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Find Condo Insurance Agents Near You in Encinitas, CA
Compare condo insurance agents in Encinitas. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 condo insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875
agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
Farmers Insurance - Taylor Swoy
162 S Rancho Santa Fe Rd F-45, Encinitas, CA 92024
(760) 943-4000
agents.farmers.com
Condo insurance agents in Encinitas California help owners understand HO6 policies which cover personal property and interior walls. California law requires condo associations to carry master policies but owners still need individual coverage for upgrades and liability. A local agent can explain how Encinitas coastal risks like fog and moisture affect your policy needs.
What Does a Condo Insurance Agent in Encinitas Cost?
Typical condo insurance costs in California range from 300 to 800 dollars per year for a standard HO6 policy. In Encinitas premiums may be higher due to coastal exposure and wildfire risk. Factors like your deductible coverage limits and location within the city affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Encinitas do?
A condo insurance agent in Encinitas helps you find an HO6 policy that covers your personal belongings interior improvements and liability. They review your condo associations master policy to identify gaps. Agents also advise on California specific requirements like earthquake coverage which is not included in standard policies.
Is condo insurance required by law in California?
California law does not require condo owners to carry insurance but most lenders will require it if you have a mortgage. Your condo association may also require you to carry a minimum level of liability coverage. Check your CC&Rs for specific requirements in Encinitas.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.