The top-rated condo insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Freeway Insurance, Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC. This directory lists 20 condo insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Freeway Insurance | 1021 W 16th St | (928) 782-8796 |
| 3 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 4 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 5 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 6 | Martin Armijo - State Farm Insurance Agent | 708 E 32nd St | (928) 341-1150 |
| 7 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 8 | Lillian Jauregui - State Farm Insurance Agent | 2750 S Pacific Ave Ste B | (928) 344-8050 |
| 9 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
| 10 | Best Buy Insurance | 1835 S 4th Ave | (928) 783-2801 |
Morales Insurance Group serves the Yuma, Arizona metro area as a condo insurance agent. It offers tailored insurance policies designed specifically for condominium unit owners in this region. Coverages typically include protection for interior structures, personal property against theft or damage, and liability for accidents occurring within a unit. This agency also handles loss assessment coverage for common areas maintained by the homeowner association. It specializes in addressing local insurance needs for both primary residences and seasonal condo properties.
Freeway Insurance serves the El Mirage, Arizona metro area as a local provider of condo insurance agent services. The agency assists homeowners and condominium unit owners in the region with securing coverage that protects their individual property and personal liability. Policies arranged can include protection for interior fixtures, appliances, and personal belongings. The company also helps clients navigate master policy gaps by recommending appropriate dwelling and loss assessment coverage for the El Mirage community.
Andrea's Insurance & Tax serves homeowners and property managers in Yuma, Arizona, offering specialized coverage for condominium units and association needs. The agency assists clients in securing policies that protect against structural damage, liability risks, and personal property loss common to the region’s climate. For those requiring individual interior protection or master policy gap coverage, the team provides tailored advice. The company also extends its services to property owners and managers in the neighboring community of Somerton and within the greater Yuma metro area.
Farmers Insurance - Flores Insurance Agency LLC in Yuma, AZ, provides condo insurance policies that cover personal property, liability, and loss of use for unit owners. The agency assists clients with customizing coverage for interior structures not protected by the master policy. Typical service includes helping policyholders understand building-property limits and offering protection against theft or water damage. The agency serves single-family homes, apartments, retail spaces, and restaurants within the local area.
Yuma Risk Management Group, LLC serves Yuma and its surrounding communities, handling condo insurance policies for local homeowners and association boards. Coverage typically includes interior structures, personal property, and liability protection tailored to condominium living. The company addresses each client's specific needs by carefully reviewing association master policies and individual unit requirements. It then designs a plan to fill coverage gaps and match the client’s financial exposure.
Martin Armijo - State Farm Insurance Agent in Yuma, Arizona provides condo insurance coverage tailored to individual unit owners. This agent assists clients in selecting policies that protect personal belongings and interior structures. General service work includes reviewing liability coverage and loss assessment protection for shared building areas. During the intense summer heat, the agent helps condo owners address potential damage from monsoon storms or sudden plumbing failures affecting their units.
Inszone Insurance Services offers a full range of condo insurance policies tailored to protect unit owners in Sun City West, Arizona. Their services typically include coverage for personal property, liability protection, and loss of use. The company assists clients in understanding master policy gaps and selecting appropriate deductibles. It services various property types, including single-family homes, apartments, retail spaces, and local restaurants.
Lillian Jauregui - State Farm Insurance Agent in Yuma, AZ, specializes in offering condo insurance policies tailored to protect individual units and shared building structures. It also provides general home and renters coverage for local residents. The agency helps clients understand policy gaps related to master building bylaws. During the summer monsoon season, it assists condo owners with claims preparation for potential roof or window damage caused by high winds and dust storms.
Best Buy Insurance in Yuma, AZ provides both one-time policy setup services and ongoing policy management for condo owners. Coverage options include interior structure protection and personal liability tailored to individual unit ownership. The agent helps clients understand how master policies interact with individual unit coverage needs. Assistance for claims or policy reviews is available on an as-needed basis, with no requirement for recurring appointments after initial enrollment.
What Does a a Condo Insurance Agent in Yuma Cost?
Condo insurance in Arizona typically costs between 200 and 600 dollars per year for a standard policy. Factors that affect the premium include the unit location in Yuma, the amount of personal property coverage, the deductible chosen, and the age of the building. Flood and wind coverage may add additional cost. This is general information and not insurance advice.
About condo insurance agents in Yuma
Condo insurance agents in Yuma Arizona help owners understand the unique coverage needs for their unit. Arizona law requires condo associations to carry a master policy but that policy may not cover personal belongings or interior improvements. A local agent can explain how the Arizona Condominium Act affects your individual policy requirements.
Frequently Asked Questions
What does a condo insurance policy cover in Arizona?
A standard condo policy in Arizona covers your personal property, interior walls and fixtures, and liability protection. It also provides loss of use coverage if your unit becomes uninhabitable. The master policy from the association typically covers the building exterior and common areas.
Do I need condo insurance if the association has a master policy?
Yes, you still need your own condo insurance in Arizona. The master policy may not cover your personal belongings, upgrades you made to the unit, or your liability if someone is injured inside your unit. Your policy fills the gaps left by the association coverage.
How does Arizona law affect condo insurance requirements?
Arizona Revised Statutes Title 33 Chapter 9 governs condominiums and requires associations to maintain property insurance on the common elements. However, individual unit owners are responsible for insuring their own unit interiors and personal property. Your agent can help you match your coverage to the association master policy.
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