The top-rated condo insurance agent in Los Angeles, California is L.A. West Insurance Services, Inc., rated 4.9 stars across 629 reviews. Other highly rated options include Family Insurance Sales LLC, Terza West-Dantzler - State Farm Insurance Agent, Estaphany Michel - State Farm Insurance Agent. This directory lists 29 condo insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. West Insurance Services, Inc. | 5177 Sunset Blvd | (877) 527-2378 |
| 2 | Family Insurance Sales LLC | 8600 S Central Ave unit c | (213) 814-4335 |
| 3 | Terza West-Dantzler - State Farm Insurance Agent | 875 N Gower St | (323) 462-1096 |
| 4 | Estaphany Michel - State Farm Insurance Agent | 12061 Jefferson Blvd | (424) 501-0064 |
| 5 | Fiesta Auto Insurance & Tax Service | 611 E Imperial Hwy #102 | (323) 776-1096 |
| 6 | Victor Zavala Insurance Services, Inc. | 1001 S Vermont Ave UNIT 212 | (213) 386-6560 |
| 7 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 8 | Eway Insurance Services | 1817 1/2 E Florence Ave | (323) 784-3074 |
| 9 | Germani Insurance Services | 3415 S Sepulveda Blvd 11th Floor | (310) 733-2390 |
| 10 | Capital & Co Insurance Services | 5455 Wilshire Blvd | (310) 492-2007 |
L.A. West Insurance Services, Inc. serves the Los Angeles, California area as a dedicated condo insurance agency. It helps condominium owners secure policies that protect their individual units and personal belongings against unexpected losses. The agency also advises clients on the specific coverage needed beyond what a homeowners association master policy provides. This includes assistance with personal liability protection and loss assessment coverage for shared building areas.
As the summer wildfire season brings heightened risk to Los Angeles properties, Family Insurance Sales LLC helps condo owners secure appropriate coverage for their units. This agency specializes in matching residents with policies that address shared-wall structures and association master policy gaps. Common services include reviewing HOA declarations to determine personal liability limits. An initial policy review is conducted during a brief interview covering the building’s age, unit upgrades, and contents. An on-site inspection of the condo unit follows to verify current conditions and identify deductible needs.
Terza West-Dantzler - State Farm Insurance Agent provides its expertise throughout Los Angeles and its surrounding communities. This agency handles condo insurance policies, addressing the specific coverage needs for individual unit owners within multi-unit buildings. It assists clients in navigating policies that protect personal belongings and interior structures. To handle a typical job, the agent reviews the condominium association’s master policy first, then identifies any gaps in personal coverage, recommending tailored options to ensure appropriate protection.
Estaphany Michel - State Farm Insurance Agent in Los Angeles, CA, provides condo insurance solutions that balance one-time policy purchases with recurring coverage options for ongoing property protection. This focused service typically includes safeguarding unit interiors, personal liability, and loss of use, while acknowledging the unique risks of multi-unit building ownership. The policy structure can be adjusted to align with individual condo association master policies. Service arrangements are available on an as-needed basis for consultations or single policy adjustments, with scheduled review options for current policyholders.
Fiesta Auto Insurance & Tax Service provides coverage solutions for homeowners, businesses, and property managers seeking specialized condo insurance in Los Angeles. The agency helps clients navigate common policies that protect individual units from interior damage, liability claims, and personal property loss. In addition to standard plans, the team assists with master policy gaps and reassessments of coverage limits. Its service area extends seamlessly from central Los Angeles into the nearby neighborhoods of Echo Park and Silver Lake.
Victor Zavala Insurance Services, Inc. specializes in crafting policies that protect individual condo units within shared buildings, addressing interior structures and personal liability. Operating from Los Angeles, the agency also offers general property coverage solutions tailored to the unique ownership structures common in local condominium associations. It frequently assists clients with policy adjustments during the California wildfire season, ensuring adequate coverage for smoke damage and temporary relocation needs.
Ace Jared Insurance Solutions serves Los Angeles area clients seeking residential coverage for their condominiums. The agency also assists with commercial insurance needs for local property owners and associations in the region. Their focus is on matching property owners with appropriate condo policies that protect their units and personal belongings. The staff works to clarify policy details and coverage limits so clients understand their protection. After the initial policy is placed, they follow up with clients before each renewal period to review needs and adjust coverage as necessary between regular visits.
Eway Insurance Services specializes in helping property owners in the Los Angeles area secure appropriate coverage for their residential buildings. The company additionally works with clients to obtain specialized add-ons such as protection for personal liability, loss assessment coverage, and protection for interior improvements. Their agents assist with policies tailored to condominium units, addressing gaps left by master association plans. Eway Insurance Services can serve a range of commercial sectors, including local offices, warehouses, and food service establishments that require tailored property and liability coverage.
What Does a a Condo Insurance Agent in Los Angeles Cost?
Condo insurance in California typically costs between 300 and 800 dollars per year for a standard HO6 policy. Earthquake endorsements add 100 to 400 dollars annually depending on location and building age. Premiums vary based on unit value deductible and coverage limits. This is general information not insurance advice.
About condo insurance agents in Los Angeles
Condo insurance agents in Los Angeles help unit owners secure HO6 policies that cover personal property and interior structures. California law requires HOAs to carry master policies but owners still need individual coverage for upgrades and liability. Local agents understand earthquake risks and Los Angeles building codes.
Frequently Asked Questions
What does a condo insurance agent in Los Angeles do?
A condo insurance agent helps you choose an HO6 policy that fits your unit and budget. They explain California specific requirements like loss assessment coverage and earthquake endorsements. They also compare quotes from multiple carriers licensed in California.
Is condo insurance required in California?
California law does not mandate condo insurance but most lenders require it for a mortgage. Your HOA may also require proof of liability coverage. Without a policy you could be personally liable for damage to your unit or common areas.
How does California law affect condo insurance coverage?
California Civil Code Section 4775 requires HOAs to carry property insurance on common areas. Owners must cover their own interior improvements and personal property. California also mandates that insurers offer earthquake coverage as an add on to standard policies.
Condo Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley · Beverly Hills