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Find Condo Insurance Agents Near You in Gilroy, CA

Browse condo insurance agents serving Gilroy, California. Updated 2026-07-14.

The top-rated condo insurance agent in Gilroy, California is Gina Lopez - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include David Matzinger - State Farm Insurance Agent, AAA Gilroy Branch, MC Insurance Services. This directory lists 19 condo insurance agents serving Gilroy.

Showing 19 condo insurance agents in Gilroy, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Lopez - State Farm Insurance Agent8401 Church St Ste B(408) 846-9077
2David Matzinger - State Farm Insurance Agent651 1st St(408) 842-9354
3AAA Gilroy Branch7210 Camino Arroyo Dr(408) 847-9220
4MC Insurance Services60 4th St Suite 102(408) 848-2271
5Fiesta Auto Insurance & Tax Service751 1st St A(408) 847-1200
6Di-Car Insurance Marketing6976 Automall Pkwy(408) 848-9085
7Farmers Insurance - Stefanie Pinheiro190 1st St(408) 842-4619
8Luis Bejar Rodriguez: Allstate Insurance1230 1st St Ste 203(408) 427-0112
9Farmers Insurance - Maria Cid8010 Wayland Ln #2f(408) 848-8953
10Arline Silva: Allstate Insurance7691 Eigleberry St(408) 842-5608
GL
8401 Church St Ste B
Gina Lopez - State Farm Insurance Agent
Condo Insurance Agent · Gilroy, CA

Gina Lopez - State Farm Insurance Agent serves Gilroy, California, as a dedicated condo insurance agency. This office provides specialized coverage for individual condominium units, helping owners protect their personal property and interior structures. They assist clients in navigating the gap between a homeowner association's master policy and personal coverage needs. Policies typically safeguard belongings, provide liability protection, and cover interior improvements. The agency also offers additional endorsements for assessment coverage or loss-of-use benefits specific to condominium owners.

DM
651 1st St
David Matzinger - State Farm Insurance Agent
Condo Insurance Agent · Gilroy, CA

Homeowners and condo owners in Gilroy, California turn to David Matzinger - State Farm Insurance Agent for condo insurance coverage. The agency provides policies that protect individual units, covering personal property and liability within association master plans. It assists clients in understanding how strata policies coordinate with personal coverage to avoid coverage gaps. This Gilroy-based agent also serves communities in nearby Morgan Hill and the broader South Santa Clara County area.

AG
7210 Camino Arroyo Dr
AAA Gilroy Branch
Condo Insurance Agent · Gilroy, CA

AAA Gilroy Branch provides a full range of coverage options tailored specifically for condominium unit owners in Gilroy, California. Its service approach includes helping clients understand master policy gaps and advising on personal property, liability, and loss assessment needs. Maintenance plans or periodic policy reviews are offered to ensure coverage keeps pace with changes in local building costs and personal assets. The company services single-family homes, apartments, retail spaces, and restaurants throughout the Gilroy area.

MI
60 4th St Suite 102
MC Insurance Services
Condo Insurance Agent · Gilroy, CA

MC Insurance Services serves Gilroy and the surrounding communities in Santa Clara County, handling condo insurance for local homeowners and residents. The agency focuses on policies that cover common areas, personal liability, and interior structural damage for condominium units. It works with clients to assess individual building requirements and typical association master policies. To complete a job, the agent compares coverage options from multiple carriers and explains the differences between each plan in clear, straightforward terms.

FA
751 1st St A
Fiesta Auto Insurance & Tax Service
Condo Insurance Agent · Gilroy, CA

Fiesta Auto Insurance & Tax Service in Gilroy, California specializes in crafting coverage for condo owners, including protection for interior structures and personal liability. It also guides clients in choosing policy terms that coordinate with their homeowners association’s master plan. Working with property owners across the region, the office helps address the unique risks of shared-wall living, such as ensuring sufficient loss assessment coverage for unexpected building repairs after a major storm or fire.

DC
6976 Automall Pkwy
Di-Car Insurance Marketing
Condo Insurance Agent · Gilroy, CA

Di-Car Insurance Marketing in Gilroy, CA distinguishes between a one-time purchase when buying a new property and a recurring policy that renews each term. Their condo insurance agents help residents secure coverage that protects personal belongings, interior structures, and liability arising within the unit. Policies typically address gaps left by the building’s master insurance, ensuring individual financial protection. Service runs on both a scheduled renewal basis for existing clients and an as-needed basis for those buying a new condo.

FI
190 1st St
Farmers Insurance - Stefanie Pinheiro
Condo Insurance Agent · Gilroy, CA

Farmers Insurance - Stefanie Pinheiro offers specialized condo insurance services for property owners in Gilroy, California, focusing on tailored policy options to protect personal belongings and interior structures. The agency provides general coverage assistance for liability and loss assessment expenses. Stefanie’s team helps clients navigate the unique needs of condominium living, including policy gaps between master and unit owner plans. The agency also advises on securing appropriate winter coverage for seasonal vacancies or pipe burst risks that can affect Gilroy condos.

LB
1230 1st St Ste 203
Luis Bejar Rodriguez: Allstate Insurance
Condo Insurance Agent · Gilroy, CA

As autumn brings cooler temperatures and seasonal rains to Gilroy, protection against water damage from unexpected roof leaks or plumbing failures becomes a key concern for condo owners. Luis Bejar Rodriguez: Allstate Insurance provides condo insurance policies that address these common weather-related and maintenance risks. The agency offers coverage tailored specifically for attached homes, including protection for interior structures and personal liability. An initial policy review begins with a phone consultation to assess the specific needs of your unit and building layout.

FI
8010 Wayland Ln #2f
Farmers Insurance - Maria Cid
Condo Insurance Agent · Gilroy, CA

Farmers Insurance - Maria Cid in Gilroy, California, provides condo insurance policies that safeguard individual units against common perils like fire and theft. Specializing in this niche, the agency often assists with loss assessment coverage for shared building areas and liability protection. It serves residential condo owners seeking personalized policy options for their specific units. The agency can also handle commercial insurance needs for offices, warehouses, and food service operations within the local area.

AS
7691 Eigleberry St
Arline Silva: Allstate Insurance
Condo Insurance Agent · Gilroy, CA

Arline Silva: Allstate Insurance provides residential condo insurance services for owners in Gilroy, California. The agency also offers commercial coverage options for condominium associations and business properties throughout the surrounding area. Each policy is tailored to meet individual needs for property protection and liability. Follow-up consultations are available between regular visits to help clients adjust coverage as their circumstances change over time.

CA
280 E 10th St Suite F
Coast Auto Insurance
Condo Insurance Agent · Gilroy, CA
(408) 842-1990
coastautoinsurance.com
FI
190 1st St
Farmers Insurance- Pinheiro Insurance Agency, Inc
Condo Insurance Agent · Gilroy, CA
(408) 842-4619
farmersagent.com/spinheiro
PI
7600 Monterey Rd Suite 140
PCB Insurance Services, LLC
Condo Insurance Agent · Gilroy, CA
(408) 847-1000
pcb-insurance.com
FI
7790 Eigleberry St ste a
Farmers Insurance - Erma Contreras
Condo Insurance Agent · Gilroy, CA
(408) 846-5878
agents.farmers.com/ca/gilroy/eric-contreras
BP
7810 Monterey Rd
Budget Plus Insurance
Condo Insurance Agent · Gilroy, CA
(888) 208-2224
budgetplusinsurance.com
AI
5143, 7691 Eigleberry St A
Allstate Insurance Co: Silva Jason
Condo Insurance Agent · Gilroy, CA
(408) 842-5608
agents.allstate.com/arline-silva-gilroy-ca.html
SV
7691 Eigleberry St
South Valley Insurance
Condo Insurance Agent · Gilroy, CA
(669) 233-1918
SA
7691 Eigleberry St
silva agency
Condo Insurance Agent · Gilroy, CA
(408) 842-1019
thesilvaagency.com
HI
116 5th St
Haaker Insurance
Condo Insurance Agent · Gilroy, CA
(408) 846-8540

What Does a a Condo Insurance Agent in Gilroy Cost?

Condo insurance premiums in California generally range from 200 to 800 dollars per year for an HO-6 policy. In Gilroy, factors like the age of the building, proximity to fire zones, and your credit score can affect the rate. A typical policy with 25,000 dollars in personal property coverage and 100,000 dollars in liability may cost around 400 dollars annually. This is general information and not insurance advice.

About condo insurance agents in Gilroy

A condo insurance agent in Gilroy can help you understand the specific coverage needed for your unit. California law requires HOAs to carry a master policy, but that policy does not cover your personal belongings or interior upgrades. An agent can explain how to fill those gaps with an HO-6 policy tailored to your Gilroy condo.

Frequently Asked Questions

What does a condo insurance agent in Gilroy do?

A condo insurance agent helps you find an HO-6 policy that covers your personal property, liability, and interior improvements. They also explain how your policy coordinates with the HOA master policy required under California Civil Code 4775.

Do I need condo insurance if the HOA has a master policy?

Yes. The HOA master policy typically covers the building structure and common areas. It does not cover your personal belongings, additional living expenses, or liability for accidents inside your unit. An agent can help you get the right coverage.

How much does condo insurance cost in Gilroy California?

Condo insurance in Gilroy typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Costs depend on your unit value, location, deductible, and coverage limits. An agent can provide a personalized quote.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.