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HomeCondo Insurance AgentsCalifornia › Bakersfield

Find Condo Insurance Agents Near You in Bakersfield, CA

Browse condo insurance agents serving Bakersfield, California. Updated 2026-07-14.

The top-rated condo insurance agent in Bakersfield, California is Elizabeth Cardenas - State Farm Insurance Agent, rated 5.0 stars across 499 reviews. Other highly rated options include Adriana's Insurance Services, Johnny Williamson - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 condo insurance agents serving Bakersfield.

Showing 20 condo insurance agents in Bakersfield, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elizabeth Cardenas - State Farm Insurance Agent5201 California Ave Suite 230(661) 327-0838
2Adriana's Insurance Services3900 Niles St suite 103(661) 246-4470
3Johnny Williamson - State Farm Insurance Agent915 17th St(661) 324-8700
4Acceptance Insurance3512 Ming Ave Ste A(661) 430-2008
5Omni Safe Insurance Bakersfield3401 Pacheco Rd suite i(661) 381-2200
6Farmers Insurance - Marcy Parmley3616 Coffee Rd B(661) 587-4554
7Saber Insurance Agency8120 Rosedale Hwy Suite 100(661) 365-0100
8InsureOne Insurance2100 F St(661) 430-2004
9OLIVER INSURANCE AGENCY LLC6300 White Ln suite a(661) 836-6525
10NavSav Insurance - Bakersfield525 H St(661) 322-1888
EC
5201 California Ave Suite 230
Elizabeth Cardenas - State Farm Insurance Agent
Condo Insurance Agent · Bakersfield, CA

Elizabeth Cardenas - State Farm Insurance Agent serves the Bakersfield metro area and its surrounding communities, offering condo insurance policies tailored to individual unit owners. This agency helps clients protect their personal property and interior fixtures within a condominium complex. The team also guides policyholders in understanding their master association’s insurance coverage. In this area, they handle complex issues such as loss assessment protection and liability coverage for common areas and shared spaces.

AS
3900 Niles St suite 103
Adriana's Insurance Services
Condo Insurance Agent · Bakersfield, CA

As summer heat increases the risk of wildfires in Bakersfield, residents often seek reliable protection for their homes. Adriana's Insurance Services provides tailored condo insurance policies designed to cover interior structural damage and personal belongings within individual units. The company connects local condominium owners with appropriate coverage plans that address both common area liabilities and unit-specific risks. Each new policy typically begins with a personal consultation where the agent reviews the client's current needs and property details.

JW
915 17th St
Johnny Williamson - State Farm Insurance Agent
Condo Insurance Agent · Bakersfield, CA

Johnny Williamson - State Farm Insurance Agent provides condo insurance policies for property owners, including tailored coverage for individual units and shared building structures. It works with clients to assess risks specific to condominium associations, offering options for personal property protection and liability coverage. Policyholders may receive annual reviews to adjust plans as needs change. The company services properties such as single-family homes, apartments, retail spaces, and restaurants in Bakersfield, California.

AI
3512 Ming Ave Ste A
Acceptance Insurance
Condo Insurance Agent · Bakersfield, CA

Acceptance Insurance provides condo insurance solutions in Bakersfield, California, tailoring policies to meet the unique coverage needs of individual unit owners. Their work includes protecting personal property and interior structures, with specialty add-ons for liability coverage and loss assessment protection. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments requiring tailored liability options for their specific operations.

OS
3401 Pacheco Rd suite i
Omni Safe Insurance Bakersfield
Condo Insurance Agent · Bakersfield, CA

Omni Safe Insurance Bakersfield serves condo owners, homeowners, and property managers in Bakersfield, securing their units with tailored coverage. The agency specializes in policies that protect personal belongings and common-area liability common in condominium associations. They also assist clients in understanding master policy gaps to recommend appropriate individual protection. This focus helps residents achieve peace of mind regarding their investment. Their service area extends to surrounding communities such as Oildale.

FI
3616 Coffee Rd B
Farmers Insurance - Marcy Parmley
Condo Insurance Agent · Bakersfield, CA

Farmers Insurance - Marcy Parmley serves Bakersfield and the surrounding Kern County communities, handling condo insurance policies for local homeowners. It manages coverage for individual units, common area liabilities, personal property, and loss assessment protection. The agency works closely with each client to evaluate the specific risks of their condominium association's master policy. It regularly compares available coverage options and deductibles to tailor a plan that fills coverage gaps. For a typical job, it reviews the client's current declaration page and association bylaws before recommending appropriate policy limits.

SI
8120 Rosedale Hwy Suite 100
Saber Insurance Agency
Condo Insurance Agent · Bakersfield, CA

When the autumn winds spread dry brush across Bakersfield, condo owners face elevated fire risk and liability concerns. Saber Insurance Agency addresses these seasonal exposures by tailoring condo insurance policies that cover both shared building structures and individual unit contents. The agency works to align coverage with each association’s master policy, ensuring there are no gaps for personal property or loss-of-use claims. A typical first step is a walk-through inspection of the unit’s plumbing, appliances, and overall condition to assess replacement costs.

II
2100 F St
InsureOne Insurance
Condo Insurance Agent · Bakersfield, CA

InsureOne Insurance serves residents of Bakersfield, California, providing tailored condo insurance policies that protect personal property and liability. For commercial clients, the agency also offers coverage solutions designed for condominium associations and business properties throughout the local area. Working directly with condo owners, the team helps assess specific building and contents needs under master policy structures. After each initial policy sale, the agent schedules follow-up reviews to adjust coverage as building values change, ensuring continued protection between required regular visits.

OI
6300 White Ln suite a
OLIVER INSURANCE AGENCY LLC
Condo Insurance Agent · Bakersfield, CA

Oliver Insurance Agency LLC offers insurance services for property owners in Bakersfield, CA, with a particular focus on protecting individual condo units. The firm helps clients secure coverage for the interior structures and personal belongings that standard homeowners associations typically exclude from their master policies. Policies may be arranged to address specific local risks common in the area. The agency can serve commercial sectors such as office buildings, warehouses, and food service establishments that require tailored condo insurance solutions.

NI
525 H St
NavSav Insurance - Bakersfield
Condo Insurance Agent · Bakersfield, CA

NavSav Insurance in Bakersfield, California, offers both one-time policy setups and recurring service options for condo insurance. Coverage typically protects interior structures, personal belongings, and liability within a condominium unit. Local agents help residents tailor protection to meet homeowner association requirements and individual assets. Service arrangements are available on a one-time, scheduled, or as-needed basis to accommodate different policyholder needs over time.

OI
2508 Niles St
Oliver Insurance Agency LLC
Condo Insurance Agent · Bakersfield, CA
(661) 363-8078
oliverinsuranceagencyllc.com
OF
400 H St
Omega Financial & Insurance Services Inc
Condo Insurance Agent · Bakersfield, CA
(661) 326-6870
quoteomega.com
FR
1701 G St
Fallgatter Rhodes Insurance Services
Condo Insurance Agent · Bakersfield, CA
(661) 324-2424
frins.com
NI
2601 Union Ave
Nationwide Insurance: Mountain Pacific Insurance Services
Condo Insurance Agent · Bakersfield, CA
(661) 633-9901
mtn-pacific.com
PI
238 H St
Praise Insurance
Condo Insurance Agent · Bakersfield, CA
(661) 873-4983
CC
111 H St
Crosby and Crosby Insurance Services
Condo Insurance Agent · Bakersfield, CA
(661) 327-5531
CB
1800 19th St #108
Clifford & Bradford Insurance Agency
Condo Insurance Agent · Bakersfield, CA
(661) 283-8100
cliffordandbradford.com
BI
8200 Stockdale Hwy Ste. M-10
Bakersfield Insurance Agency
Condo Insurance Agent · Bakersfield, CA
(661) 206-2011
bakersfieldinsuranceagency.com
6I
120 H St
661 INSURANCE AGENCY
Condo Insurance Agent · Bakersfield, CA
(661) 362-8520
661insurance.com
SI
7702 Meany Ave Ste 102
Stockdale Insurance Agency Inc.
Condo Insurance Agent · Bakersfield, CA
(661) 327-3321
stockdaleinsurance.com

What Does a a Condo Insurance Agent in Bakersfield Cost?

Typical condo insurance costs in California range from 300 to 800 dollars per year for a standard HO6 policy. In Bakersfield factors like your unit size deductible and location near fire zones can raise premiums to 1,000 dollars or more. Actual costs depend on your specific coverage needs and insurer. This is general information not insurance advice.

About condo insurance agents in Bakersfield

Condo insurance agents in Bakersfield California help you secure an HO6 policy that covers your personal property and interior unit liability. California law requires condo associations to maintain a master policy, but your individual condo insurance fills gaps for fixtures and personal belongings. A local agent can explain how the California Civil Code Section 1365 affects your coverage needs.

Frequently Asked Questions

What does a condo insurance agent in Bakersfield do?

A condo insurance agent helps you find an HO6 policy that covers your personal property interior improvements and loss assessment. They review your condo association master policy to identify gaps and recommend appropriate limits for your Bakersfield home.

Is condo insurance required in California?

California law does not mandate condo insurance for individual owners but most lenders require it if you have a mortgage. Your condo association may also require proof of coverage in their bylaws or CC&Rs.

How does California law affect condo insurance costs?

California insurance regulations require agents to provide clear policy details and allow a 30 day cancellation notice for nonpayment. These rules help stabilize pricing but rates still vary by location in Bakersfield and your unit value.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.