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HomeCondo Insurance AgentsCalifornia › Redwood City

Find Condo Insurance Agents Near You in Redwood City, CA

Browse condo insurance agents serving Redwood City, California. Updated 2026-07-14.

The top-rated condo insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 544 reviews. Other highly rated options include AAA Redwood City Branch, Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc.. This directory lists 23 condo insurance agents serving Redwood City.

Showing 23 condo insurance agents in Redwood City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance660 Price Ave Unit A(650) 389-9052
2AAA Redwood City Branch510 Veterans Blvd Ste A(650) 216-3100
3Charlotte Russell - State Farm Insurance Agent1391 Woodside Rd Ste 218(650) 369-7900
4Divia Express Insurance Agency, Inc.3000 Middlefield Rd(650) 299-1111
5Nick Bertetta - State Farm Insurance Agent465 Convention Way # 3(650) 365-7100
6Lorena Nava: Allstate Insurance3754 Florence St(650) 556-2670
7Steve Fiorentino - State Farm Insurance Agent734 Woodside Rd(650) 322-3499
8Willow Street Insurance2103 Middlefield Rd(650) 298-8111
9U D Side Insurance&Middlefield registration services3133 Middlefield Rd # A(650) 306-9185
10CIS Insurance Agency171 Fifth Ave #102(408) 746-5030
CU
660 Price Ave Unit A
Cost-U-Less Insurance
Condo Insurance Agent · Redwood City, CA

Condo insurance in Redwood City generally covers interior damage and personal property, distinguishing it from a master policy that addresses common areas and building structure. Cost-U-Less Insurance provides professional guidance for condo owners seeking this specialized coverage in the Redwood City area, helping clients understand potential policy gaps. Their approach helps protect individual units from unexpected losses. Adapting to client needs, this Condo Insurance Agent offers service on an as-needed basis, with appointments available for initial policy setup or policy reviews whenever the client requests assistance.

AR
510 Veterans Blvd Ste A
AAA Redwood City Branch
Condo Insurance Agent · Redwood City, CA

The AAA Redwood City Branch serves San Mateo County as a dedicated condo insurance agent, helping local unit owners secure tailored coverage for their specific property types. It assists clients in understanding how master policies interact with individual needs, including interior structure protection and personal liability. The office provides guidance on loss assessment coverage and special assessments protection for condominium associations in this area.

CR
1391 Woodside Rd Ste 218
Charlotte Russell - State Farm Insurance Agent
Condo Insurance Agent · Redwood City, CA

Homeowners, condo associations, and individual condo owners in Redwood City rely on Charlotte Russell - State Farm Insurance Agent for condo insurance tailored to their specific needs. Policies can cover interior structures, personal property, and liability protection within shared buildings. Additional options may help address gaps left by a master policy. Services also support property managers seeking coverage plans for their complexes. The agency extends its assistance to clients throughout neighboring San Carlos as well.

DE
3000 Middlefield Rd
Divia Express Insurance Agency, Inc.
Condo Insurance Agent · Redwood City, CA

Divia Express Insurance Agency, Inc. provides a range of condo insurance options tailored specifically for property owners in Redwood City, CA. It helps clients secure policies that cover dwelling protection, personal liability, and loss of use, along with valuable endorsements for special assessments or water backup damage. The agency focuses on delivering straightforward service and policy management to ensure necessary coverage remains current. It services single-family homes, apartments, retail, and restaurants.

NB
465 Convention Way # 3
Nick Bertetta - State Farm Insurance Agent
Condo Insurance Agent · Redwood City, CA

Serving Redwood City and the surrounding communities of San Mateo County, Nick Bertetta - State Farm Insurance Agent specializes in condo insurance policies. It handles coverage for individual unit owners, addressing specific needs like interior structures, personal liability, and loss assessment protection. The agency provides protection against common risks such as fire, theft, and water damage. For a typical job, it assesses the client’s existing master policy to identify coverage gaps and then tailors a policy to fill those specific needs.

LN
3754 Florence St
Lorena Nava: Allstate Insurance
Condo Insurance Agent · Redwood City, CA

Lorena Nava: Allstate Insurance in Redwood City, California, helps condo owners distinguish between one-time policy setup for a new purchase and recurring service for ongoing coverage adjustments and renewals. As a condo insurance agent, the agency guides clients through policies that typically protect interior structures, personal belongings, and liability within the unit. Service for existing clients operates primarily on an as-needed basis for policy changes, claims assistance, or annual renewal reviews.

SF
734 Woodside Rd
Steve Fiorentino - State Farm Insurance Agent
Condo Insurance Agent · Redwood City, CA

Steve Fiorentino - State Farm Insurance Agent in Redwood City, CA, specializes in crafting tailored condo insurance policies that address the unique needs of unit owners and homeowners associations. It also provides general insurance services, including auto, life, and renters coverage, to protect local residents against everyday risks. During the California storm season, the agency helps condo owners evaluate their policies for flood and water damage exclusions that might otherwise leave them financially vulnerable.

WS
2103 Middlefield Rd
Willow Street Insurance
Condo Insurance Agent · Redwood City, CA

As autumn rains begin across Redwood City, condo owners often review their coverage for potential water damage and liability concerns. Willow Street Insurance provides focused guidance on policies tailored to individual unit ownership, addressing gaps between master policies and personal needs. Their agents explain common exclusions such as flood and earthquake protection, helping clients understand what is required versus optional. Each consultation begins with a personalized review of the client’s current coverage and a request for the condo association’s master policy documents for a complete risk assessment.

UD
3133 Middlefield Rd # A
U D Side Insurance&Middlefield registration services
Condo Insurance Agent · Redwood City, CA

U D Side Insurance&Middlefield registration services in Redwood City, CA, assists property owners with their insurance needs, focusing on securing appropriate coverage for residential units. It specializes in condo insurance, offering policies tailored to protect individual units and shared building structures. Residents can expect guidance on liability and personal property protection as part of these policies. The agency additionally serves businesses, providing coverage for commercial sectors such as offices, warehouses, and food service operations.

CI
171 Fifth Ave #102
CIS Insurance Agency
Condo Insurance Agent · Redwood City, CA
CA
501 Seaport Ct #101
CB Acker Associates Insurance Services
Condo Insurance Agent · Redwood City, CA
(650) 969-5844
myfasttermquotes.com
FI
650 El Camino Real # R
Farmers Insurance - Mark Landis
Condo Insurance Agent · Redwood City, CA
(650) 366-8274
agents.farmers.com/ca/redwood-city/mark-landis
DN
734 Woodside Rd
Darren Normoyle - State Farm Insurance Agent
Condo Insurance Agent · Redwood City, CA
(650) 257-7848
darrennormoyle.com
RC
855 Jefferson Ave #2669
Red Cedar Insurance Agency
Condo Insurance Agent · Redwood City, CA
(844) 733-2332
redcedaragency.com
BT
3125 Middlefield Rd
BAY TECH INSURANCE SERVICES
Condo Insurance Agent · Redwood City, CA
(650) 260-2218
baytechinsurance.com
GI
20 El Camino Real
Gordon Insurance
Condo Insurance Agent · Redwood City, CA
(650) 654-5555
gordoninsurance.com
FI
370 Convention Way Ste 205
Farmers Insurance - Rick Galvez
Condo Insurance Agent · Redwood City, CA
(650) 291-6378
agents.farmers.com/ca/redwood-city/rick-galvez
CM
801 Woodside Rd #12
Carlos Marron - State Farm Insurance Agent
Condo Insurance Agent · Redwood City, CA
(650) 365-1432
insurancebycarlos.com
FI
303 Hemlock Ave
Farmers Insurance - Rosie Mendoza
Condo Insurance Agent · Redwood City, CA
(650) 366-0469
agents.farmers.com/ca/redwood-city/rosie-mendoza
FI
303 Twin Dolphin Dr Suite 600
Farmers Insurance - Tyce Fields
Condo Insurance Agent · Redwood City, CA
(650) 931-8616
farmersagent.com/tfields
RC
1622 Hudson St
Redwood City Insurance Center
Condo Insurance Agent · Redwood City, CA
(650) 365-8800
redwoodcityinsurance.com
WI
1733 Woodside Rd Suite 370
Woodside Insurance Services LLC
Condo Insurance Agent · Redwood City, CA
(650) 529-9204
woodsideinsurance.net
BA
3 Lagoon Dr #260
Bay Area Insurance Inc
Condo Insurance Agent · Redwood City, CA
(650) 654-9750
bai-online.com

What Does a a Condo Insurance Agent in Redwood City Cost?

Condo insurance in California typically costs between 300 and 800 dollars per year for standard HO6 coverage. Adding earthquake insurance can increase the premium by 500 to 2000 dollars depending on the location and building age. High value units in Redwood City may see annual premiums from 1000 to 3000 dollars. Your actual cost depends on your specific unit, coverage limits, and risk factors. This is general information and not insurance advice.

About condo insurance agents in Redwood City

Condo insurance agents in Redwood City California help owners find the right HO6 policy. California law requires condo associations to have a master policy but individual owners need their own coverage for interior fixtures and personal property. Local agents understand the specific risks in the Bay Area including earthquakes and fire zones.

Frequently Asked Questions

What does a condo insurance agent in Redwood City do?

A condo insurance agent helps you compare HO6 policies from different carriers. They explain California specific rules like the difference between bare walls and all in master policies. They also advise on earthquake and flood endorsements for Redwood City properties.

Do I need condo insurance if the HOA has a master policy?

Yes. The master policy typically covers the building structure and common areas. Your personal HO6 policy covers your interior walls, floors, cabinets, personal belongings, and liability. California Civil Code 4775 requires you to maintain coverage for your unit.

How much does condo insurance cost in Redwood City California?

Typical HO6 policies in Redwood City range from 300 to 800 dollars per year for basic coverage. Higher value units or those needing earthquake coverage can cost 1000 to 3000 dollars annually. Costs depend on your unit size, location, and chosen deductibles.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.