The top-rated condo insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 469 reviews. Other highly rated options include AAA Hawaii, Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent. This directory lists 31 condo insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 3 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 4 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 5 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 6 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 7 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 8 | Rosten Tsuha - State Farm Insurance Agent | 1314 S King St STE 318 | (808) 591-5545 |
| 9 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 10 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
Ryan Miyashita - State Farm Insurance Agent provides a range of condo insurance services in Honolulu, HI, including policy assessments, claims assistance, and policy adjustments. Coverage plans can be tailored to address specific condominium association requirements and individual unit protection needs. The office offers ongoing support to help clients review and update their coverage periodically. The agent services single-family homes, apartments, retail spaces, and restaurants.
AAA Hawaii serves homeowners and property managers in Honolulu who require tailored condo insurance solutions. The agency provides essential coverage protections for individual unit owners and association properties, addressing island-specific risks like tropical weather and shared infrastructure concerns. With a focus on matching policies to local building regulations and community association requirements, the team guides clients through coverage options for personal belongings, liability, and common areas. The agency also extends its services to nearby communities throughout the greater urban Metro Honolulu area, including neighborhoods like Waikiki.
With the persistent threat of moisture and salt air in Honolulu, homeowners require dependable coverage for their condo units. Kaina Kauahi - State Farm Insurance Agent provides policies tailored to protect individual interiors and personal property. This agency addresses the local demand for coverage against water damage and hurricane-related perils. Their process involves examining the specifics of a customer’s building to verify appropriate policy limits. An initial needs assessment is scheduled after the client is contacted by their representative.
Shelli Toguchi-Hadley - State Farm Insurance Agent operates as a Condo Insurance Agent in Honolulu, Hawaii. The agency specializes in protecting individual unit owners with coverage for interior structures, personal property, and liability. Additional specialty endorsements can address assessments, loss of use, and valuable items beyond standard limits. This agent serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Dustin Kwok's agency serves residential condominium insurance needs in Honolulu, ensuring coverage for individual units and personal belongings. They also offer commercial policies for local businesses and property owners throughout the island of Oahu. Their professional team provides personalized guidance on policy details and claims support. Clients often return between regular service visits for annual policy reviews or to update coverage after a home purchase or renovation.
First Insurance Company of Hawaii, LTD offers specialized condo insurance protection for individual unit owners in Honolulu. Its general services include coverage for interior fixtures, personal property, and liability within shared buildings. The agency helps owners understand how their policy aligns with the master association’s plan. Experienced with island-specific risks, it addresses common concerns such as hurricane deductibles and water damage from leaky plumbing during the rainy season.
Summer Burnett, serving the Honolulu, Hawaii area, operates as a State Farm Insurance Agent specializing in condo insurance. The agency provides property coverage tailored for individual unit owners, protecting against common risks such as fire, theft, and liability. Policies typically address gaps in a master association’s insurance, covering interior structures, personal belongings, and loss-of-use expenses. Additional options include personal property endorsements and flood insurance for units located in vulnerable zones.
Rosten Tsuha - State Farm Insurance Agent serves residential clients in Honolulu, Hawaii with personalized condo insurance policies tailored to individual unit needs. Commercial coverage is also available for condo associations or property owners managing multiple units across the island. The agency assists with policy reviews, claims support, and coverage adjustments to match local weather and maintenance risks. Follow-up service is provided between regular visits to ensure clients have updated protection as their circumstances change.
What Does a a Condo Insurance Agent in Honolulu Cost?
The cost of a condo insurance policy in Honolulu typically ranges from 300 to 800 dollars per year for a standard unit. Factors include the unit location, building age, coverage limits, and deductible amount. High value units or those in flood zones may cost more. This is general information and not insurance advice.
About condo insurance agents in Honolulu
Condo insurance agents in Honolulu help owners understand the unique coverage needed under Hawaii law. Hawaii requires condominium associations to carry a master policy, but individual unit owners must get their own HO-6 policy for interior fixtures and personal property. A local agent can explain how the association master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Honolulu do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior improvements, and liability. They review your association master policy to identify gaps in coverage. They also advise on Hawaii specific rules like the requirement for loss assessment coverage.
Do I need condo insurance if the association has a master policy?
Yes. The association master policy typically covers the building structure and common areas. Your individual HO-6 policy covers your personal belongings, interior walls and fixtures, and provides liability protection. Hawaii law does not require you to have individual coverage, but your mortgage lender almost always does.
How do Hawaii condo insurance laws affect my coverage?
Hawaii Revised Statutes Section 514B-146 requires the association to maintain a master policy for the common elements. However, that policy may not cover improvements made by the unit owner. Your agent can help you get a policy that covers betterments and improvements, which is important in Honolulu where many units have custom renovations.