The top-rated condo insurance agent in Phoenix, Arizona is Arizona Preferred Insurance, rated 4.8 stars across 466 reviews. Other highly rated options include Crown Insurance, Adrar Insurance Agency, Touchdown Insurance. This directory lists 28 condo insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 2 | Crown Insurance | 2432 W Peoria Ave suite 1072 | (623) 552-6896 |
| 3 | Adrar Insurance Agency | 4801 N 19th Ave #4 | (888) 253-4476 |
| 4 | Touchdown Insurance | 11022 S 51st St #205 | (602) 677-2310 |
| 5 | Acceptance Insurance | 2316 W Bethany Home Rd #105 | (602) 782-1588 |
| 6 | Southland Insurance Services | 3030 N Central Ave suite 1000 | (623) 259-4100 |
| 7 | Freeway Insurance | 3536 W Baseline Rd Suite 122 | (602) 246-3630 |
| 8 | Sentinel Insurance Services | 34225 N 27th Dr bldg 5 ste 149 | (480) 442-3253 |
| 9 | Lumenasa Insurance Agency LLC | 4742 N 24th St suite 355 | — |
| 10 | MVS Insurance | 2633 E Indian School Rd #355 | (602) 233-3128 |
Arizona Preferred Insurance serves the Phoenix metro area as a specialized condo insurance agent. It helps local condo owners secure coverage tailored to the unique needs of community association living. The agency works with multiple carriers to find suitable policies that address personal property and interior structures. It also assists clients in understanding their master policy coverage gaps, ensuring adequate protection against common risks in Arizona. The firm handles liability and loss assessment services for its customers.
Crown Insurance provides comprehensive condo insurance services in Phoenix, Arizona, including policy selection and claims assistance. Its service plans involve periodic policy reviews to ensure adequate coverage for common areas and individual units. The company also offers maintenance plan consultations to help property managers address liability and loss prevention needs. Regular updates to coverage reflect changes in local regulations and building codes. Crown Insurance services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Adrar Insurance Agency serves condo owners, homeowners, and property managers in Phoenix, Arizona, by assisting them in securing appropriate coverage for their residential properties. The agency helps clients understand the specific insurance needs that come with condominium living, including coverage for interior structures and personal liability. It works to find policies that align with individual requirements and budget considerations. Services extend to residents in nearby Scottsdale, ensuring greater access for those in the broader Phoenix metropolitan area.
Winter storms in Phoenix can bring unexpected roof damage that condo owners may not notice until spring. Touchdown Insurance helps local condominium owners find policies that cover common-area liabilities, interior repairs, and personal belongings. Their agent reviews building documents to ensure coverage matches HOA master policies. Condominium insurance needs vary by unit location and shared wall arrangements, so a thorough discussion of current assets and potential risks is essential. Every new client consultation begins by scheduling a walkthrough of the unit with the property manager to identify all insured areas.
Acceptance Insurance offers tailored condo insurance policies designed to protect interior fixtures, personal belongings, and liability exposures. Serving the Phoenix, AZ, area, the agency works with condominium owners to secure coverage that bridges the gap between a master association policy and an individual unit’s needs. It protects against risks like theft, fire, and water damage. As monsoon season brings powerful dust storms and flash flooding to the valley, the agency helps clients adjust their policies to include adequate coverage for wind and water-related losses common during this time.
Based in Phoenix, Arizona, Southland Insurance Services works with clients to arrange appropriate condo coverage tailored to local needs. The agency specializes in adding optional endorsements for better protection. It helps ensure individual policies fill gaps left by a master association plan, addressing personal liability and interior structural risks. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
Freeway Insurance serves the El Mirage, Arizona metro area as a local provider of condo insurance agent services. The agency assists homeowners and condominium unit owners in the region with securing coverage that protects their individual property and personal liability. Policies arranged can include protection for interior fixtures, appliances, and personal belongings. The company also helps clients navigate master policy gaps by recommending appropriate dwelling and loss assessment coverage for the El Mirage community.
Sentinel Insurance Services in Phoenix, AZ provides residential condo insurance to local owners, ensuring coverage for individual units and shared building elements. The agency also handles commercial insurance policies for condo associations or mixed-use properties in the surrounding area. They work to secure appropriate liability and property protection for each client's specific needs. After an initial policy is placed, the company follows up regularly between visits to update coverage based on any changes in the condo or local requirements.
What Does a a Condo Insurance Agent in Phoenix Cost?
The average cost for a condo insurance policy in Arizona ranges from 300 to 600 dollars per year for a standard unit. Premiums depend on the unit value, deductible chosen, and location in Phoenix. High-value units or those in flood zones may cost more. This is general information, not insurance advice.
About condo insurance agents in Phoenix
A condo insurance agent in Phoenix helps you understand the unique coverage needs for Arizona condominiums. Arizona law requires HO-6 policies to cover interior improvements and personal liability. Agents also explain how the master policy of your condo association interacts with your individual unit coverage.
Frequently Asked Questions
What does a condo insurance agent in Phoenix do?
A Phoenix condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also review your association master policy to identify gaps in coverage that you need to fill.
Is condo insurance required in Arizona?
Arizona law does not require condo insurance by statute, but most mortgage lenders and condo associations require you to carry an HO-6 policy. Your agent can explain the minimum coverage amounts your association demands.
How does Arizona law affect condo insurance coverage?
Arizona Revised Statutes Title 33 governs condominium associations. The master policy typically covers common areas and bare walls. Your HO-6 policy must cover interior finishes, fixtures, and personal liability. An agent can help you match coverage to your association documents.
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