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Find Condo Insurance Agents in Hilo, HI

Browse condo insurance agents serving Hilo, Hawaii. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 condo insurance agents in Hilo, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767 agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375 iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455 myjustrightinsurance.com
Zack Pacleb - State Farm Insurance Agent
72 Kapiolani St, Hilo, HI 96720
(808) 657-3212 islandsf.com
Cary Ichinose - State Farm Insurance Agent
630 Kilauea Ave #102, Hilo, HI 96720
(808) 933-8500 caryichinose.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174 pyramidins.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157 insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888 bisihi.com
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000 hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207 hawaiiislandinsurance.com
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943 atlasinsurance.com
American Mutual Group
Century Bldg, 80 Pauahi St STE 105, Hilo, HI 96720
(808) 969-1688
Pacific Island Insurance LLC
166 Kamehameha Ave Ste 7, Hilo, HI 96720
(808) 933-3000
Mutual Underwriters - Hilo
275 Ponahawai St # 105, Hilo, HI 96720
(808) 969-1110
Treasury Insurance Co
522 Kinoole St, Hilo, HI 96720
(808) 645-4146 home.treasury.gov
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194 fbihi.com
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828 alliant.com
Stan A Kinoshita & Associates Inc
410 Kilauea Ave, Hilo, HI 96720
(808) 935-2888 sakinoshita.com

A condo insurance agent in Hilo can help you understand the unique coverage needs for Hawaii condominium units. Hawaii law requires condo associations to carry master policies, but individual unit owners need their own HO6 policy to cover interior improvements and personal liability. Local agents know the specific risks like volcanic activity and hurricane exposure that matter in Hilo.

What Does a Condo Insurance Agent in Hilo Cost?

Condo insurance in Hilo typically costs between 300 and 800 dollars per year for a standard HO6 policy. Premiums depend on your unit value, deductible choice, and location factors like flood zone or lava hazard zone. Costs can be higher for units near the coast or in high risk areas. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Hilo do?
A condo insurance agent helps you find an HO6 policy that covers your unit interior, personal property, and liability. They explain how Hilo specific risks like lava zone designations and tsunami evacuation areas affect your coverage needs.
Do I need condo insurance if the association has a master policy?
Yes. The association master policy typically covers only the building structure and common areas. Your HO6 policy covers your unit improvements, personal belongings, and liability. Hawaii law does not require unit owners to have their own policy but most lenders do.
How does Hawaii law affect condo insurance in Hilo?
Hawaii Revised Statutes Chapter 514B governs condominium associations and requires them to carry property insurance. Unit owners should review their association documents to understand what the master policy covers and what gaps remain for their individual unit.