The top-rated condo insurance agent in Concord, California is Fiesta Auto Insurance & Tax Service, rated 4.9 stars across 751 reviews. Other highly rated options include Freeway Insurance, TruSummit Insurance, Hamid Ray Asemi - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 1500 Monument Blvd Suite E7 | (925) 849-0050 |
| 2 | Freeway Insurance | 1701 Monument Blvd Ste H | (925) 951-0953 |
| 3 | TruSummit Insurance | 51 John Glenn Dr | (925) 452-6969 |
| 4 | Hamid Ray Asemi - State Farm Insurance Agent | 3600 Clayton Rd A | (925) 726-0154 |
| 5 | Farmers Insurance - Zuleima Garcia | 2691 Monument Blvd Ste 17 | (925) 691-9225 |
| 6 | Allstate Insurance: Rudy Ortiz | 2280 Diamond Blvd # 140 | (925) 326-2040 |
| 7 | Jared Burns-Coffin - State Farm Insurance Agent | 2151 Salvio St Ste 270 | (925) 682-0800 |
| 8 | Elena Sadur - State Farm Insurance Agent | 5167 Clayton Rd a1 | (925) 689-9980 |
| 9 | Farmers Insurance - John Duncan | 5356 Clayton Rd # 220A | (925) 825-1808 |
| 10 | Gail Williams - State Farm Insurance Agent | 5041 Clayton Rd | (925) 685-8000 |
Fiesta Auto Insurance & Tax Service serves the Concord, California area by providing condo insurance products and related coverage solutions. This local agency assists residents in securing policies tailored to condominium ownership, addressing specific needs for property protection and liability. Their services typically include structure and personal property coverage, as well as loss assessment and personal liability options for condo unit owners.
Freeway Insurance provides condo insurance services for property owners in Concord, California, offering coverage tailored to individual unit policies and association requirements. Its service plans include assistance with personal liability protection and interior structural coverage, along with guidance on policy endorsements for shared building elements. The company regularly reviews coverage needs to ensure compliance with homeowners association regulations. Freeway Insurance services single-family homes, apartments, retail spaces, and restaurants.
TruSummit Insurance provides condo insurance services to clients throughout Concord, CA, and the broader Contra Costa County area. The agency helps condominium owners secure coverage tailored to the specific needs of attached housing. Policies typically address interior structures, personal property, and liability protection within the condominium community framework. TruSummit Insurance also assists with loss assessment coverage, which helps protect owners from shared expenses arising from damage to common areas or the broader building complex.
Hamid Ray Asemi - State Farm Insurance Agent in Concord, CA, provides a range of condo insurance options, including coverage for personal property, liability, and loss of use, as well as maintenance plans to help policyholders manage routine upkeep and protect their investment. The agency assists with tailoring policies to fit individual needs and offers ongoing support for claims and policy adjustments. Its services are available for single-family homes, apartments, retail, and restaurants.
Homeowners and property managers in Concord, CA rely on this agency for tailored condo insurance solutions. Farmers Insurance - Zuleima Garcia provides coverage for dwelling protection, personal liability, and loss of use for individual unit owners. Policies are designed to address common risks such as theft and water damage within shared buildings. Professional advice helps clients understand homeowners association master policy gaps and fill them appropriately. This office also serves the neighboring community of Pleasant Hill and surrounding Contra Costa County areas.
Serving Concord and the surrounding communities of Central Contra Costa County, Allstate Insurance: Rudy Ortiz provides personalized condo insurance agent services. It handles coverage for policyholders’ personal property, liability protection, and loss of use within condominium associations. Recognizing that each building’s master policy varies, the agency focuses on identifying gaps in individual unit protection. To handle a typical job, it reviews a client’s specific HOA documents and personal assets before recommending appropriate endorsement levels to ensure adequate coverage against common local risks.
For a local policyholder, selecting between a one-time purchase and a recurring premium arrangement determines how coverage is managed. Jared Burns-Coffin in Concord, CA, works as a State Farm agent specializing in condo insurance, helping owners secure protection for their personal belongings and interior structures. Policies typically extend beyond basic master coverage, addressing original fixtures and liability. Service is available on an as-needed basis, allowing clients to request policy reviews or make adjustments when their situation changes without a mandatory schedule.
Elena Sadur - State Farm Insurance Agent specializes in condo insurance in Concord, CA, tailoring policies to protect individual unit interiors and personal belongings. The agency also offers general coverage options, including liability protection and loss of use benefits, assisting clients with navigating common area assessments and policy gaps. Throughout the fall and winter months, it helps condominium owners address risks like frozen pipe damage and roof leaks from seasonal storms.
When autumn storms sweep through Concord, condo owners often face unexpected water damage from aging roofs or shared building leaks. Farmers Insurance - John Duncan offers tailored coverage that addresses these community-specific exposures, including assessments from homeowners associations and interior improvements. Their approach focuses on protecting personal liability and possessions without over-insuring common areas. The process begins by scheduling a no-obligation consultation to review the unique features and restrictions of a buyer’s or owner’s specific condominium unit prior to finalizing any policy selection.
Gail Williams - State Farm Insurance Agent in Concord, CA, works with clients to secure coverage for their housing and property needs, including specialized condo insurance solutions. These policies help protect individual units from potential risks like water damage or liability claims, offering tailored layers of protection beyond standard homeowners insurance. As a local provider, the company assists customers in safeguarding both residential and commercial spaces, including offices, warehouses, and food service establishments.
What Does a a Condo Insurance Agent in Concord Cost?
Typical condo insurance costs in California range from 300 to 800 dollars per year for standard HO6 policies. Factors like location in Concord, building age, and coverage limits affect the premium. This is general information and not insurance advice.
About condo insurance agents in Concord
Condo insurance agents in Concord California help you understand the unique coverage needs for your unit. California law requires HO6 policies to cover your personal property and interior improvements. Agents can guide you through the master policy provided by your homeowners association and fill any gaps in protection.
Frequently Asked Questions
What does a condo insurance agent in Concord do?
A condo insurance agent helps you select an HO6 policy that covers your personal belongings and interior structures. They review your associations master policy to ensure you have adequate liability and loss assessment coverage.
Is condo insurance required by California law?
California law does not require condo insurance but your mortgage lender will likely require it. Your homeowners association may also require proof of coverage as part of their bylaws.
How does California law affect my condo insurance policy?
California Civil Code Section 4775 requires associations to maintain a master policy. Your individual HO6 policy should cover deductibles and improvements not covered by the master policy.
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