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HomeCondo Insurance AgentsCalifornia › Los Altos

Find Condo Insurance Agents Near You in Los Altos, CA

Browse condo insurance agents serving Los Altos, California. Updated 2026-07-14.

The top-rated condo insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance, Farmers Insurance - Naomi Hayashi. This directory lists 13 condo insurance agents serving Los Altos.

Showing 13 condo insurance agents in Los Altos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Flynn - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
2Josh Anderson - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
3Cathy Nguyen: Allstate Insurance745 Distel Dr Suite 119(650) 964-3022
4Farmers Insurance - Naomi Hayashi900 N San Antonio Rd Ste102(650) 321-7637
5Michael Tirabassi - State Farm Insurance Agent4546 El Camino Real b4(650) 209-1202
6Al Ward - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
7Frank Hughes Farmers Insurance220 State St Suite B(650) 815-7068
8Gil Koury Insurance86 3rd St UNIT 115(650) 947-7676
9Dwight Matthews - State Farm Insurance Agent1564 Miramonte Ave(650) 948-8164
10Gilbert P Koury Insurance Broker86 3rd St UNIT 115(650) 947-7676
JF
4546 El Camino Real b4
Jim Flynn - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA

Jim Flynn - State Farm Insurance Agent serves the Los Altos area of Santa Clara County, providing condo insurance policies for local homeowners and residents. This agency works to help condominium owners protect their personal property and individual unit liability within a shared building structure. Drawing on common coverage needs, the agent can explain how a master policy interacts with a personal policy. Condo insurance services typically include loss assessment protection for common area repairs and coverage for interior fixtures and appliances that belong to the unit owner.

JA
4546 El Camino Real b4
Josh Anderson - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA

Josh Anderson - State Farm Insurance Agent provides a range of condo insurance services in the Los Altos area, including policies tailored to protect individual units and common area liabilities. It offers comprehensive coverage options through ongoing consultation and policy reviews to help clients adjust their plans as needs change. Customers can schedule appointments to discuss their specific insurance requirements and explore available protection plans. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

CN
745 Distel Dr Suite 119
Cathy Nguyen: Allstate Insurance
Condo Insurance Agent · Los Altos, CA

Cathy Nguyen: Allstate Insurance offers condo insurance solutions for homeowners and property managers in the Los Altos area. Specializing in policies tailored to condominium associations and individual unit owners, the agency assists clients in protecting their assets and personal belongings from common risks. Coverage options can address liabilities, interior structural damage, and loss-of-use scenarios relevant to condo living. The team provides personalized consultations to explain policy details and help residents choose appropriate protection levels. They also serve clients in nearby Mountain View and other parts of Santa Clara County.

FI
900 N San Antonio Rd Ste102
Farmers Insurance - Naomi Hayashi
Condo Insurance Agent · Los Altos, CA

At Farmers Insurance - Naomi Hayashi in Los Altos, CA, a one-time consultation develops a tailored coverage quote for your specific condo, while a recurring policy renews annually to maintain liability and personal property protection. Whether you require a single assessment for a new unit or scheduled plan adjustments as your needs change, each option addresses building structure gaps and loss-of-use scenarios. Service for local condo insurance agents here operates on both a one-time and as-needed basis, ensuring flexible support for first-time buyers or existing homeowners.

MT
4546 El Camino Real b4
Michael Tirabassi - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA

As summer wildfire risks rise in Los Altos, property owners often review their coverage for mountain-view condos and first-floor units. Michael Tirabassi - State Farm Insurance Agent provides local guidance on HOA master policy gaps and personal contents protection. The agency helps condo owners balance liability limits, loss assessment coverage, and deductibles against San Francisco Bay Area housing costs. For newer or older units, a tailored fit is discussed during the initial questionnaire and home inventory review appointment.

AW
4546 El Camino Real b4
Al Ward - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA

Al Ward - State Farm Insurance Agent in Los Altos, CA, offers specialized condo insurance policies tailored to protect individual units within multi-unit buildings. It also provides general services such as liability coverage, personal property protection, and loss of use endorsements to safeguard homeowners. Its agents help clients understand master policy gaps to secure adequate coverage for improvements and belongings. During the winter storm season, the company assists policyholders with filing claims for water damage from burst pipes or roof leaks.

FH
220 State St Suite B
Frank Hughes Farmers Insurance
Condo Insurance Agent · Los Altos, CA

Frank Hughes Farmers Insurance serves Los Altos and the surrounding communities in Santa Clara County, handling condo insurance policies for local homeowners. It addresses the specific coverage needs of condominium owners, including dwelling protection for interior structures and personal liability coverage. The agency manages policies that respect the master association’s insurance while filling gaps for individual unit owners. To handle a typical policy setup, it reviews the association’s master policy details and aligns the personal coverage to avoid overlaps and deficiencies.

GK
86 3rd St UNIT 115
Gil Koury Insurance
Condo Insurance Agent · Los Altos, CA

Gil Koury Insurance works with property owners in Los Altos, California to secure coverage for residential condominium units. The agency specializes in protection for individual condo interiors, personal liability, and loss assessments that standard homeowner policies often exclude. It also addresses the specific exposures found in attached housing communities. Additional coverage options can be arranged for high-value personal items and additional living expenses after a covered loss. The company can serve commercial sectors such as office spaces, warehouses, and food service operations.

DM
1564 Miramonte Ave
Dwight Matthews - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA

Dwight Matthews - State Farm Insurance Agent provides residential condo insurance services in Los Altos, California. Commercial coverage for small condo associations or individual investor units is also available in the surrounding area. The agent helps policyholders select appropriate protection for personal property and shared building structures. Clients can schedule follow-up consultations between regular policy review visits to adjust coverage as their needs change or when new items require inclusion.

GP
86 3rd St UNIT 115
Gilbert P Koury Insurance Broker
Condo Insurance Agent · Los Altos, CA

Gilbert P Koury Insurance Broker in Los Altos, CA is recognized for providing personalized condo insurance solutions tailored to individual ownership needs. The agency focuses on securing coverage for interior structures, personal belongings, and liability protection within multi-unit buildings. Policies typically address gaps between master association insurance and individual unit requirements. Clients receive guidance on adjusting deductibles and assessing loss assessment coverage. The firm can arrange additional endorsements for valuable personal property or water backup protection.

JF
445 S San Antonio Rd #101
Jack Flesher - State Farm Insurance Agent
Condo Insurance Agent · Los Altos, CA
(650) 941-8700
statefarm.com/agent/us/ca/los-altos/jack-flesher-vkrc21ys000
HB
317 State St
Hill Bay Insurance
Condo Insurance Agent · Los Altos, CA
(650) 947-1600
hillbayinsurance.com
GK
167 S San Antonio Rd
Gil Koury Insurance
Condo Insurance Agent · Los Altos, CA
(650) 947-7676
gilkouryinsurance.com

What Does a a Condo Insurance Agent in Los Altos Cost?

Condo insurance in California typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors include your unit location coverage limits and deductible amount. Los Altos rates may be higher due to local property values. This is general information not insurance advice.

About condo insurance agents in Los Altos

Condo insurance agents in Los Altos help owners secure coverage for their unit and personal property. California law requires HOAs to maintain a master policy, but individual owners need an HO-6 policy for interior structures and liability. Agents can explain how the HOA master policy interacts with your personal coverage to avoid gaps.

Frequently Asked Questions

What does a condo insurance agent in Los Altos do?

A condo insurance agent helps you select an HO-6 policy that covers your unit fixtures personal property and liability. They also review your HOA master policy to ensure you have proper coverage for deductibles and assessments.

Is condo insurance required by law in California?

California law does not require condo owners to carry insurance. However most mortgage lenders and HOAs require proof of an HO-6 policy. Agents can help you meet these requirements.

How does California civil code affect condo insurance?

California Civil Code Section 4775 requires HOAs to carry a master policy covering common areas. Individual owners must insure their own unit interior and personal property. An agent can clarify your responsibility under this code.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.