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Find Condo Insurance Agents Near You in Richmond, CA

Browse condo insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated condo insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.6 stars across 116 reviews. Other highly rated options include Futuro Insurance Services Richmond, SimplyInsured, Farmers Insurance - Aline Marcadier. This directory lists 18 condo insurance agents serving Richmond.

Showing 18 condo insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service12816 San Pablo Ave(510) 860-4939
2Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
3SimplyInsured4909 Central Ave Unit B5(888) 584-7457
4Farmers Insurance - Aline Marcadier635 23rd St A(510) 215-9288
5Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
6JG Insurance Solutions12807 San Pablo Ave(510) 307-5157
7Auto Quality Insurance Services221 Broadway(510) 620-9641
8Hernandez Agency & DMV Business Partner Services855 Marina Bay Pkwy Ste 260(510) 230-4370
9Farmers Insurance - Maria Jaimedesaran652 23rd St(510) 215-7885
10M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
FA
12816 San Pablo Ave
Fiesta Auto Insurance & Tax Service
Condo Insurance Agent · Richmond, CA

Serving Richmond, California, and the surrounding communities, Fiesta Auto Insurance & Tax Service handles condo insurance needs for local property owners. It helps clients secure coverage that protects their individual units and personal belongings against common risks. The company also addresses liability concerns and policy requirements set by homeowners’ associations. To manage a typical job, it begins by reviewing the client’s existing coverage, then compares available plans to find suitable protection that fits their specific situation.

FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Condo Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond provides a complete range of condo insurance policies tailored to individual unit owners in Richmond, California. It offers regular policy reviews and claims assistance to help maintain appropriate coverage as property values and association requirements change. Services are designed to protect personal belongings, interior structures, and liability exposures specific to condominium living. Futuro Insurance Services Richmond services both residential and commercial properties, including single-family homes, apartments, and retail spaces.

SI
4909 Central Ave Unit B5
SimplyInsured
Condo Insurance Agent · Richmond, CA

SimplyInsured serves the Richmond, California area and neighboring Contra Costa County as a dedicated condo insurance agent. It helps condo owners secure policies that cover interior structures, personal belongings, and liability protection within their units. The agency works with local insurers to find appropriate coverage limits for each client's specific building type and homeowners association requirements. It also assists with loss assessment coverage, which protects against special assessments from the condo association. SimplyInsured handles standard condo insurance policies along with umbrella liability coverage for additional asset protection.

FI
635 23rd St A
Farmers Insurance - Aline Marcadier
Condo Insurance Agent · Richmond, CA

Homeowners, condominium owners, and property managers in Richmond, California, can work with Farmers Insurance - Aline Marcadier for personalized condo insurance policies. This local agent helps clients protect their individual units and personal belongings from common risks like fire, water damage, and theft. The agency also assists with liability coverage for accidents occurring inside the condominium. Supporting the broader East Bay community, it additionally serves property owners in nearby El Cerrito and its surrounding neighborhoods.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Condo Insurance Agent · Richmond, CA

Guillermo Jimenez Insurance Agency serves Richmond, California, and the surrounding communities of the East Bay. It handles condo insurance policies designed to cover walls, floors, and personal property for unit owners. The agency also addresses liability protection and loss assessment coverage that common condo associations require. To manage the typical complexities of local building codes and neighbor liability issues, it carefully reviews each property’s master policy limits. It then customizes a dwelling and contents schedule that aligns with the specific replacement cost of the unit.

JI
12807 San Pablo Ave
JG Insurance Solutions
Condo Insurance Agent · Richmond, CA

Clients of JG Insurance Solutions can choose between a one-time policy for a single property or an ongoing service that renews annually with adjustments. Their coverage protects against common condo risks like interior damage, liability from guest injuries, and loss of personal belongings. Service operates on an as-needed basis, allowing clients to request policy reviews or amendments whenever circumstances change, such as renovations or new acquisitions.

AQ
221 Broadway
Auto Quality Insurance Services
Condo Insurance Agent · Richmond, CA

Auto Quality Insurance Services in Richmond, CA helps clients navigate coverage for residential condominium units. The agency specializes in adding protections beyond a master policy, such as personal liability, loss assessment, and interior structure coverage. Policies typically extend to associated commercial sectors where common areas may apply. Condo owners often protect multiple properties or rental units. The agency can serve offices within mixed-use condos, on-site storage warehouses, and food service operations that share a building's infrastructure.

HA
855 Marina Bay Pkwy Ste 260
Hernandez Agency & DMV Business Partner Services
Condo Insurance Agent · Richmond, CA

Serving condominium owners in Richmond and the surrounding areas, Hernandez Agency & DMV Business Partner Services provides residential condo insurance to protect personal property and interior fixtures. Their team also offers commercial coverage options for small businesses. Serving clients throughout the region, they will review policy details at renewal. They welcome follow-up inquiries and repeat service between regular visits to adjust coverage as circumstances change.

FI
652 23rd St
Farmers Insurance - Maria Jaimedesaran
Condo Insurance Agent · Richmond, CA

For condo owners in Richmond, CA, Farmers Insurance - Maria Jaimedesaran offers specialty coverage for unit interiors, personal property, and loss assessment fees. It also handles general insurance services such as liability protection and policy reviews. The agency works to match coverage limits with the unique rules of individual homeowners associations. During the rainy season, it helps clients assess if their policy includes sufficient water damage protection from roof leaks or burst pipes.

MH
232 Broadway
M.A. Hays Insurance Brokers
Condo Insurance Agent · Richmond, CA
FI
3260 Blume Dr
Fleming Insurance
Condo Insurance Agent · Richmond, CA
(510) 222-9791
dflemingagency.com
FI
874 23rd St
Farmers Insurance - Sandra Valdivia
Condo Insurance Agent · Richmond, CA
(510) 233-2100
agents.farmers.com/ca/richmond/sandra-valdivia
JA
1503 Macdonald Ave Suite A110
Johanna Arroliga - XIX Insurance
Condo Insurance Agent · Richmond, CA
(510) 831-1107
xixoffice.com/insurance
UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Condo Insurance Agent · Richmond, CA
(510) 234-0517
unicominsuranceservices.com
MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Condo Insurance Agent · Richmond, CA
(510) 232-5785
mmdavisinsurance.com
UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Condo Insurance Agent · Richmond, CA
(510) 243-2410
urenmyers.com
EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Condo Insurance Agent · Richmond, CA
(510) 685-3095
CO
3150 Hilltop Mall Rd
Connect One Insurance
Condo Insurance Agent · Richmond, CA
(888) 950-0663
connectoneinsurance.com

What Does a a Condo Insurance Agent in Richmond Cost?

In California, a typical condo insurance policy costs between $300 and $600 per year for a standard unit. Factors like location in Richmond, building age, and coverage limits affect the price. Higher deductibles can lower your premium, while adding earthquake or flood coverage increases costs. This is general information, not insurance advice.

About condo insurance agents in Richmond

Condo insurance agents in Richmond, California help you secure an HO-6 policy that covers your personal property and interior structures. California law requires condo associations to carry a master policy, but individual unit owners need their own coverage for improvements and liability. An agent can explain how the master policy and your personal policy work together.

Frequently Asked Questions

What does a condo insurance agent in Richmond do?

A condo insurance agent helps you find an HO-6 policy that meets California requirements. They review your condo associations master policy to identify gaps in coverage. They also advise on personal liability and loss assessment coverage specific to your Richmond building.

Is condo insurance required by law in California?

California law does not require individual condo owners to carry insurance. However, most mortgage lenders require an HO-6 policy. Additionally, your condo associations governing documents may mandate that you have coverage for interior walls and fixtures.

How does California law affect condo insurance coverage?

California Civil Code Section 4775 requires condo associations to maintain a master policy covering common areas. Individual owners must cover their own unit improvements and personal property. An agent can help you understand your responsibility under this statute.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.