The top-rated condo insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 663 reviews. Other highly rated options include Jason Starkman - State Farm Insurance Agent, Ric Weissinger - State Farm Insurance Agent, AAA Huntington Beach Insurance and Member Services. This directory lists 19 condo insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | Jason Starkman - State Farm Insurance Agent | 18377 Beach Blvd Ste 326 | (714) 594-5600 |
| 3 | Ric Weissinger - State Farm Insurance Agent | 5922 Warner Ave | (714) 377-1111 |
| 4 | AAA Huntington Beach Insurance and Member Services | 16160 Beach Blvd | (714) 848-2227 |
| 5 | Mark Minh Nguyen - State Farm Insurance Agent | 6552 Bolsa Ave unit h | (714) 418-9050 |
| 6 | Inszone Insurance Services | 7901 Professional Cir | (714) 841-6283 |
| 7 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 8 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 9 | Sarah Atkinson - State Farm Insurance Agent | 15061 Springdale St Ste 101 | (714) 892-3351 |
| 10 | Farmers Insurance - John Petit | 6013 Warner Ave | (657) 215-3333 |
Number 1 Insurance serves the Huntington Beach, California area as a condo insurance agent, offering policies that cover interior structures, personal belongings, and liability protection for condominium owners. The company assists residents in navigating master policy gaps and assessing appropriate coverage limits for their units. Condo insurance from this agent helps protect against perils like water damage and theft while addressing the specific needs of attached homeownership in this coastal community. Services include loss assessment coverage and personal liability adjustments.
Jason Starkman’s agency works with homeowners and property managers in Huntington Beach who need condo insurance. The office helps clients find coverage that protects their individual unit and personal belongings while addressing common association liability policies. Services include reviewing policy limits, explaining deductible structures, and adjusting coverage after renovations or major purchases. The same support extends to clients in surrounding Orange County communities such as Costa Mesa, where similar condominium insurance needs arise for residents near the beach or inland neighborhoods.
Ric Weissinger - State Farm Insurance Agent serves the Huntington Beach area and surrounding Orange County communities, offering condo insurance for individual unit owners. It handles coverage options that protect personal property, interior structures, and liability within homeowners associations. The agency addresses each client’s unique building requirements and local regulations by first reviewing the specific master policy to identify coverage gaps. It then customizes a policy to ensure adequate protection for personal belongings and interior improvements.
AAA Huntington Beach Insurance and Member Services provides coverage solutions for condo owners in Huntington Beach, California. It offers tailored policies designed to protect individual units against common risks such as water damage, liability claims, and personal property loss. Service plans include round-the-clock claims assistance and flexible payment options for policyholders. The company also advises clients on aligning their condo coverage with their homeowners association master policies. It services single-family homes, apartments, retail locations, and restaurants in the local area.
Mark Minh Nguyen - State Farm Insurance Agent in Huntington Beach, CA, offers condo insurance policies that can be structured either as a one-time purchase for a single property or as a recurring plan for ongoing coverage needs. These policies protect against common risks such as water damage, fire, theft, and liability, helping owners safeguard their financial investment. Service arrangements are flexible, with options available on a one-time, scheduled, or as-needed basis.
Inszone Insurance Services provides residential condo insurance to property owners in Huntington Beach, California. The agency also offers commercial coverage for homeowners associations requiring broader liability protection. Serving clients throughout the Orange County area, the team helps tailor policies that address common risks like interior damage and loss assessments. After an initial consultation or claim resolution, the agency follows up to review coverage needs and update policies between regular renewal visits.
Nottoli Insurance Agency Inc: Allstate Insurance specializes in condo insurance for Huntington Beach residents, tailoring policies to cover interior structures and personal property. It also assists clients with liability protection and loss-of-use coverage. The agency helps condo owners assess their association master policy to avoid gaps in coverage. During wildfire season, it provides guidance on securing adequate dwelling limits and understanding deductibles.
As coastal fog and Santa Ana winds create moisture and fire risks common to Orange County condos, ELG Insurance Services LLC in Huntington Beach helps unit owners secure appropriate coverage for shared-wall properties and association requirements. The agency specializes in HO-6 policies that safeguard personal belongings and interior improvements while addressing liability in common areas. Potential clients can schedule an inspection to evaluate their specific unit’s layout, building materials, and exposure before quoting customized protection.
Sarah Atkinson of State Farm Insurance in Huntington Beach, California helps clients protect their interests with general liability and property damage coverage for residential buildings. The agency also recommends specialized condo add-ons, such as loss assessment coverage for common areas and personal property protection inside the unit. This office works with owners of various commercial sectors, including small offices, warehouse spaces, and food service businesses.
Farmers Insurance - John Petit provides residential condo insurance in Huntington Beach, CA, helping owners protect their units and personal property. The agency also offers commercial coverage tailored for small businesses and condominium associations within the local area. Their service extends throughout Huntington Beach and nearby communities. Rick Stein representatives assist with policy adjustments and claim guidance, ensuring clients have appropriate coverage. Follow-up service includes periodic policy reviews and updates between regular visits to address changing property values or individual insurance needs.
What Does a a Condo Insurance Agent in Huntington Beach Cost?
Condo insurance in California typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include your units location, coverage limits, deductible amount, and claims history. Coastal locations like Huntington Beach may have higher premiums due to wind and water exposure. This is general information and not insurance advice.
About condo insurance agents in Huntington Beach
Condo insurance agents in Huntington Beach help owners secure HO-6 policies that cover personal property and interior building elements. California law requires condo associations to carry master policies but owners must insure their own unit improvements and personal liability. Local agents understand coastal risks like wind and water damage common in Orange County.
Frequently Asked Questions
What does a condo insurance agent in Huntington Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They explain how your policy works with your associations master policy. They also advise on coverage for earthquake or flood risks in California.
Is condo insurance required by law in California?
California law does not require condo owners to have insurance. However most mortgage lenders require an HO-6 policy. Also your condo associations bylaws may require you to carry certain minimum coverage amounts.
How much condo insurance do I need in Huntington Beach?
You need enough coverage to rebuild your unit interior and replace your personal property. Consider adding loss assessment coverage for shared building repairs. For coastal areas like Huntington Beach consider flood and earthquake endorsements.
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