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HomeCondo Insurance AgentsCalifornia › Oceanside

Find Condo Insurance Agents Near You in Oceanside, CA

Browse condo insurance agents serving Oceanside, California. Updated 2026-07-14.

The top-rated condo insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 804 reviews. Other highly rated options include AAA Oceanside Insurance and Member Services, Farmers Insurance - Glenn Domingo, Inszone Insurance Services. This directory lists 19 condo insurance agents serving Oceanside.

Showing 19 condo insurance agents in Oceanside, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Cho - State Farm Insurance Agent3520 College Blvd STE 104(760) 758-4115
2AAA Oceanside Insurance and Member Services3330 Vista Way(760) 433-6261
3Farmers Insurance - Glenn Domingo3520 College Blvd Ste 105(866) 486-3276
4Inszone Insurance Services2111 S El Camino Real #201(760) 433-2307
5Eric Opdahl - State Farm Insurance Agent3548 Seagate Way STE 130(760) 945-4900
6Aloha West Insurance4225 Oceanside Blvd(760) 547-2626
7A-MAX Insurance510 Oceanside Blvd Ste 101(760) 650-0500
8Kalina Johnson - Farmers Insurance2103 S El Camino Real #102(760) 434-7200
9Beau Breese: Allstate Insurance3650 Ocean Ranch Blvd(760) 231-7999
10Ben Shore Insurance603 Seagaze Dr #217(760) 966-9180
JC
3520 College Blvd STE 104
John Cho - State Farm Insurance Agent
Condo Insurance Agent · Oceanside, CA

John Cho - State Farm Insurance Agent serves Oceanside and the surrounding San Diego County area, specializing in condo insurance solutions. The agency works with individual unit owners to help them understand the coverage gap between their interior and the building’s master policy. Employees assist clients in selecting policies that protect personal liability and interior improvements. The office also handles renters insurance and offers annual policy reviews for existing customers.

AO
3330 Vista Way
AAA Oceanside Insurance and Member Services
Condo Insurance Agent · Oceanside, CA

AAA Oceanside Insurance and Member Services provides a full range of condo insurance plans tailored to coastal living needs. It offers comprehensive coverage options and personalized service plans to protect individual units and common areas from local risks like storm damage and liability. The company helps owners navigate association master policy gaps while securing content and loss assessment protection. Its service territory includes Oceanside and surrounding communities, servicing single-family homes, apartments, retail spaces, and restaurants.

FI
3520 College Blvd Ste 105
Farmers Insurance - Glenn Domingo
Condo Insurance Agent · Oceanside, CA

Farmers Insurance - Glenn Domingo serves homeowners, property managers, and individual condo owners in Oceanside, California, offering tailored condo insurance coverage. The agency provides policies that protect personal property, liability, and common-area risks associated with condominium living. Clients work directly with an agent to assess their specific needs and secure appropriate protection. The agency also covers the surrounding North County area including the neighboring community of Carlsbad, ensuring local condominium owners have access to comprehensive insurance solutions.

II
2111 S El Camino Real #201
Inszone Insurance Services
Condo Insurance Agent · Oceanside, CA

Inszone Insurance Services is a Condo Insurance Agent known for providing coverage options tailored to the specific needs of unit owners in Oceanside, California. Their service range includes policies for interior fixtures, personal liability, and loss assessment protection common to local condominium associations. Clients here often require coverage for upgrades like kitchen remodels or flooring. To address this gap in standard master policies, the agency can add a specialty rider for interior betterments and improvements.

EO
3548 Seagate Way STE 130
Eric Opdahl - State Farm Insurance Agent
Condo Insurance Agent · Oceanside, CA

Serving Oceanside and the surrounding North County communities, Eric Opdahl - State Farm Insurance Agent handles condo insurance policies for local homeowners. This involves arranging coverage tailored to individual units, addressing common walls, personal property, and liability exposures that differ from single-family home policies. The agency typically begins by reviewing the specific policy requirements set by the condominium association before crafting a plan. It works to match each client’s personal assets and risk profile with appropriate protection levels.

AW
4225 Oceanside Blvd
Aloha West Insurance
Condo Insurance Agent · Oceanside, CA

Aloha West Insurance in Oceanside, CA, assists clients in distinguishing between a one-time policy for a single condo purchase and recurring coverage that adapts each term. The agency focuses on condo insurance, offering protections tailored to individual unit owners, including interior structures and personal liability. Policies address common concerns specific to California coastal properties, such as wind and water damage exclusions. Service arrangements are available on a flexible basis, and clients may choose between one-time consultations or ongoing policy management as their needs evolve.

MI
510 Oceanside Blvd Ste 101
A-MAX Insurance
Condo Insurance Agent · Oceanside, CA

A-MAX Insurance serves the Oceanside, California area as a Condo Insurance Agent. This agency assists condominium owners in securing coverage that protects their individual units and personal belongings. It also helps address liability risks common in shared building environments. In this coastal community, policies often need to account for specific homeowner association master plan requirements. The agency handles adjustments for hurricane deductibles and loss assessment coverage as part of its services.

KJ
2103 S El Camino Real #102
Kalina Johnson - Farmers Insurance
Condo Insurance Agent · Oceanside, CA

Kalina Johnson - Farmers Insurance specializes in helping condo owners protect their personal property and liability within a building’s master policy. The agency serves the Oceanside area, offering guidance on individual unit coverage, loss assessment protection, and umbrella solutions that complement existing policies. It works with clients to tailor plans that bridge gaps left by the homeowners association. The agency also helps renters and homeowners ensure adequate coverage. For seasonal concerns, it assists with evaluating policy adjustments for storm risks common during the California coastal winter months.

BB
3650 Ocean Ranch Blvd
Beau Breese: Allstate Insurance
Condo Insurance Agent · Oceanside, CA

As coastal fog rolls in over Oceanside each spring, moisture-related damage can threaten condo interiors. Beau Breese: Allstate Insurance helps unit owners secure coverage that addresses such seasonal vulnerabilities. Located in Oceanside, this agency offers tailored condo insurance policies designed to protect individual units from common perils like water intrusion and liability claims. Their local understanding of California’s coastal climate informs the coverage options presented to clients. After an initial consultation, the agent typically schedules an inspection of the unit to assess specific risks and confirm the policy details.

BS
603 Seagaze Dr #217
Ben Shore Insurance
Condo Insurance Agent · Oceanside, CA
MM
3602 Ocean Ranch Blvd
Michelle McGowan - State Farm Insurance Agent
Condo Insurance Agent · Oceanside, CA
(760) 439-4747
michellemcgowan.com
GI
207 N Ditmar St
Gateway Insurance Agency Inc
Condo Insurance Agent · Oceanside, CA
(760) 439-1323
LE
815 Mission Ave Suite 208
Leading Edge Insurance Services, Inc.
Condo Insurance Agent · Oceanside, CA
(760) 433-5196
leadingedgeinsurance.net
MI
620 N Redondo Dr Suite A
Munguia Insurance Services
Condo Insurance Agent · Oceanside, CA
(760) 439-3868
FI
3142 Vista Way Ste 308
Farmers Insurance - Michael Maloy
Condo Insurance Agent · Oceanside, CA
(760) 517-9121
agents.farmers.com/ca/oceanside/michael-maloy
AA
2216 S El Camino Real suite 209
All Access Insurance Services, LLC
Condo Insurance Agent · Oceanside, CA
(760) 433-8474
insuranceoceanside.com
TI
1012 S Coast Hwy UNIT J
Tecker Insurance
Condo Insurance Agent · Oceanside, CA
(760) 757-3334
mercuryinsurance.com/agents/california/tecker-insurance-agency-045259.html
GI
3800 Oceanic Dr Suite 110
Gibbs Insurance Agency, Inc.
Condo Insurance Agent · Oceanside, CA
(760) 744-2990
gibbsinsurance.com
HI
713 Mission Ave
Homeowners Insurance
Condo Insurance Agent · Oceanside, CA
(800) 808-2695
cahomeinsurance.com/contact.htm

What Does a a Condo Insurance Agent in Oceanside Cost?

The average cost for a condo insurance HO6 policy in California ranges from 300 to 800 dollars per year. Factors include your unit location in Oceanside, the age of the building, your deductible choice, and the amount of personal property coverage. Policies with higher loss assessment limits or additional water backup coverage cost more. This is general information and not insurance advice.

About condo insurance agents in Oceanside

A condo insurance agent in Oceanside California helps you secure an HO6 policy that covers your personal property and interior walls. California law requires that your condo association master policy and your individual HO6 policy work together to avoid gaps in coverage. An agent can explain how the California Civil Code Section 4775 affects your liability and loss assessment coverage.

Frequently Asked Questions

What does a condo insurance agent in Oceanside do?

A condo insurance agent in Oceanside helps you choose an HO6 policy that matches your condo association master policy. They review your personal property value and liability needs. They also advise on loss assessment coverage required by California Civil Code Section 4775.

Do I need condo insurance in Oceanside California?

Yes, most condo associations in California require you to carry an HO6 policy. This covers your personal belongings, interior improvements, and liability. It also provides loss assessment coverage for shared building repairs.

How is condo insurance different from renters insurance in California?

Condo insurance covers the interior structure of your unit and your personal property. Renters insurance only covers personal property and liability. Condo insurance also includes loss assessment coverage for common area damage, which is not part of a renters policy.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.