aims to align coverage limits with the master policy held by the homeowners association. To handle a typical job, it reviews the client’s current policy details, evaluates the association’s master policy exclusions, and then recommends adjustments to close any gaps in personal coverage.

RB
2636 Schaid Ct
Roger Beeler - State Farm Insurance Agent
Condo Insurance Agent · McHenry, IL

Roger Beeler - State Farm Insurance Agent serves homeowners, business owners, and property managers in McHenry, Illinois who need specialized condo insurance protection. The agency helps clients understand the gap between their personal coverage and the master policy carried by their condominium association. Policies are tailored to safeguard individual units, personal belongings, and liability exposures unique to shared community living. Additional services often include reviewing building rules to ensure adequate limits for improvements and custom features. The agency also provides these coverage solutions for clients in neighboring communities such as Crystal Lake.

JS
3424 W Elm St
John Sutton - State Farm Insurance Agent
Condo Insurance Agent · McHenry, IL

John Sutton - State Farm Insurance Agent in McHenry, Illinois provides specialty condo insurance policies designed to cover interior structures and personal property within a unit. The agency also offers general personal insurance needs to local residents, including auto, life, and homeowners coverage. These services address the unique liability and loss assessments shared by homeowners associations. With changing seasonal weather in this area, the agent frequently helps clients prepare their policies for potential wind or hail damage from summer storms.

MT
1783 N Richmond Rd
Mary Trejo - State Farm Insurance Agent
Condo Insurance Agent · McHenry, IL

Mary Trejo - State Farm Insurance Agent in McHenry, IL, offers condo insurance that distinguishes between a one-time policy quotation and recurring service options for ongoing coverage adjustments. The agency helps secure protection for your unit’s interior, personal property, and liability needs as dictated by your association's master policy. Service is available on an as-needed basis, such as when your policy renews or your living situation changes.

PK
402 Front St Ste A
Petra Kinnerk American Family Insurance
Condo Insurance Agent · McHenry, IL

Petra Kinnerk American Family Insurance provides condo insurance guidance specific to McHenry, Illinois. Its offerings focus on protecting individual units within associations, addressing building coverage gaps and personal liability needs. The agency works directly with clients to structure policies that align with their specific property values and homeowner association requirements. Typical service includes securing coverage for interior walls, fixtures, and personal belongings, alongside loss assessment protection for shared building components. It helps condo owners prepare for winter hazards common in the region, such as frozen pipes from improper unit maintenance.

BC
339 Front St
Bill Colbert - State Farm Insurance Agent
Condo Insurance Agent · McHenry, IL

Winter in McHenry, IL often brings concerns about ice dams and frozen pipes for condo owners. Bill Colbert - State Farm Insurance Agent helps local residents address these specific coverage needs for their units and shared building structures. The agency works with clients to review association master policies and identify gaps that personal condo insurance should fill. Common discussion points include assessments coverage, loss of use, and personal property protection. Initial steps typically involve a free consultation to review current documents and assess individual requirements before any policy changes are made.

SF
3425 W Elm St
State Farm Insurance
Condo Insurance Agent · McHenry, IL

As winter snow and ice threaten McHenry condos with pipe bursts and roof leakage, this local agency provides tailored condo insurance policies that cover common building damage and individual interior liability. The agent reviews HOA master policies to eliminate gaps between association coverage and personal needs. Policies address theft, water backup, and temporary relocation costs during repairs. The first step involves a free inspection of the unit’s plumbing, windows, and common-area exposure.

IA
1330 Riverside Dr
Illinois Auto Quote
Condo Insurance Agent · McHenry, IL

Illinois Auto Quote in McHenry, IL, provides standard condominium insurance policies that address common unit-owner exposures. Its specialty coverage options often include protection for individual interior improvements, loss assessment liabilities, and personal property within the unit. Clients in this area typically benefit from policies that handle water damage and special assessments from the association. The agency is capable of serving commercial sectors such as local offices, warehouse operations, and food service establishments that require tailored liability and property insurance solutions.

JS
607 Front St
Jason Shreeves - COUNTRY Financial Representative
Condo Insurance Agent · McHenry, IL
(815) 344-2626
advisors.countryfinancial.com/usa/il/mchenry/jason-shreeves
BO
4302 W Crystal Lake Rd Unit F
Brett Ostertag - COUNTRY Financial Representative
Condo Insurance Agent · McHenry, IL
(847) 245-9963
advisors.countryfinancial.com/usa/il/mchenry/brett-ostertag
GT
1307 Riverside Dr
GEORGE THOMPSON INSURANCE AGENCY, INC.
Condo Insurance Agent · McHenry, IL
(815) 385-1066
thompsoninsurance.com
BR
1500 S Illinois Rte 31 #200
Beth & Rudnicki Insurance Agency, Inc.
Condo Insurance Agent · McHenry, IL
(815) 385-7630
brinsurance.net
GS
5206 W Elm St #102
Greg Saucerman Agency Inc American Family Insurance
Condo Insurance Agent · McHenry, IL
(815) 344-3744
amfam.com/agents/illinois/mchenry/greg-saucerman
LI
4318 W Crystal Lake Rd Suite D
Lowenheim Insurance Agency, LLC
Condo Insurance Agent · McHenry, IL
(815) 385-7831
lowenheiminsurance.com
AI
5459 Bull Valley Rd
All Insurance Services
Condo Insurance Agent · McHenry, IL
(815) 344-2345
allinsurancesavings.com
FI
3509 W Elm St
Farmers Insurance - Michael Podpora
Condo Insurance Agent · McHenry, IL
(815) 363-7505
agents.farmers.com/il/mchenry/michael-podpora

What Does a a Condo Insurance Agent in McHenry Cost?

Condo insurance in Illinois typically costs between $300 and $600 per year for a standard HO-6 policy. Costs depend on your unit value, deductible choice, and location in McHenry. Flood insurance is separate and may add $400 to $700 per year. This is general information, not insurance advice.

About condo insurance agents in McHenry

A condo insurance agent in McHenry Illinois helps you find coverage for your unit and personal property. Illinois law requires condo associations to have a master policy, but you still need an HO-6 policy for your interior and belongings. Local agents understand the specific needs of McHenry condos near the Fox River and Chain O Lakes.

Frequently Asked Questions

What does a condo insurance agent in McHenry do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal liability, interior walls, and belongings. They also explain how the Illinois Condominium Property Act affects your coverage needs.

Do I need condo insurance if the association has a master policy?

Yes. The association master policy typically covers the building exterior and common areas. Your personal HO-6 policy covers your unit interior, personal property, and liability. Illinois law does not require you to buy this coverage, but most lenders do.

How does Illinois law affect my condo insurance needs?

Under the Illinois Condominium Property Act, the association master policy must cover the original structure. You are responsible for additions and improvements inside your unit. An agent can help you determine the right amount of coverage for your specific unit.

Condo Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.