The top-rated condo insurance agent in Lakewood, California is SkyBlue Insurance Agency, Inc., rated 4.8 stars across 1,770 reviews. Other highly rated options include James Durrough: Allstate Insurance, Keiko McInally - State Farm Insurance Agent, Josette Utke - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SkyBlue Insurance Agency, Inc. | 4007 Paramount Blvd # 100 | (800) 771-7758 |
| 2 | James Durrough: Allstate Insurance | 4010 Watson Plaza Dr Ste 160 | (562) 804-9367 |
| 3 | Keiko McInally - State Farm Insurance Agent | 5536 Del Amo Blvd | (310) 326-7830 |
| 4 | Josette Utke - State Farm Insurance Agent | 5503 South St | (562) 866-3749 |
| 5 | Freeway Insurance | 4832 Paramount Blvd | (562) 273-7076 |
| 6 | Brian Hunt - State Farm Insurance Agent | 5693 Woodruff Ave | (562) 804-9147 |
| 7 | Farmers Insurance - Irma Garcia | 2725 Candlewood St c | (562) 735-3900 |
| 8 | Inszone Insurance Services | 4010 Watson Plaza Dr Suite 260 | (562) 461-8008 |
| 9 | Linda Tysol - State Farm Insurance Agent | 4136 South St | (562) 634-1660 |
| 10 | Tom McInally - State Farm Insurance Agent | 5534 Del Amo Blvd | (562) 421-9449 |
SkyBlue Insurance Agency, Inc. serves property owners in the Lakewood, California area with specialized condo insurance coverage. This agency helps condo owners secure policies that protect their individual units against common perils such as fire, theft, and water damage. Working with local residents, it addresses the unique insurance needs that arise from living in a shared building community. The agency assists with adjusting coverage limits to match personal property values and liability exposures. It handles both loss assessment endorsements and personal liability protection for condominium owners.
James Durrough: Allstate Insurance provides tailored condo insurance solutions for clients in Lakewood, CA, covering common area liability, personal property, and loss assessment protection. The agency offers straightforward policy reviews and claims assistance to help maintain appropriate coverage over time. Service plans include periodic evaluations to adjust for changes in property value or association requirements. This agency serves owners of single-family homes, apartment unit holders, and those with retail or restaurant spaces managed within condo associations.
Keiko McInally - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lakewood, California. It provides condo insurance policies tailored to protect individual units and common area liabilities for condominium associations. Clear coverage options help condominium residents understand their personal property and structural needs under standard master policies. This agency also serves neighboring communities such as Long Beach and the surrounding Los Angeles metro area.
Located in Lakewood, CA, Josette Utke - State Farm Insurance Agent serves clients throughout Lakewood and its surrounding communities, handling condo insurance coverage tailored to individual unit owners. The company addresses common condominium needs such as protection for interior structures, personal belongings, and liability risks. Its approach to a typical job involves reviewing each client’s specific policy requirements under their homeowners association master policy, then recommending appropriate supplemental coverage to fill gaps.
Freeway Insurance in Lakewood, California, is known for providing tailored condo insurance policies to local condominium owners. The agency assists clients in securing coverage that addresses common area liabilities and personal property protection. It works with multiple carriers to offer options suited to varying coverage needs for residents in the area. As a specialty service, Freeway Insurance can also add on protection for interior improvements and betterments made by unit owners to their condominium spaces.
Brian Hunt’s agency in Lakewood, CA, distinguishes between one-time policy setups and ongoing service for condominium insurance coverage. A new policy purchases a single plan tailored to unit damages and liability, while recurring support includes reviewing coverage limits each renewal and adjusting for building master policy changes. Services are available as scheduled annual reviews or as needed when the homeowner requests a quote modification or files a claim.
Serving the Lakewood, California area, this agency specializes in condo insurance, offering policies that protect both interior structures and personal belongings. It also provides general insurance services, responding to individual policy needs for homeowners and renters in the community. Common risks such as water damage from plumbing failures and liability claims from guest injuries are addressed through typical coverage options. Before the start of the winter rainy season, the agency can help evaluate existing policies to ensure adequate protection against potential flooding or mold issues common in condominium complexes.
Inszone Insurance Services serves Lakewood and the greater Los Angeles County area as a dedicated Condo Insurance Agent. This agency helps condominium owners protect their personal property and interior structures against covered risks such as fire and water damage. It also addresses individual liability concerns arising within a unit or common area. Customized policies can include loss assessment coverage for shared building repairs. Further, the team assists with adjusting coverage limits to match renovation values and changing market conditions.
As wildfire season approaches in Lakewood, CA, condo owners often reevaluate their coverage for shared walls and common areas. Linda Tysol, a local State Farm Insurance agent, addresses these specific policy needs for condominium associations and individual unit owners. She helps clients understand the gap between master policies and personal liability protection. Every consultation begins with a walkthrough of the property’s current declarations and an inspection of individual unit features to identify necessary coverage adjustments.
What Does a a Condo Insurance Agent in Lakewood Cost?
Condo insurance in California typically costs between 300 and 600 dollars per year for a basic HO-6 policy. Higher coverage limits and added endorsements like water backup or earthquake coverage can raise the premium to 800 dollars or more. Costs vary based on your unit location, building age, and chosen deductibles. This is general information, not insurance advice.
About condo insurance agents in Lakewood
Condo insurance agents in Lakewood, California help owners find HO-6 policies that cover personal property and interior structures. California law requires HO-6 policies to include loss assessment coverage for shared building repairs. Agents can explain how your master policy and individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Lakewood do?
A condo insurance agent helps you compare HO-6 policies from different insurers. They explain coverage for personal property, interior walls, and liability. They also help you understand California requirements for loss assessment coverage.
Is condo insurance required in California?
Yes, most condo associations in California require owners to carry an HO-6 policy. This policy covers your personal belongings and interior improvements. It also provides liability protection for accidents inside your unit.
How does California law affect condo insurance?
California Civil Code Section 4775 requires HO-6 policies to include loss assessment coverage of at least 1,000 dollars. This covers your share of common area damage not paid by the master policy. Agents can help you meet this legal minimum.
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