The top-rated condo insurance agent in Manhattan Beach, California is Steve Saiz - State Farm Insurance Agent, rated 5.0 stars across 223 reviews. Other highly rated options include K J Arbues: Allstate Insurance, AAA Manhattan Beach Insurance and Member Services, Stephanie Criona - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Saiz - State Farm Insurance Agent | 1112 Ocean Dr STE 101 | (310) 421-2822 |
| 2 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 3 | AAA Manhattan Beach Insurance and Member Services | 700 S Aviation Blvd | (310) 376-0521 |
| 4 | Stephanie Criona - State Farm Insurance Agent | 1501 N Sepulveda Blvd Ste A | (310) 791-7703 |
| 5 | Laura Maloney - State Farm Insurance Agent | 505 N Sepulveda Blvd Ste 10 | (310) 374-3202 |
| 6 | Cynthia Snyder - State Farm Insurance Agent | 1501 N Sepulveda Blvd # B | (310) 546-7803 |
| 7 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 8 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 9 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
| 10 | Carla Ramirez Insurance Agency | 920 Manhattan Beach Blvd #1 | (310) 545-1027 |
Steve Saiz - State Farm Insurance Agent in Manhattan Beach, California, provides a range of condo insurance services, including policies tailored for individual unit owners and risk assessments for common areas. It offers maintenance plan support that helps policyholders coordinate with their homeowners association to ensure compliance with building coverage requirements. The agent also services single-family homes, apartments, retail spaces, and restaurants in the local area.
K J Arbues: Allstate Insurance in Manhattan Beach, CA serves homeowners and property managers seeking coverage for their condominium units. The agency helps clients understand the specific protections needed for common areas and individual interiors, including liability and loss assessments. Policies can be tailored to different building ages and HOA requirements. The agency also serves clients in nearby Hermosa Beach and along the broader Los Angeles County coastal area.
AAA Manhattan Beach Insurance and Member Services serves the Manhattan Beach area in Los Angeles County as a condo insurance agent. It provides property coverage tailored for condominium owners, addressing the unique risks common to multi-unit buildings. This includes protection for interior fixtures and personal belongings, as well as liability coverage for accidents that occur within a unit. The agency also assists with loss assessment endorsements, helping cover special assessments from the homeowners association after a covered claim.
Serving Manhattan Beach and the surrounding South Bay communities, Stephanie Criona - State Farm Insurance Agent provides condo insurance for local residents. It handles policies designed to protect both individual units and common areas, addressing coverage needs specific to condominium ownership in this coastal area. Coverage typically includes protection for interior fixtures, personal belongings, and liability. To handle a typical job, it begins by assessing a client’s specific condo association requirements and then tailors a policy to fill in any gaps left by the master insurance.
Laura Maloney - State Farm Insurance Agent in Manhattan Beach, CA, offers condo insurance that distinguishes between a one-time policy purchase and recurring coverage options that renew annually. Their policies typically protect interior structures, personal belongings, and liability, filling gaps left by a building’s master policy. Coverage can be tailored for individual unit owners, addressing losses from theft, water damage, or guest injuries. Service arrangements run on a scheduled basis, with periodic policy reviews and renewal reminders provided to maintain continuous protection.
Cynthia Snyder - State Farm Insurance Agent in Manhattan Beach, CA specializes in condo insurance policies designed to protect units and personal property. The agency serves local condo owners by assessing their coverage needs and securing customized protection against common liabilities and losses. It provides ongoing client support to help adjust policies as circumstances change. As coastal weather presents elevated storm and flood exposure, it advises clients on preparing for seasonal risks and ensuring coverage aligns with current HOA requirements.
As coastal fog and winter storms impact Manhattan Beach condos, HIR Insurance Agency helps owners understand their building's master policy gaps. This local agency focuses specifically on unit-owner coverage needs in the area. They explain common risks like water damage from adjacent units or leaky balconies. Condo insurance here typically covers interior fixtures, personal property, and liability beyond the association’s policy. HIR Insurance Agency begins with a review of the building’s master policy and a walkthrough of the unit to assess coverage requirements.
Farmers Insurance - Steve Almeida provides condo insurance in Manhattan Beach, CA, tailoring policies to cover individual unit interiors while building owners maintain structural insurance. They help owners add specialty endorsements for valuable items like jewelry or electronics beyond standard condo limits. This agency assists clients by explaining loss assessment coverage and liability protection for common area incidents. It serves commercial sectors including offices, warehouses, and food service businesses requiring appropriate insurance solutions.
Symcap Insurance Agency provides residential condo insurance services for property owners in Manhattan Beach, California. The agency also offers commercial coverage options for homeowners associations and rental properties within the greater South Bay region. Policyholders receive guidance on assessing dwelling coverage, personal liability limits, and loss assessment provisions specific to local condominium regulations. The agency focuses on clear communication and policy reviews to help clients maintain adequate protection. Follow-up service is available between regular visits to address coverage changes or questions that arise throughout the policy term.
Carla Ramirez Insurance Agency in Manhattan Beach is known for providing tailored condo insurance coverage to local homeowners. Its services help condominium owners protect their personal property and interior structures not covered by a building’s master policy. The agency offers guidance on liability protection for incidents occurring inside an individual unit. A specialty service it can add on is loss assessment coverage, which helps pay for shared-area damage costs that may be charged back to the unit owner.
What Does a a Condo Insurance Agent in Manhattan Beach Cost?
Condo insurance premiums in California generally range from 300 to 800 dollars per year for a standard HO6 policy. Factors like high-value finishes, earthquake endorsements, and flood coverage can raise the cost. Manhattan Beach properties near the coast may see higher rates due to increased risk of water damage. This is general information and not insurance advice.
About condo insurance agents in Manhattan Beach
Condo insurance agents in Manhattan Beach help you secure an HO6 policy that covers your personal property and interior walls. California law requires condo associations to insure the building structure, but you need your own policy for improvements and liability. An agent local to Manhattan Beach understands the coastal risks and high property values in the area.
Frequently Asked Questions
What does a condo insurance agent in Manhattan Beach do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior upgrades, and liability. They also explain how your policy works with your condo associations master policy. In California, the master policy typically covers the building exterior and common areas.
Is condo insurance required in California?
California law does not require condo owners to have insurance, but most mortgage lenders do require it. Your condo association may also require you to carry a minimum amount of liability coverage. Without your own policy, you could be personally responsible for damage to your unit or injuries to guests.
What factors affect condo insurance cost in Manhattan Beach?
Costs depend on your unit location, the age of the building, your deductible, and the amount of personal property coverage. In Manhattan Beach, coastal proximity can increase wind and water damage risks. Typical annual premiums in California range from 300 to 800 dollars for a standard HO6 policy.
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