The top-rated condo insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Steven Wang - State Farm Insurance Agent. This directory lists 21 condo insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Steven Wang - State Farm Insurance Agent | 9279 Research Dr | (949) 552-3600 |
| 5 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 6 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 7 | Richard Tay - State Farm Insurance Agent | 14210 Culver Dr Ste A | (949) 559-8866 |
| 8 | Martin & Associates Insurance Services, Inc. | 30 Executive Park suite 250 | (800) 464-4941 |
| 9 | California State Insurance Agency ⭐⭐⭐⭐⭐ | 188 Technology Dr A | (949) 596-4822 |
| 10 | Scott Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 552-6602 |
AIS Insurance - Headquarters serves the Irvine metro area and surrounding Orange County communities by offering condo insurance agent services. They help condominium owners secure coverage that addresses the unique risks associated with shared building structures and common areas. Their work includes analyzing homeowners association master policies to recommend appropriate individual unit policies. The agency specializes in assisting clients with loss assessment coverage and personal property protection tailored to Irvine’s condo market.
CKS INSURANCE AGENCY - 金盾保险 provides tailored condo insurance policies for property owners in the Irvine area. Its service includes advising clients on appropriate coverage limits and filing claims assistance when needed, with ongoing policy reviews to adjust for changing market values. The agency also assists with loss assessment coverage and common area liability concerns. It services single-family homes, apartments, retail spaces, and restaurants.
KCAL Insurance Agency | 華興保險 serves the Irvine area and surrounding Orange County communities, handling condo insurance for local homeowners. It provides coverage that typically protects the interior structure, personal belongings, and liability within a condominium unit. The agency also helps clients understand master policy gaps. To handle a typical job, it reviews the condo association’s master policy limits, assesses individual unit needs, and then tailors a policy to match those specific coverage requirements.
Steven Wang, operating through State Farm Insurance Agency in Irvine, provides condo insurance with a distinction between one-time policy purchases and recurring reviews of coverage needs. His services help local condo owners assess standard protections for their unit, including liability, personal property, and building modifications. These plans are tailored to California condominium association requirements. For ongoing account maintenance, policy updates, or new inquiries, the agency operates entirely on an appointment or as-needed basis, allowing clients to request assistance when their specific situation demands attention rather than at fixed intervals.
Farmers Insurance - Adriana Fregoso serves homeowners and property managers in Irvine, California, by providing condo insurance policies tailored to individual unit owners and association needs. The agency helps clients find coverage for personal property, liability protection, and loss assessments within their homeowners associations. Standard policies of this type protect against common risks such as fire, theft, and water damage. The same insurance services are also available to residents in the adjacent community of Tustin.
Great Park Insurance specializes in providing condo insurance policies tailored to individual unit owners in Irvine. The agency works to secure coverage that protects personal belongings and interior fixtures not covered by the master association policy. It also assists clients with loss assessment riders and liability protection. As seasonal storms occasionally affect Orange County, the agency helps residents ensure their policies cover potential water damage from winter rains or summer humidity.
As the seasons change in Irvine, condominium owners often need to reassess their coverage to protect against local liabilities like water damage from shared plumbing. Richard Tay - State Farm Insurance Agent provides tailored guidance to navigate these specific risks. Each policy discussion focuses on matching the unique protections a condo requires, from interior structure to personal property. An initial assessment of the homeowner's current situation is the first step toward identifying any gaps in coverage.
Martin & Associates Insurance Services, Inc. provides condo insurance coverage to property owners in Irvine, CA, addressing the unique needs of condominium living. Its specialty includes securing policies that cover interior structures and personal liability, which standard homeowners plans often exclude. The agency works directly with individual unit owners to tailor limits that align with building association master policies. Beyond residential units, the company extends its professional liability and property protection services to commercial sectors, serving offices, warehouses, and food service operations.
California State Insurance Agency, based in Irvine, provides residential condo insurance for individual unit owners and also handles commercial coverage for local businesses. The agency serves clients throughout Orange County and surrounding areas, helping policyholders navigate the specific condo association requirements and building master policy details. Their agents conduct initial assessments to match coverage with client needs, then follow up after each renewal to adjust policies and ensure continued protection between regular visits.
Scott Stevens - State Farm Insurance Agent provides professional condo insurance services to residents in Irvine, California. This agency helps condominium owners select policies that cover their personal property, liability, and interior structural improvements inside their units. The office assists with navigating homeowners association master policy requirements and finding appropriate gap coverage to prevent potential financial gaps. Standard offerings include loss assessment coverage for shared building repairs and deductibles. For specialty service, this agent can add on identity theft protection to widen personal security benefits.
What Does a a Condo Insurance Agent in Irvine Cost?
The cost of a condo insurance policy in California typically ranges from 300 to 800 dollars per year for a standard HO6 policy. Factors like your units location in Irvine, the age of the building, and your coverage limits affect the premium. Higher liability limits or additional endorsements for earthquakes or floods can increase the cost. This is general information and not insurance advice.
About condo insurance agents in Irvine
A condo insurance agent in Irvine California helps you secure an HO6 policy that covers your personal property and interior structures. California law requires condo owners to carry insurance for improvements and betterments made to their unit. An agent can explain how your master policy and individual policy work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Irvine do?
A condo insurance agent helps you choose an HO6 policy that meets your needs and complies with California requirements. They review your condo associations master policy to identify gaps in coverage. They also advise on liability limits and loss assessment coverage.
Is condo insurance required by law in California?
California law does not require condo insurance by statute but your mortgage lender will likely require it. Many condo associations also require unit owners to carry a minimum amount of liability and property coverage. Check your associations CC&Rs for specific requirements.
How much does a condo insurance agent cost in Irvine?
Most condo insurance agents are paid through commissions from the insurance company so there is no direct fee to you. However some agents may charge a consultation fee. Always ask about any fees before you work with an agent.
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