ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Condo Insurance Agents Near You in Torrance, CA

Browse condo insurance agents serving Torrance, California. Updated 2026-07-14.

The top-rated condo insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 20 condo insurance agents serving Torrance.

Showing 20 condo insurance agents in Torrance, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103(310) 214-0300
2Freeway Insurance1431 W Knox St #1300(310) 707-1203
3Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e(310) 533-6000
4Best California Insurance1710 Sepulveda Blvd(310) 626-6366
5Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i(310) 539-2533
6Remon Wasfi - State Farm Insurance Agent3737 Torrance Blvd Suite 201(310) 322-1132
7Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203(310) 373-6441
8Adelfia Insurance23133 Hawthorne Blvd STE 202(310) 747-4157
9Farmers Insurance - Greg Bornstein22850 Crenshaw Blvd Ste 203(310) 325-4411
10TCP Insurance21250 Hawthorne Blvd #450(800) 726-3701
JL
3400 Torrance Blvd #103
Jeff Lowe - State Farm Insurance Agent
Condo Insurance Agent · Torrance, CA

Jeff Lowe - State Farm Insurance Agent serves Torrance, California, and the surrounding Los Angeles County area, specializing in condo insurance policies for individual unit owners. The agency provides standard coverage options that protect personal property and interior structures against common perils. It also assists clients with understanding master policy gaps to ensure adequate financial protection. Policyholders can receive personalized guidance on liability protection and loss assessment coverage, addressing specific needs of condo living in this community. The office handles customized policy reviews for local unit owners.

FI
1431 W Knox St #1300
Freeway Insurance
Condo Insurance Agent · Torrance, CA

Freeway Insurance in Torrance, California, assists property owners with securing coverage for their individual condo units. The agency can arrange specialized endorsements to protect interior improvements and personal liability beyond the master policy. Professionals managing commercial exposures also find support for their businesses. This includes policies tailored for office spaces requiring equipment protection, warehouses needing inventory safeguards, and food service operations addressing general liability and property risks.

EA
1311 Crenshaw Blvd suite e
Expert Auto Home Insurance - Mercury Auto Insurance
Condo Insurance Agent · Torrance, CA

Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA, provides condo insurance policies for owners in the local area. Its services include tailored coverage options that protect personal property, interior structures, and liability within a condominium unit. The agency assists clients with policy reviews, claims filing, and coverage adjustments to meet changing needs. Regular consultations help ensure that all policy details remain current and adequate. It services single-family homes, apartments, retail spaces, and restaurants.

BC
1710 Sepulveda Blvd
Best California Insurance
Condo Insurance Agent · Torrance, CA

Best California Insurance serves condominium owners and homeowners associations in Torrance, helping them secure appropriate coverage for their individual units and common areas. The agency guides clients through the differences between master policies and personal condo insurance, addressing liability protection and personal property needs. Property managers also receive support in understanding their coverage requirements. Serving the South Bay region, the agency additionally provides its condo insurance agent services to clients in nearby Redondo Beach.

AT
22330 Hawthorne Blvd suite i
Acrisure Torrance, CA (Peninsula General Ins.)
Condo Insurance Agent · Torrance, CA

Acrisure Torrance, CA (Peninsula General Ins.) serves Torrance and the surrounding South Bay communities, offering specialized condo insurance coverage for individual unit owners. It handles policies that protect personal property, interior structures, and liability risks typically excluded by a building’s master policy. To address each client’s unique condo association rules and unit layout, the agency conducts a thorough review of the homeowner’s needs and the master policy’s coverage gap before tailoring a plan accordingly.

RW
3737 Torrance Blvd Suite 201
Remon Wasfi - State Farm Insurance Agent
Condo Insurance Agent · Torrance, CA

For condo insurance, a one-time policy purchase offers a single year of protection against loss, while a recurring policy renews each term to maintain continuous coverage. Remon Wasfi - State Farm Insurance Agent in Torrance, CA handles policies for unit owners needing protection for personal property and interior fixtures beyond what the association covers. Evaluating liability exposure and deductibles is a standard part of the consultation. Service runs on a one-time basis when a policy is first written, or on a scheduled renewal basis each policy period.

OD
25550 Hawthorne Blvd STE 203
Olson Duncan Insurance Service, Inc
Condo Insurance Agent · Torrance, CA

Olson Duncan Insurance Service, Inc. offers tailored condo insurance solutions, providing personalized coverage options that address the unique needs of unit owners in Torrance, California. The agency assists clients with protecting their personal property and liability within homeowners associations. It works to secure policies that account for master policy limitations and individual asset values. As winter approaches, the company helps condominium owners assess their policies for adequate protection against potential water damage from seasonal storms.

AI
23133 Hawthorne Blvd STE 202
Adelfia Insurance
Condo Insurance Agent · Torrance, CA

When seasonal rains or shifting ground conditions in Torrance put condominium exteriors at risk, Adelfia Insurance helps owners review their individual policy for adequate protection against common water and liability exposures. Specializing exclusively in condo insurance for the local area, the agency addresses unique needs such as coverage gaps between a master policy and a unit owner’s personal belongings, walls, and improvements. An initial in-person or virtual inspection of the unit’s current fixtures and safety features is scheduled to begin the assessment.

FI
22850 Crenshaw Blvd Ste 203
Farmers Insurance - Greg Bornstein
Condo Insurance Agent · Torrance, CA

Farmers Insurance - Greg Bornstein, located in Torrance, California, provides condo insurance tailored to the specific risk profiles of unit owners. Its work focuses on covering individual interior structures, personal property, and liability that standard building policies exclude. A key specialty involves helping clients evaluate supplemental endorsements for common area assessments or loss assessment coverage. This office works with residential complexes and also offers policies for commercial sectors such as offices, warehouses, and food service establishments.

TI
21250 Hawthorne Blvd #450
TCP Insurance
Condo Insurance Agent · Torrance, CA

TCP Insurance provides residential condo insurance for owners in Torrance, California, along with commercial coverage for small associations and property managers within the greater South Bay area. The agency assists clients in selecting appropriate dwelling and personal liability limits to meet lender and HOA requirements. Policyholders can expect thorough annual policy reviews and prompt claims support. Regular follow-up check-ins and renewal service help maintain ongoing protection between scheduled visits.

FI
1243 W Carson St
Freeway Insurance
Condo Insurance Agent · Torrance, CA
(310) 746-5632
locations.freeway.com/freeway-insurance-torrance-ca-90502
PI
2356 Torrance Blvd
Post Insurance Services, Inc
Condo Insurance Agent · Torrance, CA
(800) 262-9998
postinsurance.com
FI
22805 Hawthorne Blvd
Freeway Insurance
Condo Insurance Agent · Torrance, CA
(310) 307-7113
locations.freeway.com/torrance-hawthorne-insurance-ca-90505
GI
3655 Torrance Blvd STE 300
Ganis Insurance Services, Inc.
Condo Insurance Agent · Torrance, CA
(310) 540-8486
ganisins.com
IC
3220 Sepulveda Blvd #202
Insurance Center Associates: C & S Insurance
Condo Insurance Agent · Torrance, CA
(310) 517-8255
inscenter.com
SI
18402 Hawthorne Blvd Suite B
Seashore Insurance Agency, Inc.
Condo Insurance Agent · Torrance, CA
(310) 542-9500
seashoreins.com
BA
2601 Airport Dr #280
Barnett & Associates Insurance and Financial Services
Condo Insurance Agent · Torrance, CA
(310) 539-8466
barnettassoc.com
SB
18411 Crenshaw Blvd #408
South Bay General Insurance Agency
Condo Insurance Agent · Torrance, CA
(310) 954-9100
southbayinsurance.com
YR
22712 S Western Ave
You're Covered Insurance
Condo Insurance Agent · Torrance, CA
(310) 328-6627
SM
3868 W Carson St #210
Scherer & McMullen Insurance Agency, LLC
Condo Insurance Agent · Torrance, CA
(310) 540-5151
sminsurancefirst.com

What Does a a Condo Insurance Agent in Torrance Cost?

Condo insurance in California generally costs between 300 and 800 dollars per year for an HO-6 policy. Torrance rates may be slightly higher due to wildfire risk and coastal proximity. Your actual cost depends on your unit value deductible and optional coverages like earthquake or flood. This is general information and not insurance advice.

About condo insurance agents in Torrance

Condo insurance agents in Torrance California help you understand HO-6 policies that cover your personal property and interior walls. California law requires HOAs to carry a master policy but you still need your own coverage for fixtures and liability. A local agent can explain how Torrance weather risks like wildfires affect your policy choices.

Frequently Asked Questions

What does a condo insurance agent in Torrance do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior structures and liability. They also review your HOA master policy to avoid gaps in coverage. Agents licensed in California must follow state regulations on policy disclosures.

Do I need condo insurance if my HOA has a master policy in California?

Yes you still need your own condo insurance. California Civil Code Section 4775 requires HOAs to cover common areas but not your personal property or interior upgrades. Your HO-6 policy fills those gaps and provides liability protection.

How much does condo insurance cost in Torrance California?

Condo insurance in Torrance typically costs between 300 and 700 dollars per year for standard coverage. Factors like your location near fire zones your deductible and your coverage limits affect the price. Premiums can be higher if you add flood or earthquake endorsements.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.