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Compare Condo Insurance Agents in Oceanside, CA

Browse condo insurance agents serving Oceanside, California. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 condo insurance agents in Oceanside, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115 johncho.org
AAA Oceanside Insurance and Member Services
3330 Vista Way, Oceanside, CA 92056
(760) 433-6261 ace.aaa.com
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276 agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900 ericopdahl.com
Aloha West Insurance
4225 Oceanside Blvd, Oceanside, CA 92056
(760) 547-2626 alohawestinsurance.com
Kalina Johnson - Farmers Insurance
2103 S El Camino Real #102, Oceanside, CA 92054
(760) 434-7200 agents.farmers.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500 amaxinsurance.com
Beau Breese: Allstate Insurance
3650 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 231-7999 agents.allstate.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747 michellemcgowan.com
Ben Shore Insurance
603 Seagaze Dr #217, Oceanside, CA 92054
(760) 966-9180
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Munguia Insurance Services
620 N Redondo Dr Suite A, Oceanside, CA 92057
(760) 439-3868
Farmers Insurance - Michael Maloy
3142 Vista Way Ste 308, Oceanside, CA 92056
(760) 517-9121 agents.farmers.com
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196 leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474 insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334 mercuryinsurance.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990 gibbsinsurance.com
Homeowners Insurance
713 Mission Ave, Oceanside, CA 92054
(800) 808-2695 cahomeinsurance.com

A condo insurance agent in Oceanside California helps you secure an HO6 policy that covers your personal property and interior walls. California law requires that your condo association master policy and your individual HO6 policy work together to avoid gaps in coverage. An agent can explain how the California Civil Code Section 4775 affects your liability and loss assessment coverage.

What Does a Condo Insurance Agent in Oceanside Cost?

The average cost for a condo insurance HO6 policy in California ranges from 300 to 800 dollars per year. Factors include your unit location in Oceanside, the age of the building, your deductible choice, and the amount of personal property coverage. Policies with higher loss assessment limits or additional water backup coverage cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Oceanside do?
A condo insurance agent in Oceanside helps you choose an HO6 policy that matches your condo association master policy. They review your personal property value and liability needs. They also advise on loss assessment coverage required by California Civil Code Section 4775.
Do I need condo insurance in Oceanside California?
Yes, most condo associations in California require you to carry an HO6 policy. This covers your personal belongings, interior improvements, and liability. It also provides loss assessment coverage for shared building repairs.
How is condo insurance different from renters insurance in California?
Condo insurance covers the interior structure of your unit and your personal property. Renters insurance only covers personal property and liability. Condo insurance also includes loss assessment coverage for common area damage, which is not part of a renters policy.