ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCondo Insurance AgentsCalifornia › La Quinta

Find Condo Insurance Agents Near You in La Quinta, CA

Browse condo insurance agents serving La Quinta, California. Updated 2026-07-14.

The top-rated condo insurance agent in La Quinta, California is AAA La Quinta Insurance and Member Services, rated 4.2 stars across 322 reviews. Other highly rated options include John Ford - State Farm Insurance Agent, Integrity Agents Insurance Services Inc, Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency. This directory lists 13 condo insurance agents serving La Quinta.

Showing 13 condo insurance agents in La Quinta, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA La Quinta Insurance and Member Services46050 Washington St(760) 771-1162
2John Ford - State Farm Insurance Agent79440 Corporate Centre Dr #104(760) 564-0011
3Integrity Agents Insurance Services Inc51555 Desert Club Dr Suite 350(760) 625-0777
4Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency79710 CA-111 # 100(760) 342-2786
5Foulds Health Insurance Agency78010 Main St #208(760) 346-6565
6NavSav Insurance - Private Client51625 Desert Club Dr #202(760) 564-6800
7Fred Loya Insurance79295 CA-111 Ste 230(760) 984-5157
8Palm Valley Insurance Services77777 Calle Tampico(760) 775-7256
9Ellen Miller Insurance79280 N Sunset Ridge Dr(760) 328-4251
10Horace Mann Insurance Co78010 Main St Suite 200-E(760) 279-6700
AL
46050 Washington St
AAA La Quinta Insurance and Member Services
Condo Insurance Agent · La Quinta, CA

AAA La Quinta Insurance and Member Services serves homeowners and investors in the La Quinta, California area, specializing in condo insurance agent services. The agency helps clients secure coverage tailored to the unique needs of condominium ownership, including protection for interior structures and personal liability. It also assists with policy reviews to ensure adequate coverage limits. Specific services handled include condo association master policy gap analysis and individual unit endorsements for water damage liability.

JF
79440 Corporate Centre Dr #104
John Ford - State Farm Insurance Agent
Condo Insurance Agent · La Quinta, CA

John Ford - State Farm Insurance Agent provides condo insurance services for property owners in La Quinta, California. It offers personalized coverage plans designed to protect individual units against common risks such as water damage and liability claims, with policy adjustments available through regular client consultations. Maintenance plans are structured around annual policy reviews to ensure coverage keeps pace with property value changes or renovation needs. The agency services condominium units, single-family homes, apartments, retail stores, and restaurants.

IA
51555 Desert Club Dr Suite 350
Integrity Agents Insurance Services Inc
Condo Insurance Agent · La Quinta, CA

Homeowners, condominium associations, and individual unit owners in La Quinta rely on Integrity Agents Insurance Services Inc for condo insurance. The agency assists with policies that cover common areas, interior improvements, and personal liability. Clients also receive guidance on HO-6 coverage and master policy gaps. Beyond La Quinta, the agency serves neighboring communities throughout the Coachella Valley, including Palm Desert and Indian Wells.

RS
79710 CA-111 # 100
Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency
Condo Insurance Agent · La Quinta, CA

Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency serves La Quinta and the surrounding Coachella Valley communities, handling condo insurance needs for local homeowners and association members. It focuses on policies that cover personal property, interior structures, and liability protection for units within multi-unit buildings. The agency generally takes a consultative approach, carefully reviewing homeowners association master policies to fill coverage gaps and address the specific risks associated with desert-area condo living.

FH
78010 Main St #208
Foulds Health Insurance Agency
Condo Insurance Agent · La Quinta, CA

Foulds Health Insurance Agency in La Quinta, CA assists clients with condo insurance, which can be handled as either a one-time purchase or a recurring policy for ongoing protection. Coverage typically includes the unit’s interior structure, personal property, and liability against accidents. The agency understands local factors such as desert weather and HOA requirements that affect these policies. Service for securing and managing a policy runs on a one-time, scheduled, or as-needed basis.

NI
51625 Desert Club Dr #202
NavSav Insurance - Private Client
Condo Insurance Agent · La Quinta, CA

For condo owners in La Quinta, CA, NavSav Insurance - Private Client provides specialized policies that cover shared building structures and individual interior spaces. Its service work includes explaining common area liability distinctions and securing protection for personal belongings against local risks. For homeowners with HOA requirements, this agency addresses seasonal vulnerabilities from intense desert heat, ensuring adequate coverage for aging roofs and cooling systems.

FL
79295 CA-111 Ste 230
Fred Loya Insurance
Condo Insurance Agent · La Quinta, CA

Fred Loya Insurance provides a full range of condominium insurance options in the La Quinta area, including coverage for individual units, common areas, and personal liability. Standard service plans are offered to help policyholders manage their policies over time and ensure coverage remains current with changing property values. The agency works with condominium associations and individual owners to address specific risk needs. It services single-family homes, apartments, retail spaces, and restaurants.

PV
77777 Calle Tampico
Palm Valley Insurance Services
Condo Insurance Agent · La Quinta, CA

As desert winds and seasonal temperature swings can take a toll on a condo’s exterior, Palm Valley Insurance Services in La Quinta, CA, helps unit owners secure coverage tailored for common area liabilities and interior damage. The company assists clients in understanding master policy gaps to avoid costly personal exposure. An initial property assessment is arranged to match coverage with the specific risks of a desert climate and homeowner association requirements.

EM
79280 N Sunset Ridge Dr
Ellen Miller Insurance
Condo Insurance Agent · La Quinta, CA

Ellen Miller Insurance provides comprehensive coverage solutions for property owners throughout the La Quinta area, focusing on residential structures and personal liability protection. The agency specializes in condo insurance policies that address the unique needs of condominium owners, including interior improvements and loss assessments. Experienced agents help clients navigate the complexities of master policy gaps and personal property valuation. The firm serves a diverse clientele, including residential offices, warehouses, and food service establishments requiring tailored property and general liability coverage.

HM
78010 Main St Suite 200-E
Horace Mann Insurance Co
Condo Insurance Agent · La Quinta, CA

Horace Mann Insurance Co provides residential condo insurance services to property owners in La Quinta, California. The agency also addresses commercial coverage needs for local condominium associations and small businesses within the surrounding desert communities. Clients receive guidance on standard policy options tailored to community association requirements. The firm remains available for follow‑up service between regular visits, ensuring policy adjustments can be made if property conditions or occupancy status change during a policy term.

CV
78411 CA-111
Coachella Valley Insurance
Condo Insurance Agent · La Quinta, CA
(760) 227-2564
WI
51025 Avenida Mendoza Suite 101
WBA Insurance Agency
Condo Insurance Agent · La Quinta, CA
(760) 777-1307
wbainsurance.com/contact/la-quinta-ca-insurance
PI
78188 Cll Las Ramblas
Pircher Insurance Agency
Condo Insurance Agent · La Quinta, CA
(310) 362-5832
socalhealthinsurance.com/about-us

What Does a a Condo Insurance Agent in La Quinta Cost?

Typical condo insurance costs in California range from 300 to 800 dollars per year for a standard HO6 policy. Factors that affect price include your unit location in La Quinta, the deductible amount, and the coverage limits you choose. Higher risk areas near the Santa Rosa Mountains may see slightly higher premiums. This is general information and not insurance advice.

About condo insurance agents in La Quinta

A condo insurance agent in La Quinta California can help you find the right HO6 policy for your unit. California law requires that your master policy covers the building structure, but you need a separate policy for your interior improvements and personal liability. Local agents understand the specific risks in the Coachella Valley including wind and wildfire exposure.

Frequently Asked Questions

What does a condo insurance agent in La Quinta do?

A condo insurance agent helps you compare HO6 policies from different carriers. They explain the difference between the master policy and your individual coverage needs. They also advise on loss assessment coverage required by California Civil Code Section 4775.

Is condo insurance required in California?

Yes most lenders and HOAs require you to carry an HO6 policy. California law does not mandate it for all owners but your mortgage lender will likely require it. Your HOA may also have minimum coverage requirements in their governing documents.

How do I choose a condo insurance agent in La Quinta?

Look for an agent licensed in California and experienced with condo policies. Ask about their knowledge of local HOA master policies and California specific endorsements. Verify they can quote policies from multiple insurance companies to find suitable options for your situation.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.