The top-rated condo insurance agent in Mesa, Arizona is Insurance Professionals of Arizona, rated 5.0 stars across 1,856 reviews. Other highly rated options include Premier Choice Insurance, Misty Virgil - State Farm Insurance Agent, Fox Reliable Insurance. This directory lists 21 condo insurance agents serving Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Professionals of Arizona | 3521 E Brown Rd #101 | (480) 531-6179 |
| 2 | Premier Choice Insurance | 4135 S Power Rd STE 120 | (480) 830-1800 |
| 3 | Misty Virgil - State Farm Insurance Agent | 2829 E University Dr Ste 1 | (480) 275-5838 |
| 4 | Fox Reliable Insurance | 4930 E Main St UNIT 9 | (480) 807-7753 |
| 5 | Aaron McDermid - State Farm Insurance Agent | 1113 S Signal Butte Rd Suite 109 | (480) 984-3311 |
| 6 | JELMS Insurance Group | 5524 E Baseline Rd #101 | (480) 832-6666 |
| 7 | Toro Insurance Group | 931 E Southern Ave #203 | (602) 345-0360 |
| 8 | The Adams Agency | 3851 E Main St | (480) 924-2600 |
| 9 | Red Rock Insurance | 1355 N Greenfield Rd | (480) 337-3490 |
| 10 | Conan Insurance | 1755 S Val Vista Dr #204 | (602) 558-0078 |
Insurance Professionals of Arizona serves Mesa and Maricopa County as a condo insurance agency. The agency assists condominium owners by arranging coverage that typically addresses interior structures and personal liability exposures. Condo policies in this area must account for master policy gaps and shared building elements. Loss assessment coverage is often advised to protect unit owners from special assessments by the homeowners association. Personal property protection and liability insurance are additional services this agency handles for local condo residents.
Premier Choice Insurance provides comprehensive coverage options for owners in Mesa, Arizona, specializing in policies that protect personal property and liability within condo associations. Its team assists clients in understanding the gap between a master policy and individual needs, offering guidance on appropriate deductibles and loss assessments. Regular policy reviews help ensure ongoing alignment with changing condo values. The company services single-family homes, apartments, retail spaces, and local restaurants seeking tailored condo insurance solutions.
Misty Virgil - State Farm Insurance Agent serves Mesa condo owners and homeowners associations seeking tailored coverage for their units and common areas. The agency addresses protection for individual interiors, personal liability, and shared structural risks beyond standard policies. Policies are designed to cover gaps between a master HOA plan and a unit owner’s personal assets. This local office also provides coverage for renters in multi-unit buildings across East Valley communities like Gilbert.
Fox Reliable Insurance serves Mesa, Arizona and the surrounding communities. It handles condo insurance policies for local property owners. The agents assist clients with coverage for interior structures, personal liability, and loss assessments. They work to match policy options with each condo association’s requirements and individual unit owner needs. For a typical job, the agency reviews the specific condo bylaws and the client’s personal assets to recommend appropriate deductible levels and coverage limits.
Based in Mesa, AZ, Aaron McDermid - State Farm Insurance Agent offers condo insurance that addresses both one-time policy purchases for individual unit owners and recurring coverage plans that continue from year to year. These policies protect personal belongings, interior structures, and liability against common condominium risks. The office works closely with clients to tailor coverage to their specific condo association requirements. Service is available on an as-needed basis for policy adjustments, claims support, or new policy inquiries.
JELMS Insurance Group offers specialized condo insurance services in Mesa, AZ, focusing on protecting individual units and common area liabilities for homeowners and associations. It provides tailored coverage for interior structures, personal property, and loss assessments linked to shared spaces typically required by HOA bylaws. The agency guides clients through adjusting policy limits and deductibles to suit local property values and risk exposure. It helps policyholders prepare for Arizona’s monsoon season, ensuring coverage addresses potential storm or flood damage to units.
When monsoon storms roll through Mesa, strata or homeowners association coverage can be overlooked until wind or hail damage appears. Toro Insurance Group helps condo owners verify that their individual policy fills gaps left by the master association’s deductible. They review interior fixtures, personal liability, and loss-of-use provisions under Arizona's complex condominium laws. Each client’s building age, roofing type, and proximity to flood zones shape the specific coverage tailored to their unit. An initial walk-through of the property’s common walls and systems typically begins the assessment process.
The Adams Agency assists clients in Mesa with securing appropriate property and liability coverage for their residences. This work focuses specifically on protecting unit owners against common risks associated with shared-wall living, such as interior damage or personal liability claims. Policies typically address gaps not covered by a building’s master association plan. The agency can also extend its insurance services to serve commercial sectors, including offices, warehouses, and food service operations.
Red Rock Insurance provides residential condo insurance services to clients throughout Mesa, AZ. The agency also offers commercial coverage options for locally owned condominium buildings. Condominium insurance typically protects individual units from perils such as fire, theft, and liability claims that can arise within communal properties. Regular policy reviews help ensure coverage keeps pace with changing condo association requirements and personal asset growth. The agency encourages follow-up contact between regular visits to adjust policies after renovations or new purchases.
Conan Insurance is a Mesa, Arizona, condo insurance agent known for tailoring coverage to the unique needs of condo owners in the area. The agency's service range includes standard policies that protect interior structures, personal belongings, and liability, all calibrated to local homeowners association requirements. For those seeking broader protection, they can add a dedicated loss assessment endorsement to cover unexpected special assessments from condo associations.
What Does a a Condo Insurance Agent in Mesa Cost?
Typical condo insurance in Arizona costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your deductible, coverage limits, location in Mesa, and claims history affect the premium. This is general information and not insurance advice.
About condo insurance agents in Mesa
A condo insurance agent in Mesa Arizona helps you secure an HO-6 policy that covers your personal property and interior walls. Arizona law requires the master association policy to cover the building structure, but you still need your own policy for upgrades and liability. A local agent can explain how Arizona insurance regulations affect your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance agent in Mesa do?
A condo insurance agent helps you find an HO-6 policy that meets Arizona requirements. They review your condo associations master policy to identify gaps and recommend coverage for your personal belongings and liability.
Is condo insurance required in Arizona?
Yes, most Arizona condo associations require you to carry an HO-6 policy. Arizona law does not mandate it statewide, but lenders and association bylaws usually make it a condition of your mortgage or occupancy.
How does Arizona law affect condo insurance claims?
Arizona has a statute of limitations of two years for property damage claims from the date of loss. Your agent can explain how this time limit applies to your policy and why prompt reporting is important.
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