The top-rated condo insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, Dan Normoyle - State Farm Insurance Agent, Cost-U-Less Insurance. This directory lists 20 condo insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 3 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 4 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 5 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 6 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 7 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 8 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 9 | Stuart Stackhouse Insurance Agency | 833 Willow Creek Dr | (916) 798-0869 |
| 10 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
Shoua Lee - State Farm Insurance Agent serves the Folsom, California, area and surrounding Sacramento County as a local condo insurance agency. The company helps condominium owners protect their individual units with tailored coverage solutions. Clients can obtain policies that address interior structures and personal belongings. The agent assists with customizing deductibles and obtaining quotes that meet specific homeowner association requirements. Common services handled in this area include coverage for personal liability and loss assessment protection for shared building elements.
Farmers Insurance - Maria Britton provides condo insurance services for property owners in Folsom, California. Policy options cover personal liability, loss assessment, and interior damage protection for individual units. Ongoing support includes claims assistance and policy reviews to adjust coverage as needed. This agency helps manage risks unique to shared-building living arrangements. It serves clients with single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in the Folsom area can contact Dan Normoyle, a State Farm Insurance Agent, for condo insurance policies. The agency provides coverage for individual unit owners and associations, helping to protect investments with liability and property protection plans. Services also include renters insurance for local tenants. The Folsom office serves customers throughout the surrounding communities, including El Dorado Hills and the greater Sacramento metro region.
Cost-U-Less Insurance serves the greater Sacramento region around Folsom, California, as a dedicated provider of condo insurance policies for unit owners. The agency assists clients in securing coverage tailored to the specific needs of condominium living in this suburban area. It helps homeowners understand their personal liability and interior property responsibilities that master policies do not cover. Specific services it handles in this area include loss assessment coverage and personal property protection for condo residents.
Serving Folsom, California, and its surrounding communities, Dr. Aaron Williams - State Farm Insurance Agent handles the specific needs of condo owners. This agency works with clients to secure coverage for their individual units, personal belongings, and liability protection. When approached with a typical condo insurance job, the agent begins by thoroughly reviewing the homeowner association’s master policy. This review helps identify any coverage gaps. The general approach used then focuses on customizing a dwelling and personal property plan providing the specific financial fill the limits left by the association’s policy.
In Folsom, clients choose between one-time consultations for a single policy review or ongoing annual service for coverage adjustments as needs evolve. Carlson Agency Insurance Services Inc. assists condo owners with policies that protect interior structures, personal belongings, and liability from property-specific claims typical of shared-wall living. Common coverage areas include dwelling modifications, loss assessment for association deductibles, and theft of personal property. Their service runs on a scheduled basis with annual policy renewals, plus as-needed availability for mid-term changes such as adding a new high-value item.
Whims Insurance and Financial Services specializes in condo insurance policies tailored to individual unit owners in Folsom. The agency helps clients understand master policy coverage gaps and personal property protection needs. It guides residents through typical liability and loss assessment options for common area exposures. The agency also assists with adjusting coverage when homeowners make interior upgrades or acquire valuable possessions. During the local wildfire season, it helps Folsom condo owners review their dwelling coverage limits and potential additional living expense provisions.
Kyle Middleton - State Farm Insurance Agent provides comprehensive insurance options to area clients, with a specific focus on condo insurance solutions that address unique property and liability needs. The agency can structure policies to cover interior fixtures, personal belongings, and loss assessment exposure that condo ownership demands. Additionally, available coverages may extend to protect improvements made within the unit from unforeseen damage. Commercial sectors served include offices, warehouses, and food service establishments that require tailored risk management.
Stuart Stackhouse Insurance Agency serves condominium owners in Folsom, California, arranging residential coverage that protects individual units and personal belongings from common risks. The agency also assists with commercial insurance for small local businesses, providing options tailored to various property and liability needs throughout the surrounding area. Homeowners and business clients receive guidance on policy choices and claims support. Ongoing service includes follow-up after policies are issued, with attention to adjustments needed between regular renewal visits.
As the dry summer months raise the risk of wildfire damage in Folsom, condominium owners often seek reliable coverage for their interiors and shared structures. Century Partners Insurance Agency: Allstate Insurance offers tailored policies to address these specific community and individual exposures. Their service includes guidance through standard condo insurance packages, covering personal belongings and liability. To properly assess a unit’s unique protection requirements and potential vulnerabilities, the agency typically begins with a detailed review of the homeowner association’s master policy and a personal inventory.
What Does a a Condo Insurance Agent in Folsom Cost?
Typical condo insurance in California costs between 300 and 600 dollars per year for a standard HO6 policy. Factors like location unit size coverage limits and deductible amounts affect the premium. In Folsom flood or fire risk may increase costs. This is general information not insurance advice.
About condo insurance agents in Folsom
Condo insurance agents in Folsom California help you understand the specific coverage needed for your unit. California law requires HO6 policies to cover interior structures and personal property. Agents can explain how the HOA master policy interacts with your individual policy to avoid gaps in protection.
Frequently Asked Questions
What does a condo insurance agent in Folsom do?
A condo insurance agent in Folsom helps you choose an HO6 policy that covers your personal property interior walls and liability. They review your HOA master policy to ensure you have proper coverage for deductibles and improvements.
Is condo insurance required by California law?
California law does not require condo insurance but most lenders and HOAs do require it. Your HOA may have minimum coverage requirements for liability and loss assessment. An agent can help you meet those requirements.
How does the HOA master policy affect my condo insurance in Folsom?
The HOA master policy covers common areas and the building exterior. Your individual HO6 policy covers your unit interior personal property and liability. An agent can explain the gap between the two policies and recommend additional coverage if needed.
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