The top-rated condo insurance agent in Elk Grove Village, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 1,044 reviews. Other highly rated options include Matthew Harrold American Family Insurance, Johnson Insurance Agency Inc, Tim Park - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Elk Grove Village.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 836 E Higgins Rd | (847) 734-0400 |
| 2 | Matthew Harrold American Family Insurance | 1002 Rohlwing Rd | (847) 246-4044 |
| 3 | Johnson Insurance Agency Inc | 25 NW Point Blvd #925 | (847) 437-0030 |
| 4 | Tim Park - State Farm Insurance Agent | 361 Bonnie Ln Ste 103 | (847) 364-3100 |
| 5 | Joe Morreale - State Farm Insurance Agent | 668 Meacham Rd | (847) 301-0313 |
| 6 | Jennifer Rupert - State Farm Insurance Agent | 1325 S Arlington Heights Rd #205 | (847) 472-9720 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 25 NW Point Blvd Suite 625 | (847) 758-1000 |
| 8 | Hollinger Insurance Services | 220 S Lively Blvd | (847) 437-2184 |
| 9 | Corkill Insurance Agency, Inc. | 25 NW Point Blvd #625 | (847) 758-1000 |
| 10 | Farmers Insurance - John Kengott | 600 E Higgins Rd Ste 2g | (847) 640-3003 |
Guillermo Chavez-Angeles - State Farm Insurance Agent provides condo insurance services to residents in Elk Grove Village, Illinois. Residential policies cover interiors, personal property, and liability within common-interest developments. Commercial coverage is also available for small businesses in the area. The agency serves clients throughout the local region. After initial policy setup, representatives schedule regular check-ins to review coverage needs. This follow-up can lead to repeat service when policies update or personal circumstances change between annual visits.
Matthew Harrold American Family Insurance serves the Elk Grove Village, Illinois area and the surrounding Cook County communities. It specializes in providing tailored condo insurance policies that address the unique coverage needs of condominium unit owners. The agency helps clients understand the essential boundaries between a master condo association policy and individual unit coverage. Its services typically include arranging protection for interior fixtures, personal belongings, and liability risks. It regularly assists with upgrades for specific perils like water backup and earthquake coverage.
Johnson Insurance Agency Inc in Elk Grove Village, IL provides a range of services as a condo insurance agent, including policy review and risk assessment for condominium owners. It offers service and maintenance plans that help clients regularly evaluate their coverage needs. The agency assists with protecting personal belongings, liability coverage, and ensuring compliance with association requirements. It services single-family homes, apartments, retail, and restaurants.
Homeowners, condominium associations, and property managers in Elk Grove Village, Illinois can work with Tim Park - State Farm Insurance Agent for their condo insurance needs. This agency helps clients understand the unique coverage options necessary for protecting individual units and shared building structures. Policies may address personal liability, interior improvements, and loss assessment protection. The office also provides guidance on adequately insuring personal belongings against theft or damage. Serving nearby communities such as Schaumburg and Mount Prospect, the agency ensures condominium owners receive attentive support tailored to their specific property requirements.
Joe Morreale - State Farm Insurance Agent serves Elk Grove Village, Illinois, along with the surrounding northwest suburban communities. This agency handles a range of condo insurance policies designed to protect individual units, common interior fixtures, and personal liability within a homeowners association framework. For each client, the agent reviews a specific policy’s master condo association coverage before recommending tailored personal contents and loss assessment endorsements. The general approach to a typical job involves a detailed consultation to assess the unique exposure from shared walls, decks, and limited common elements.
For those seeking condo coverage, Jennifer Rupert - State Farm Insurance Agent in Elk Grove Village, IL, understands the distinction between a one-time policy purchase and a recurring service relationship. Their coverage options are designed to address common condominium exposures, helping protect individual units and personal belongings. Service arrangements are available on a one-time, scheduled, or strictly as-needed basis, allowing clients to choose the level of ongoing support that best fits their personal needs.
Gallagher Insurance, Risk Management & Consulting specializes in tailored condo insurance solutions, addressing the unique coverage needs of individual unit owners and associations. The Elk Grove Village, Illinois agency provides comprehensive service, helping clients evaluate property protection, liability risks, and loss assessment coverage within their policies. Understanding local building codes and regional weather patterns allows the firm to offer practical guidance for seasonal concerns, such as securing adequate protection against severe winter storms and the subsequent water damage they can cause.
Hollinger Insurance Services handles personal lines coverage for condo owners in the Elk Grove Village area, addressing the specific exposures of individual unit liability and dwelling assessments. Their policies often include special endorsements for loss assessment coverage and personal property replacement cost. Building a strategy around the unique master policy gaps typical in this area is their common focus. They can serve commercial sectors including offices, warehouses, and food service operations.
As winter weather in Elk Grove Village brings freezing temperatures and melting snow, the need for reliable condo insurance coverage becomes clear. Corkill Insurance Agency, Inc. assists clients with assessing their individual policies to address potential risks from ice dams, burst pipes, and other seasonal concerns. The agency works to help residents understand how their master policy interacts with personal contents and liability coverage. A typical first step involves a conversation to review the current policy details and identify any coverage gaps through an inspection or initial-assessment step.
Farmers Insurance - John Kengott provides residential condo insurance for property owners in Elk Grove Village, Illinois. Commercial coverage is also available for small businesses and multi-unit buildings within the same region. Working from a local office, this agency helps clients understand necessary policy details for shared living spaces. Follow-up contact and repeat service are offered between regular visits to address changes in coverage needs or unit updates as circumstances arise.
What Does a a Condo Insurance Agent in Elk Grove Village Cost?
The cost of condo insurance in Illinois typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect price include your unit location coverage limits deductible amount and the age of the building. Agents can compare quotes from multiple carriers to find a competitive rate. This is general information and not insurance advice.
About condo insurance agents in Elk Grove Village
A condo insurance agent in Elk Grove Village Illinois helps you understand the unique coverage needs for condominium ownership. Illinois law requires condo associations to carry master policies but individual unit owners need their own HO-6 policy to cover personal property and interior improvements. An agent can explain how the Illinois Condominium Property Act affects your insurance requirements.
Frequently Asked Questions
What does a condo insurance agent in Elk Grove Village do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior walls and liability. They review your association master policy to identify gaps in coverage. The agent also explains Illinois specific rules about loss assessment coverage and deductible amounts.
Is condo insurance required in Illinois?
Illinois law does not require individual condo owners to carry insurance but most mortgage lenders do require an HO-6 policy. The Illinois Condominium Property Act allows associations to require unit owners to maintain certain minimum coverage. An agent can help you meet both lender and association requirements.
What is loss assessment coverage for Illinois condos?
Loss assessment coverage pays your share of a special assessment if the condo association files a claim on the master policy. In Illinois this coverage is optional but recommended because deductibles on master policies can be high. An agent can help you choose a limit that matches your risk tolerance.
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