The top-rated condo insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Eric Strobel - State Farm Insurance Agent, Farmers Insurance - James Weinrich, Jerome Prazak - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Makayla Chadwick - State Farm Insurance Agent | 3700 N Robert Rd #1 | (928) 237-5094 |
| 2 | Eric Strobel - State Farm Insurance Agent | 2485 N Great Western Dr # A | (928) 772-8338 |
| 3 | Farmers Insurance - James Weinrich | 7129 E 1st St #104 | (928) 227-3457 |
| 4 | Jerome Prazak - State Farm Insurance Agent | 3075 N Windsong Dr Ste C | (928) 277-0707 |
| 5 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 6 | Scott Smith - State Farm Insurance Agent | 3298 N Glassford Hill Rd #103 | (928) 772-7100 |
| 7 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 8 | Foster Insurance Services: Allstate Insurance | 3001 N Main St #2e | (928) 772-0322 |
| 9 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 10 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
Makayla Chadwick - State Farm Insurance Agent serves Prescott Valley, AZ, specializing in condo insurance coverage. This agency helps condominium owners understand their policy requirements and protect their personal property. Local condo insurance involves coverage for interior structures and belongings not covered by a master policy. The agent assists clients in navigating the specific needs of condo living, including liability protection. Services handled in this area include tailoring individual unit coverage and providing guidance on loss assessment protection for shared building areas.
Eric Strobel - State Farm Insurance Agent serves Prescott Valley and the surrounding Arizona communities, handling condo insurance needs for homeowners and associations. This agent manages policies protecting personal property, interior structural elements, and liability coverage within individually owned units. Each job begins with a thorough discussion of the community’s master policy limits and the unit owner’s existing assets. From there, the agent identifies coverage gaps and recommends appropriate personal endorsements to ensure consistent protection against common local risks.
Farmers Insurance - James Weinrich in Prescott Valley, Arizona provides a range of condo insurance services, including coverage for individual units, personal liability protection, and loss assessment. The agency helps policyholders manage maintenance plans by guiding them through coverage options for interior repairs and shared building elements. Its clients include owners of single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property investors, and condo association boards in Prescott Valley, Arizona rely on Jerome Prazak - State Farm Insurance Agent for tailored condo insurance coverage. The agency provides policies that protect individual units and shared building structures, addressing local risks such as desert weather and seasonal monsoons. Residents seeking to safeguard their condominium investment can consult the agent for detailed risk assessments. The agency’s service area also extends throughout the Prescott metropolitan region, including the neighboring community of Chino Valley.
Serving Prescott Valley and the surrounding communities in Yavapai County, Manzanita Insurance handles condo insurance policies for local homeowners and associations. It addresses the unique coverage needs of condominium units, including interior structures, personal property, and liability. Typical jobs involve assessing building bylaws and individual owner exposures to align coverage with HOA master policies. To complete a job, it reviews existing plans, discusses unit-specific risks, and recommends appropriate personal liability limits and loss assessment coverage.
For one-time service, Scott Smith - State Farm Insurance Agent offers a single policy tailored to cover a specific condo unit’s interior and personal belongings. For recurring service, the agent provides annual policy reviews to adjust coverage as property values change. Policies typically protect against fire, theft, liability, and loss assessment fees from the condo association. This Prescott Valley, AZ agent handles claims locally and explains common condo insurance exclusions. Service runs on a one-time basis for initial policy setup, with scheduled annual renewals and as-needed endorsements.
Farmers Insurance - Stephen Carbajal Agency in Prescott Valley, AZ specializes in condo insurance policies tailored to individual unit owners. It provides general insurance services covering property protection and liability for local residents. The agency helps clients navigate coverage for shared building structures and personal belongings specific to condominium associations. During the monsoon season, it assists with claims related to hail damage and water intrusion common in the area.
For Condo Insurance Agent services, clients here choose either a single comprehensive policy or recurring coverage updates to protect their unit. Foster Insurance Services: Allstate Insurance in Prescott Valley, Arizona, provides condo insurance tailored to each property’s specific risks. Policies cover interior structures, personal belongings, and liability, addressing gaps in the building’s master policy. This agent helps owners assess their individual exposure. Service runs on an as-needed basis for policy adjustments or new coverage requests.
When wildfire season approaches in Prescott Valley, securing specialized condo insurance becomes a priority. Fair Advantage Insurance works to match property owners with policies that address shared-wall structures and common-area liabilities. The agent reviews individual unit coverage gaps and advises on loss-assessment protection needed for the local climate. Every quote starts with an inspection of the building’s exterior and recent claims history in the homeowners association.
Inszone Insurance Services offers a full range of condo insurance policies tailored to protect unit owners in Sun City West, Arizona. Their services typically include coverage for personal property, liability protection, and loss of use. The company assists clients in understanding master policy gaps and selecting appropriate deductibles. It services various property types, including single-family homes, apartments, retail spaces, and local restaurants.
What Does a a Condo Insurance Agent in Prescott Valley Cost?
Condo insurance in Arizona typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location coverage limits and deductible amount will affect the premium. An agent can provide a quote based on your specific situation. This is general information not insurance advice.
About condo insurance agents in Prescott Valley
Condo insurance agents in Prescott Valley help owners protect their unit with an HO-6 policy. Arizona law requires the condo association to insure common areas but owners must cover interior fixtures and personal property. An agent can explain how the master policy and your individual coverage work together.
Frequently Asked Questions
What does a condo insurance agent in Prescott Valley do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior personal property and liability. They review your association master policy to make sure you have proper coverage for deductibles and improvements.
Is condo insurance required in Arizona?
Arizona does not have a state law requiring condo insurance. However most mortgage lenders and condo associations require you to carry an HO-6 policy. An agent can help you meet those requirements.
What is the difference between a master policy and an HO-6 policy in Arizona?
The condo association master policy covers common areas and the building structure. Your HO-6 policy covers your unit interior personal property and liability. An agent can help you understand where one policy ends and the other begins.
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